杭州桑拿

　　Paparazzi was born out of O, and the "uncrowned emperor" was called "cultural hooligan" or "bitch reporter"

　　The shocking "Paparazzi", formerly known as Italian paparazzi, first appeared in 1958, and its official translation name should be "tracking photography team". In 1960, Italian director Ferini in the film "Sweet Life", the hero Masdouanni was a gossip journalist, who often went in and out of the upper class and searched for the theme. In 1963, Ferini’s Eight and a Half appeared again as a gossip journalist, which laid a vivid image of Paparazzi in people’s minds.

　　As for the Chinese translation "paparazzi", it was initiated by Hong Kong people. In the 1950s, the Criminal Intelligence Division of the Hong Kong Police Department was good at tracking cases, and was famous for its investigation methods of tracking and eavesdropping. These plainclothes criminal investigators (commonly known as O-Records) were nicknamed "Puppy Team", which meant that dogs used their keen sense of smell to track their prey.

　　This kind of investigation and tracking ability and method was later carried forward by reporters, tracking news figures, artists and celebrities day and night. Because of the long-term tracking and waiting, not one person can do it independently, so this group of reporters who make good use of the lens to capture the news that leaked from the net are collectively called "paparazzi".

　　After the 1950s, celebrity idolization became popular, and some nobles, political and business celebrities, athletes and performing stars became the objects of mass worship. The popularity of these idol stars depends on a lot of media exposure, but on formal occasions, they are all glamorous and boring over time, so the words and deeds and daily habits of the stars in private have become secrets that people are eager to peep at.

　　The essence of "paparazzi" is to explore "non-surface" news events, with the elements of follow-up and tracking, thus promoting the good development of society. However, the ultimate goal of "paparazzi" is to sell the reported "masterpieces" for money, and they are keen on using "carpet-style" interview methods, using hidden cameras or long lenses, or stalking the interviewees with "hanging boots" to hunt for indecent photos of celebrities everywhere, which makes people embarrassed and make a fool of themselves. There are countless celebrities who have been victimized by paparazzi’s dung-scraping methods, and there are records of chasing people’s lives. Diana, the British princess four years ago, was the victim of paparazzi interviews. Diana, Diana’s lover Fayyad and the driver all died together, which shocked the world, and the paparazzi’s behavior was once again reviled by the world. In mid-June, it was reported that Fayyad’s father still wanted to sue two paparazzi for killing his son after many years, which once again questioned the paparazzi’s interview methods.

　　Paparazzi members exposed themselves: high salary, stalking and beating, undercover, taking pictures of the dead, artists stealing photos, breaking up artists’ families …

　　Since the emergence of paparazzi, paparazzi has been equated with unconventional, indecent, deviant and so on, so many people accuse paparazzi of bringing bad social atmosphere. But at the same time, "paparazzi" have grasped people’s gossip and voyeurism, and their reports are often the most attractive to readers. As members of the "paparazzi", how do they view this career?

　　Mr. Deng, the "paparazzi" who photographed the remains of the artist Wu Yongwei’s husband a few years ago, said: "Guilty, very guilty. I personally received the invitation only three weeks ago. Three weeks later, Weng Jiangpei died suddenly. I have to personally uncover Weng’s coffin and photograph the remains of the deceased. I feel very disrespectful to the deceased and his family, but this is my task … At that time, all newspapers and magazines wanted to take pictures. But when the whole company contributes, should it fall short because of my guilt? I ended up shooting, but I was very sad. If I were his family, I wouldn’t want others to shoot it. Finally, I felt guilty enough to personally apologize to Miss Wu, and I didn’t feel at ease until I heard her forgive me. "

　　Another "paparazzi", Xiao Hong, made great contributions because he filmed a male artist’s "stealing love" clip, but indirectly led to the separation of the artist’s family. The "paparazzi" constantly blamed himself: "When I was sent, my boss said that I would not shoot, and others would shoot. If I don’t shoot, it may make them have a step down, but if I shoot, he is accused by thousands of people and it is difficult to turn back. " Later, I thought that although he is a public figure, he should also have the right to privacy. Although I made great achievements that time, I will never do this kind of interview again. You follow up drug trafficking and smuggling, you are beneficial to society and the public, but visiting artists is purely gossip. Gossip may harm others and society does not benefit. Why bother? "Xiao Hong said guiltily.

　　Huang, an "old paparazzi", holds the opposite opinion: "Our task is to prove that public figures should be psychologically prepared to be filmed and reported. We can’t hold a press conference just because we do good things, but stop others from knowing if we do bad things. Is this reasonable? My mentality is to get some pictures that others don’t have. I am a reporter, not a recorder. People have me and I have them. What are you doing here? "

　　"The world is realistic. Will morality increase sales? Can morality be a meal? If I don’t shoot, will anyone appreciate me? If I don’t shoot, will there be artificial addition and will someone dig corners? " This series of questions somewhat reflects why some people are still keen to be paparazzi.

　　Simon’s experience in Hong Kong One Media is even more colorful. Before he became a paparazzi, he thought it was a supreme honor and mission, but after five years of "hard years", he got a different feeling.

　　Once, they were asked to cover the news that a female star was living with a male singer. After several weeks, I still can’t get a picture of them together. Finally, Simon could do nothing and reported the situation to the top. The boss actually said, "You won’t hit her with your car and then call the man to come out and deal with it. You can’t do it so simply, what are you afraid of! " Simon, of course, didn’t do this, and he received a warning letter from the top.

　　On another occasion, they were sent to interview a gay male singer who moved with her boyfriend. Simon was found by the singer’s boyfriend on the first day, and was chased by someone with a bat. After Simon and his colleagues fled to a safe place, they routinely called the top to report the situation. Before the boss heard it, he scolded, "You won’t stand there and call him, and you won’t really be killed. Other people take pictures of beating people, and we can be on the cover, stupid (stupid)! "

　　Once, Simon’s boss personally led a team to interview the news that the TV station was dating her and Xiaosheng. When the target appeared and the car came from a distance, the head suddenly said to Simon, "You rush to the road to stop the car, and I will shoot as soon as she stops. At that time, the speed of the car was over 70 kilometers per hour. Of course, Simon wouldn’t bet his life, so he followed up and said, "You are better than me, you went!" Simon was scolded by his boss for this.

　　Simon said that most of the time, they have to use the car to track the target. It is strictly ordered that if the target finds out, he should finish the work at once. The so-called "finish the work at once" is to block the target with the car and then take pictures. Therefore, they often chase after the target on the road, so there have been more than ten "collisions" of all sizes. Looking back now, Simon is still frightened and still has a lingering fear.

　　Simon said: "In addition to tracking and chasing, we have to’ enter the house’ (sneak into the target’s home)." They were told not to be afraid, because in case of accident, the company would make corresponding guarantee measures. As a result, a naive colleague believed it and was stopped by community security personnel after breaking into a private house. When he called the superior for help, the superior actually told the security guard: "We didn’t ask him to break into a private house, and everything was left to the owner."

　　"With the increasingly fierce competition among peers, the above requirements are even more unscrupulous. To paraphrase Taiwan Province’s recent phrase:’ A man of forty has only one mouth left.’ They can’t do it themselves, but they want to be relaxed and happy. "

　　"The longer I stay as a paparazzi in Next Weekly, the more I feel that I am losing my humanity and my feelings are more numb. I know that if I continue to do this, I will only die." Simon said.

　　Fat Li publicly apologized to Hong Kong for spending money on news and exposing many celebrity shady stories.

　　What is the magic weapon for "paparazzi" to become so "miraculous" and "ubiquitous"? The news interviewed by "paparazzi" comes from many aspects. "Paparazzi" may have to wait and trace through the hair stylist and makeup artist of the target person, the employees of the club they belong to, or the places where they shop and beauty salons.

　　Generally, a newspaper office will send a driver, a photographer and a journalist to track down the target. When the manpower can’t be deployed, the photographer may have to act as a driver and report to the journalist. Because they often encounter situations such as staying up late at night and even being chased, the members of the "paparazzi" are mostly men. In order to hide people’s eyes and ears, paparazzi’s tracking cars are not printed with the names of newspapers or magazines, and their cameras or video recorders even appear in the shape of mirrors and lipstick.

　　In order to obtain information conveniently, "paparazzi" will investigate the artist’s address in their spare time, so as to ambush in the building when something important happens in the future. Paparazzi will also use words to find artists for an exclusive interview, and then send people to follow them, asking about their itinerary, address and license plate, so as to take necessary tracking actions. "The premise is safety and anticipation. Remember to rewind the film after a photo shoot, put it in a new tube, and deliver it when someone breaks the camera or takes apart the film. " A photojournalist said. "Paparazzi" have a heavy workload and hard work, and they are willing to fight. The salary will be higher than that of other journalists, with a monthly salary of more than HK$ 30,000.

　　The Hong Kong media really organized paparazzi. In June 1995, Li Zhiying organized Apple Daily, which not only set off many newspaper price reduction wars, but also tracked down the privacy of entertainment stars and celebrities, such as "Faye Wong Dou Wei’s marriage", "Tony Leung Chiu Wai Carina Lau’s breakup", "Jackie Chan Zhang Ziyi’s scandal" and "Dragon Seed Incident", and so on, and even more, the paparazzi stirred it up. The appearance of paparazzi has promoted the competition of entertainment news industry in Hong Kong, such as Oriental Daily and Oriental Weekly, and they have set up their own paparazzi teams one after another, making paparazzi a phenomenon.

　　The unscrupulous interview methods and reports of "paparazzi" once aroused social criticism and repeatedly destroyed the good image and credibility of the media. "Chen Jiankang Incident", "Hong Bao’s Love" and "Giants Competing for Production" are all classics among them.

　　In October, 1999, the relationship between the famous disc jockey Hong Chaofeng (Fengfeng) and the rich woman Teresa Bao (Baobao) went wrong. Apple Daily even reported it as the front page, and even dispatched "paparazzi" to track the client for 24 hours, and led the client to tell many unpleasant "privacy". "Love of Hongbao" was full of drama from the beginning. Hong Chaofeng interviewed Teresa Bao in the program, so as to appreciate each other and have feelings, and publicly kissed and expressed his love for each other in the program, which made people feel that fairy tales reappeared for a time.

　　Only ten months later, the two sides broke up again and thought it would come to an end. Unexpectedly, a newspaper tracked Hong Chaofeng, and found that he was traveling arm in arm with a man in Dalian, and began a very entertaining report. For example, Fengfeng was accused of mental problems, and asked the Labor Department to collect debts from her baby, and accompanied by a lawyer, she made public her sex life with her baby. A personal matter quickly became the focus of the media, and even occupied an important position in the front page of the newspaper. I really can’t help but admire the ability of the "paparazzi" to follow the report.

　　Although most "paparazzi" are related to entertainment news, their practice of entertaining social news, such as the report of "Chen Jiankang incident", has become a big stain in the history of Hong Kong news.

　　In October 1998, a woman in Tianping Village, Sheung Shui, Hong Kong, couldn’t bear the blow of her husband’s "keeping mistresses" in mainland China. She threw her two 10-year-old and 6-year-old sons off the balcony of her 14th floor apartment, and then committed suicide herself. The tragedy touched people’s hearts. After the incident, the woman’s husband, Chen Jiankang, returned to Hong Kong from the Mainland and was interviewed by many media in succession. He publicly admitted that he had gone north to prostitute himself, and criticized his wife who had just passed away for failing to meet his sexual needs, making fun of himself as a "human-run" (a negative example of human beings). Chen Jiankang suddenly became the most unhealthy scum.

　　The media’s interest in the incident is growing day by day, taking advantage of the protagonist’s ignorance, repeatedly teasing with tone, and even sending reporters to follow Chen Jiankang to the north for fun, reporting in detail that he is looking for a girlfriend in the mainland and enjoying himself. Apple Daily even reported the news of "people running" on the front page for three consecutive days, including a photo of the protagonist and two women "hugging each other left and right" in a hotel bed. Later, it was found that the above classic photos were related to the newspaper’s payment of HK$ 5,000.

　　This is the least "healthy" media incident. Paparazzi who follow the "people’s office" spend money to buy news in order to "get out of position", and newspaper sales may increase. However, the notoriety of "fabricating news" has been criticized by Hong Kong society and journalists’ organizations. On November 10th, 1998, the front page of Apple Daily published an apology notice signed by Li Zhiying.

　　Paparazzi at War with Judges: Personal Interview, Educating Judges about Paparazzi

　　Looking around the media in Hong Kong, the competition between Oriental Newspaper Group and One Media is the fiercest. Oriental Daily, The Sun and Apple Daily account for more than half of the newspaper market in Hong Kong, and the competition between the two groups has created a judicial case of "paparazzi and judges", which has been widely criticized by all sectors of society.

　　The "paparazzi and the judge" originated from the fact that the Oriental newspaper was pirated by Apple Daily to print an exclusive photo of the pregnant female singer Faye Wong. After taking the case to court, they argued for two years. The Oriental newspaper only got HK$ 8,000 in compensation and had to bear huge legal fees.

　　From September 1997 to January 1998, Oriental Daily was dissatisfied with the court’s repeated rulings that the lawsuit involving Oriental Newspaper Group lost, and published articles in succession, calling the judges of the Court of Appeal Gao Yihui and Luo Jiezhi "white-skinned pigs" and the judges of obscene and indecent publications "yellow-skinned dogs", which were "remnants of Hong Kong and Britain" and "political persecution" of Oriental Daily. For three days in a row, the newspaper sent "paparazzi" to follow Judge Gao Yihui of the Court of Appeal and "educate" Judge what "paparazzi" means.

　　The case was tried in the High Court in mid-May, 1988. The High Court ruled that Huang Yangwu, the former editor-in-chief of Oriental Daily, who despised the court, was imprisoned for four months. As the publisher of the daily newspaper, Oriental Newspaper Group was fined 5 million Hong Kong dollars.

　　Chief Justice Chen Zhaokai and Qi Yanhui said in their sentencing that freedom of the press and judicial independence are the two pillars of society. If the freedom of the press is abused to slander and vilify the court, it will only do harm to them. If the public’s confidence in the judiciary is shaken and weakened, it will endanger the rule of law, and the same abuse of freedom of speech will only be harmful. Judges are not immune to criticism, but their speeches should be carried out fairly and reasonably, and a responsible and respectable media must take this as a code. Unfortunately, in this incident, the principle of freedom of speech was obviously extremely abused. The action of Oriental Daily is not only about individual cases, but the rule of law itself. Its purpose is to create an atmosphere of dissatisfaction with the judicial department, in an attempt to make the judicial department yield to the pressure of public opinion, and it will be more lenient when dealing with cases of Oriental Daily or its sister newspapers. This act of challenging the basic rule of law is the most serious example of media contempt encountered by courts in common law jurisdictions. In history, no judge has ever encountered such a nuisance as Judge Gao Yihui being followed around the clock.

　　Later, on September 28th, 1998, the Court of Final Appeal of Dongfang Group was awarded the right of appeal. Apple Daily should compensate Dongfang Group for 3,301 yuan, and pay all the court fees of the original court and most of the court fees of appeal to Dongfang Group. The case was closed, but the media abused the paparazzi’s interview style and used public tools for private use, which has seriously damaged the credibility of the Hong Kong media.

　　Paparazzi makes political and business people have nowhere to hide. Hong Kong celebrities jointly launched "Shut up"

　　Many target people who were tracked were disgusted with the actions of "paparazzi". In 1995, Hong Kong’s entertainment industry launched "Shut up" and refused to be interviewed by the media for three days in protest. And hold a parade of artists to reflect the incident to the government, thus arousing the awareness of the industry, the media and the public to respect privacy. Cheng Jienan, a former member of the Legislative Council of Hong Kong, suffered from the pursuit of the paparazzi of Apple Daily, and later complained to the Hong Kong Press Council.

　　"On January 13 this year, at about 8 pm, my girlfriend and I got on the bus from Fort Street and drove to the expressway, and found a reporter following us. A heavy locomotive overtook my car and slowed down. Forced me to stop the car. At this time, I followed the car behind me and suddenly jumped out of three people. Surrounded my car in a zigzag pattern, two people beside the car took out their cameras and slapped me for a while. After taking the photo, the motorcyclist actually stopped other vehicles so that the three paparazzi could leave quickly. "

　　"I still remember my girlfriend blurting out in horror:’ This seems to be an inland road kidnapping.’ "

　　Cheng Jienan said angrily, just for a few photos, these paparazzi actually ignored the safety of others. Who will bear the responsibility if the rear vehicles fail to brake and a serial car accident occurs? Apple Daily? Fat guy Li?

　　Until late August, 1999, the Law Reform Commission of Hong Kong published two documents, such as Consultation Document on Media’s Invasion of Privacy, and suggested that a "Privacy Protection Press Council" should be established by legislation to deal with complaints about invasion of privacy by newspapers and magazines, and a three-month public consultation period was launched. As a result, various circles in Hong Kong have debated on the issues of "privacy right" and "freedom of the press", which has become one of the hot spots of widespread concern in Hong Kong society.

　　Tung Chee-hwa, the Chief Executive of the SAR, said that there was no doubt about the government’s determination to protect press freedom. The Government will resolutely protect the freedom of speech and the press in accordance with the Basic Law., However, no one should ignore the proper ethics of the media under the pretext of "freedom of the press", and seek profits only, even at the expense of selling pornography, exaggerating violence and even distorting and slandering.

　　Some scholars have pointed out that it is not contradictory to protect "freedom of the press" and "privacy right" from infringement. While reminding the media to safeguard the freedom of the press and perform their supervisory functions, they should also shoulder social responsibilities, care about the interests of the people and protect the "privacy rights" of the citizens.

　　Troubled by paparazzi’s follow-up, the entertainment industry pointed out that in advanced overseas countries such as the United Nations and the European Union, freedom of the press and the right to privacy can be equally valued, so as a civilized society, neither side should be ignored. The Hong Kong Artists Association believes that Hong Kong definitely needs to establish a healthy system to balance the protection of press freedom and privacy rights.

　　Last summer, 70% of the newspapers in Hong Kong formed the Hong Kong Press Council, hoping to improve the professional level and ethics of the newspapers in Hong Kong, and to receive complaints from the public about the invasion of privacy by newspapers. However, several high-selling newspapers in Hong Kong, such as Oriental Daily, Apple Daily and Sun, did not join the organization, and the representativeness of the Council was questioned to some extent.

　　Zhang Guiyang, executive director of the Hong Kong Association of News Executives, said that news reports in Hong Kong tend to be "alienated" and entertaining. The problem lies in journalists’ lack of understanding of their duties. He believes that journalists should have the idea of passing on moral values to the next generation.

　　A recent survey found that young people in Hong Kong do not appreciate celebrity scandals as headlines, nor do they agree with the despicable interview methods of "paparazzi". Only 6% of them think newspapers are trustworthy.

　　This survey, conducted by Caritas-Hong Kong Youth and Community Service, only involves more than 800 people, but it shows that Hong Kong society has lost confidence in the media, and the "paparazzi" interview method has begun to produce bad results. When will Hong Kong media get rid of the "paparazzi nightmare" and regain the glory of the "uncrowned emperor"?

　　All people are good, paparazzi is a business.

　　Following the paparazzi, a variant of paparazzi photography team-information paparazzi has recently emerged in the media market all over the world. These information experts, armed to the teeth, are erratic and secretive. They can track all kinds of privacy and scandals of celebrities all over the world through the Internet or other high-tech means. Faced with the massive publication of private information, even media organizations with serious news as their signboard have to put down their airs and bid for all kinds of important secrets provided by information paparazzi. Paparazzi spirit has become a kind of entertainment for all people.

　　The main reason why the media relies heavily on the information paparazzi is the cruel competition in the market. As we all know, advertising is the lifeline for the media to survive, and the advertising revenue is closely related to the influence of the media in the audience. In today’s modern society, exposing the dark and revealing the hidden has become a big industry with annual sales of several billion dollars. No media wants to cut a piece of cake.

　　Experts pointed out that there are two new trends in the development of global media in the new century: entertainment and localization. The paparazzi spirit is a wonderful embodiment of entertainment. According to a report published by Deutsche Bank in Hong Kong in November, 2000, Next Weekly and Apple Daily make a profit of about HK$ 300 million for Boss Li every year. Entertainment is a fruitful business, which is why paparazzi are always thriving. (Aivi Lu)

　　Excerpt from: Phoenix Weekly

　　

　　The Measures for the Supervision and Administration of Insurance Group Companies was adopted at the 10th Committee Meeting of China Banking and Insurance Regulatory Commission in 2021 on August 19th, 2021. It is hereby promulgated and shall come into force as of the date of promulgation.

　　Chairman Guo Shuqing

　　November 24, 2021

　　Measures for the supervision and administration of insurance group companies

　　Chapter I General Provisions

　　Article 1 In order to strengthen the supervision and management of insurance group companies, effectively prevent the operational risks of insurance groups, and promote the healthy development of financial and insurance industries, these Measures are formulated in accordance with the Insurance Law of People’s Republic of China (PRC) (hereinafter referred to as the Insurance Law), the Company Law of People’s Republic of China (PRC) and other laws and administrative regulations, as well as the Decision of the State Council on Setting Administrative Permissions for Administrative Examination and Approval Items that Need to Be Retained (Order No.412 of the State Council of the People’s Republic of China).

　　Article 2 The Insurance Regulatory Commission of the Bank of China (hereinafter referred to as China Banking and Insurance Regulatory Commission) shall, in accordance with laws, administrative regulations and the State Council’s authorization, and on the principle that substance is more important than form, conduct comprehensive, continuous and penetrating supervision and management over insurance group companies.

　　Article 3 The term "insurance group company" as mentioned in these Measures refers to a company registered in accordance with the law and established with the approval of China Banking and Insurance Regulatory Commission, which has the words "insurance group" or "insurance holding" in its name and exercises control, joint control or significant influence on the member companies of the insurance group.

　　Insurance group refers to an enterprise collection composed of insurance group companies and companies controlled, jointly controlled or greatly influenced by them. In this enterprise collection, besides insurance group companies, there are more than two subsidiaries that are insurance companies and insurance business is the main business of this enterprise collection.

　　The member companies of an insurance group refer to insurance group companies and companies controlled, jointly controlled or greatly influenced by them, including insurance group companies, subsidiaries directly or indirectly controlled by insurance group companies and other member companies.

　　Chapter II Establishment and Licensing

　　Article 4 The establishment of an insurance group company shall be submitted to China Banking and Insurance Regulatory Commission for examination and approval and meet the following conditions:

　　(1) The investor meets the qualification requirements for shareholders of insurance companies as stipulated by China Banking and Insurance Regulatory Commission, and the shareholding structure is reasonable, and it controls at least 50% of the shares of two domestic insurance companies in total;

　　(2) Having member companies that meet the requirements of Article 6 of these Measures;

　　(3) The minimum registered capital is 2 billion yuan;

　　(4) Having directors, supervisors and senior managers who meet the qualification requirements stipulated by China Banking and Insurance Regulatory Commission;

　　(5) Having a sound corporate governance structure, sound organizational structure, effective risk management and internal control management system;

　　(6) Having business premises, office equipment and information systems suitable for its operation and management;

　　(seven) other conditions stipulated by laws, administrative regulations and China Banking and Insurance Regulatory Commission.

　　Involving the disposal of risks, the above conditions may be appropriately relaxed with the approval of China Banking and Insurance Regulatory Commission.

　　Article 5 The supervision of equity and shareholders’ behavior of insurance group companies shall be governed by China Banking and Insurance Regulatory Commission’s regulations on equity management of insurance companies.

　　Article 6 At least one insurance company controlled by the investor who intends to establish an insurance group company meets the following conditions:

　　(a) in China for more than 6 years;

　　(2) It has made continuous profits in the last three fiscal years;

　　(3) Its net assets at the end of the previous year are not less than 1 billion yuan, and its total assets are not less than 10 billion yuan;

　　(4) Having a sound corporate governance structure, sound organizational structure, effective risk management and internal control management system;

　　(5) The core solvency adequacy ratio is not less than 75% in the last four quarters, and the comprehensive solvency adequacy ratio is not less than 150%;

　　(6) Its comprehensive risk rating in the last four quarters is not lower than Class B;

　　(seven) in the last three years, there were no major violations of laws and regulations and major acts of dishonesty.

　　Article 7 An insurance group company may be established in the following two ways:

　　(1) Initiating the establishment. The shareholders of an insurance company, as promoters, set up an insurance group company with their equity and monetary contributions, of which the total monetary contribution shall not be less than 50% of the registered capital of the insurance group company.

　　(2) Renaming the establishment. An insurance company is renamed as an insurance group company, and the insurance group company establishes an insurance subsidiary with monetary contribution, and the insurance business of the original insurance company is transferred to the insurance subsidiary according to law.　

　　The establishment of insurance group companies includes two stages: preparation and opening.　

　　Article 8 Where an insurance group company is established by means of sponsorship, the sponsors shall submit the following materials to China Banking and Insurance Regulatory Commission in the preparatory stage:

　　An application for establishment, including the name, organizational form, registered capital, domicile (business premises), investors, investment amount, investment proportion, business scope, preparatory organization, contact person and contact information of the company to be established;

　　(2) Feasibility study report, including feasibility analysis, establishment mode, development strategy, corporate governance and organizational framework, risk management and internal control system, solvency evaluation of insurance subsidiaries before and after integration, etc.;

　　(3) the preparation plan, including the establishment of the preparatory group, work responsibilities and work plans, the equity structure of the insurance group company to be established and its subsidiaries, the overall planning and operation process for rationalizing the equity relationship, the name and business category of the subsidiaries, etc.;

　　(4) The materials of the person-in-charge of the preparatory group, including the investor’s letter of confirmation on the appointment of the person-in-charge of the preparatory group and the proposed chairman and general manager, the basic information of the person-in-charge of the preparatory group, the personal approval certificate, the application form for the qualification of the proposed chairman and general manager, the identity certificate and the copy of the academic degree certificate;

　　(5) Draft articles of association of the insurance group company;

　　(6) The audited financial report and solvency report of the insurance company controlled by the promoters in the last three years;

　　(7) Business license;

　　(8) Relevant materials of investors, including basic information materials, financial information materials, corporate governance materials, subsidiary information materials, special materials of investors in limited partnership enterprises, etc.;

　　(9) documents certifying the ownership or right to use the domicile (business premises);

　　(ten) long-term development strategy and planning, business plan, foreign investment plan, capital and financial management, risk management and internal control and other major systems;

　　(eleven) information construction report;

　　(twelve) legal opinions;

　　(13) Anti-money laundering materials;

　　(14) A statement on the authenticity of the materials;

　　(fifteen) other materials stipulated by China Banking and Insurance Regulatory Commission.

　　Article 9 Where an insurance group company is established by renaming, the insurance company to be renamed shall submit the following materials to China Banking and Insurance Regulatory Commission in the preparatory stage:

　　(1) An application for renaming, which shall specify the name, organizational form, registered capital, domicile (business premises), business scope, preparatory organization, contact person and contact information of the company to be renamed;

　　(2) Feasibility study report, including feasibility analysis, renaming method, corporate governance and organizational framework, development strategy, risk management and internal control system, and solvency assessment of insurance companies before and after renaming;

　　(3) The name change plan, including the equity structure of the insurance group company to be established and its subsidiaries, the overall planning and operation process for rationalizing the equity relationship, the name and business category of the subsidiaries, etc.;

　　(4) The materials of the person-in-charge of the preparatory group, including the investor’s letter of confirmation on the appointment of the person-in-charge of the preparatory group and the proposed chairman and general manager, the basic information of the person-in-charge of the preparatory group, the personal approval certificate, the application form for the qualification of the proposed chairman and general manager, the identity certificate and a copy of the academic degree certificate;

　　(5) Draft articles of association of the insurance group company;

　　(six) the resolution of the shareholders’ (general) meeting of the insurance company to change its name and establish an insurance group company;

　　(7) The audited financial report and solvency report of the insurance company in the last three years;

　　(eight) the business license after the name change;

　　(9) documents certifying the ownership or right to use the domicile (business premises);

　　(ten) long-term development strategy and planning, business plan, foreign investment plan, capital and financial management, risk management and internal control and other major systems;

　　(eleven) information construction report;

　　(twelve) legal opinions;

　　(13) Anti-money laundering materials;

　　(14) A statement on the authenticity of the materials;

　　(fifteen) other materials stipulated by China Banking and Insurance Regulatory Commission.

　　Article 10 Where an insurance group company is established, the promoters or the insurance company to be renamed shall submit the following materials to China Banking and Insurance Regulatory Commission at the opening stage:

　　(1) An application for starting business, including the company’s name, domicile (business place), legal representative, registered capital, shareholding structure, business area and business scope, and the list of directors, supervisors, senior managers and key position managers to be proposed.

　　(2) If the establishment is initiated, the resolution of the founding meeting shall be provided; if there is no resolution of the founding meeting, the documents or resolutions of all investors agreeing to apply for business opening shall be submitted; In case of renaming, the resolution of the shareholders’ (general) meeting shall be provided.

　　(3) Articles of association of the insurance group company and rules of procedure of the shareholders’ (general) meeting, the board of directors and the board of supervisors.

　　(4) If the establishment is initiated, a capital verification report shall be provided; If the company adopts the method of renaming its establishment, it shall provide the asset appraisal report, customer and creditor rights protection plan and employee rights protection plan to be injected into the newly established insurance subsidiary.

　　(5) Development planning, including planning elements such as the company’s strategic objectives, business development, institutional development, solvency management, capital management, risk management and safeguard measures.

　　(6) Resumes of the directors, supervisors and senior managers to be appointed and the certification materials that meet the corresponding qualifications.

　　(7) The organizational structure of the company, including the establishment of departments and the basic composition of personnel.

　　(8) Asset custody agreement or letter of intent for asset custody cooperation.

　　(nine) the certificate of ownership or right to use the residence (business premises) and the fire safety certificate.

　　(ten) information construction report.

　　(eleven) the company’s internal management system.

　　(12) Business license.

　　(13) Relevant materials of investors, including financial information materials, tax payment certificates and credit records, information on the ownership structure, controlling shareholders and actual controllers, a statement of no record of major violations of laws and regulations, and a commitment letter for investment in self-owned funds.

　　(14) Anti-money laundering materials.

　　(15) A statement on the authenticity of the materials.

　　(sixteen) other materials stipulated by China Banking and Insurance Regulatory Commission.

　　Article 11 To establish an insurance group company, it shall register with the market supervision and management department in industrial and commercial registration and obtain a business license.

　　An insurance group company shall be approved by China Banking and Insurance Regulatory Commission before it can carry out relevant business activities. After approval by China Banking and Insurance Regulatory Commission, an insurance license shall be issued.

　　The time limit for examination and approval of the establishment of insurance group companies shall be implemented with reference to the relevant provisions of insurance companies.

　　Chapter III Operating Rules

　　Article 12 The business of an insurance group company is mainly equity investment and management.

　　Insurance group companies should use their own funds to carry out major equity investments. Major equity investment refers to the investment behavior of controlling the invested enterprise.

　　Article 13 An insurance group company shall abide by the requirements of laws, administrative regulations and other regulatory provisions in its insurance business, equity management and use of insurance funds.

　　Article 14 On the basis of respecting the operational autonomy of independent legal persons of subsidiaries and other member companies, insurance group companies shall make overall management of the equity investment of the whole group to prevent disorderly expansion.

　　Article 15 An insurance group company may invest in the following insurance enterprises:

　　(1) Insurance companies;

　　(2) Insurance asset management institutions;

　　(3) specialized insurance agencies, insurance brokerage agencies and insurance assessment agencies;

　　(four) other insurance enterprises approved by China Banking and Insurance Regulatory Commission.

　　Article 16 An insurance group company may invest in non-insurance financial enterprises.

　　The book balance of major equity investments made by insurance group companies and their subsidiaries in domestic non-insurance financial enterprises shall not exceed 30% of the consolidated net assets of the group at the end of last year.

　　Article 17 An insurance group company and its subsidiaries shall, in principle, not hold more than one share when investing in an enterprise with the same main business in the same financial industry.

　　Article 18 An insurance group company may invest in non-financial enterprises related to insurance business as stipulated in Article 56 of these Measures.

　　Except for non-financial enterprises and project companies established for investment in real estate as stipulated in Article 56 of these Measures, the shareholding ratio of an insurance group company to other single non-financial enterprises shall not exceed 25%, or it shall not have a significant impact on the enterprise.

　　Article 19 The total book balance of major equity investments made by insurance group companies and their financial subsidiaries in domestic non-financial enterprises shall not exceed 10% of the consolidated net assets of the group at the end of last year.

　　Non-financial enterprises included in the calculation scope of the preceding paragraph refer to the first-level non-financial enterprises invested by insurance group companies and their financial subsidiaries in China.

　　The non-financial enterprises mentioned in this Article do not include the project companies established by insurance group companies and their financial subsidiaries for investing in real estate, and the shared service subsidiaries mainly providing services for insurance groups as stipulated in Item (1) of Paragraph 1 of Article 56 of these Measures.

　　Article 20 An insurance group company may make overseas investments.

　　The book balance of major equity investments made by insurance group companies and their domestic subsidiaries in overseas entities shall not exceed 10% of the consolidated net assets of the group at the end of last year.

　　The overseas entities included in the calculation of the preceding paragraph refer to the first-level overseas entities invested by insurance group companies and their domestic subsidiaries abroad.

　　The book balance of an insurance group company and its domestic subsidiaries investing in a single overseas non-financial entity shall not exceed 5% of the consolidated net assets of the group at the end of the previous year.

　　The overseas entities specified in this article do not include the project companies established by insurance group companies and their domestic financial subsidiaries for investing in real estate.

　　Chapter IV Corporate Governance

　　Article 21 An insurance group company shall, in accordance with the requirements of laws, administrative regulations and other regulatory provisions, establish a corporate governance framework that meets the following requirements:

　　(1) Covering all member companies of the Group;

　　(2) Covering all important matters of the Group;

　　(3) properly identify and balance the conflicts of interest between the member companies and the group as a whole and among the member companies.

　　The contents that the governance framework should pay attention to include but not limited to:

　　(1) Standardized governance structure;

　　(two) the appropriateness of the ownership structure and management structure;

　　(3) Clear boundaries of responsibilities;

　　(4) Financial soundness of major shareholders;

　　(5) Scientific development strategy, values and good social responsibility;

　　(6) Effective risk management and internal control;

　　(7) Reasonable incentive and restraint mechanism;

　　(8) Perfect information disclosure system.

　　Article 22 An insurance group company shall respect the operational autonomy of its subsidiaries and other member companies as independent legal persons, make overall management of the group’s human resources, financial accounting, data governance, information system, capital utilization, brand culture and other matters, strengthen business collaboration and resource sharing within the group, establish a risk management, internal control compliance and internal audit system covering the whole group, and improve the overall operational efficiency and risk prevention capability of the group.

　　Article 23 An insurance group company shall not abuse its control position or take other improper measures to damage the legitimate rights and interests of its subsidiaries and other stakeholders in the process of performing its management functions.

　　Article 24 An insurance group company shall organize the formulation of the overall strategic plan of the group, regularly evaluate the implementation of the strategic plan, and adjust and improve the strategic plan according to the actual development and changes in the external environment.

　　An insurance group company shall, according to the overall strategic planning of the group, guide its subsidiaries to formulate development strategies and business plans. An insurance group company shall set up or designate corresponding functional departments to regularly monitor and evaluate the implementation of the development strategy and business plan of its subsidiaries and put forward management opinions to ensure the realization of the overall objectives of the group and the responsibility objectives of its subsidiaries.

　　Article 25 An insurance group company shall reasonably determine the size and membership of the board of directors according to its own management needs.

　　Article 26 The board of directors of an insurance group company shall set up a special committee according to relevant regulatory requirements and actual conditions, and exercise such functions as auditing, nomination and remuneration management, strategic management, risk management and related party transaction management.

　　Article 27 An insurance group company shall guide its subsidiaries to establish a standardized corporate governance structure according to the overall strategic planning of the group and the management needs of its subsidiaries and the principles of compliance, simplification and high efficiency.

　　If the subsidiary is a listed company, the corporate governance shall conform to the listing rules and the regulatory requirements of the listed company.

　　Article 28 An insurance group company shall, while promoting the good operation of its shareholders’ (general) meeting, board of directors and board of supervisors in accordance with the law, strengthen decision-making support and organizational management for different levels and types of meetings of its subsidiaries.

　　An insurance group company shall establish or designate corresponding functional departments to provide support and services for the directors and supervisors of its subsidiaries to perform their duties. Directors and supervisors of subsidiaries shall be responsible for their performance of duties in the board of directors or the board of supervisors according to law.

　　Article 29 An insurance group company may, after filing with China Banking and Insurance Regulatory Commission, exempt its insurance subsidiaries from the regulatory requirements on independent directors and special committees of the board of directors if it meets the following conditions:

　　(1) The insurance group has a sound corporate governance structure and an effective corporate governance mechanism, and has established a system of independent directors and special committees of the board of directors in accordance with relevant regulatory provisions;

　　(2) The insurance group company has established an effective control mechanism for its insurance subsidiaries.

　　In the event that an insurance subsidiary exempted in the preceding paragraph fails in its corporate governance mechanism or suffers from corporate governance defects, China Banking and Insurance Regulatory Commission may revoke the exemption as appropriate.

　　Article 30 An insurance group company shall have a concise, clear and penetrating equity structure.

　　An insurance group shall establish an organizational structure and management structure suitable for its strategic planning, risk status and management ability, so as to achieve a reasonable level of equity control of the insurance group company and its subordinate member companies, a clear and transparent organizational structure and a clear management structure.

　　Article 31 In principle, the level of equity control between an insurance group company and its financial subsidiaries shall not exceed three levels, and the level of equity control between its non-financial subsidiaries shall not exceed four levels. The calculation of the level of equity control is based on the level of the insurance group company. Special purpose entities that do not conduct business or actually operate, and project companies established to invest in real estate may not be counted in the above-mentioned equity control level.

　　Article 32 In principle, the member companies of an insurance group shall not cross-hold shares, and subsidiaries and other member companies shall not hold the shares of an insurance group company.

　　Article 33 In principle, the senior managers of an insurance group company may concurrently serve as the senior managers of at most one insurance subsidiary.

　　In principle, senior managers of subsidiaries and other member companies shall not concurrently hold positions with each other.

　　Article 34 An insurance group company shall establish and improve the performance evaluation system for directors, supervisors and senior managers covering the whole group.

　　An insurance group company shall establish a scientific and reasonable salary management mechanism and performance appraisal system that is compatible with the group’s development strategy, risk management, overall benefits, job responsibilities, social responsibilities and corporate culture.

　　Article 35 An insurance group company shall establish a unified internal audit system, conduct independent and objective supervision, evaluation and suggestions on the financial revenue and expenditure, business operation, internal control and risk management of the group and its member companies, and guide and evaluate the internal audit work of its subsidiaries.

　　If an insurance group company implements centralized or vertical management of internal audit, its subsidiaries may entrust the insurance group company to carry out internal audit.

　　Chapter V Risk Management

　　Article 36 An insurance group company shall integrate the group’s risk management resources, establish a comprehensive risk management system and a scientific and effective risk early warning mechanism that are suitable for the group’s strategic objectives, organizational structure and business model, and effectively identify, measure, evaluate, monitor and control the overall risks of the group.

　　Insurance group risks include but are not limited to:

　　(1) General risks, including insurance risk, credit risk, market risk, liquidity risk, operational risk, reputation risk and strategic risk;

　　(2) Unique risks, including risk contagion, opaque organizational structure, concentration risk, non-insurance risks, etc.

　　Article 37 An insurance group company shall set up a risk management department independent of the business department, responsible for the formulation and implementation of the group’s comprehensive risk management system, and require all business lines, subsidiaries and other member companies to formulate their own risk management policies under the framework of the group’s overall risk preference and risk management policies, so as to promote the consistency and effectiveness of the insurance group’s risk management.

　　Article 38 An insurance group company shall formulate a risk preference system at the group level, define the risk level that the group is willing and able to bear in the process of achieving its strategic objectives, determine the risk management objectives, and the risk tolerance and risk limit of the group for various risks.

　　The risk preference system shall be implemented after the approval of the board of directors, and shall be reviewed, revised and improved every year.

　　Article 39 An insurance group company shall, according to the overall development strategy and risk preference of the group, allocate various risk indicators and risk limits, and establish an over-limit disposal mechanism. The risk preference, risk tolerance and risk limit of subsidiaries and other member companies shall be coordinated with those of the Group.

　　An insurance group company shall monitor the implementation of the risk management system of the group as a whole, its subsidiaries and other member companies, and may require the member companies to adjust the risk limit based on the group risk limit when necessary.

　　Article 40 An insurance group company shall establish an information system to meet the needs of group risk management, ensure that it can obtain relevant information of group risk management accurately, comprehensively and timely, conduct qualitative and quantitative analysis of various risks, and effectively identify, evaluate and monitor the overall risk status of the group.

　　Article 41 An insurance group company shall manage the concentration risk of the group on the basis of consolidated statement, and establish and improve the policies, procedures and methods of concentration risk management, so as to identify, measure, monitor and prevent different types of concentration risks of the group as a whole and its member companies.

　　The concentration risk of insurance group refers to the risk that a single risk or risk combination of member companies may directly or indirectly threaten the solvency of the group after aggregation at the group level; Including but not limited to counterparty concentration risk, insurance business concentration risk, non-insurance business concentration risk, investment asset concentration risk, industry concentration risk, regional concentration risk, etc.

　　Article 42 An insurance group company shall establish and improve the firewall system in fund management, business operation, information management and personnel management within the group to prevent risk transmission among the member companies of the insurance group.

　　When conducting business collaboration among insurance group member companies, the risk-taking subjects shall be clearly defined in the form of contracts according to law, so as to prevent unclear risk responsibilities, cross-infection and conflicts of interest.

　　Article 43 An insurance group company shall establish policies and procedures for monitoring, reporting, controlling and handling related party transactions and internal transactions of the whole insurance group, so as to prevent possible improper interest transfer, delayed exposure of risks, regulatory arbitrage, risk contagion and other negative impacts on the stable operation of the insurance group.

　　The internal transactions of an insurance group shall comply with the relevant provisions of China Banking and Insurance Regulatory Commission on related party transactions and internal transactions.

　　Article 44 An insurance group company shall strengthen the overall management of the group’s external guarantee, and clarify the conditions, amount and approval procedures of the external guarantee.

　　An insurance group company can only provide guarantees to its insurance subsidiaries, and the balance of external guarantees provided by the insurance group company and its subsidiaries shall not exceed 10% of the company’s net assets at the end of the previous year.

　　Article 45 An insurance group company shall establish a stress test system suitable for its risks, conduct stress tests on the overall liquidity and solvency of the group on a regular basis, and apply the test results to the formulation of business management decisions, emergency plans and recovery and disposal plans.

　　Article 46 An insurance group company shall strengthen the information security protection of group customers, guide and urge its subsidiaries and other member companies to carry out the collection, transmission, storage, use and sharing of customer information in accordance with the principles of legality, justness and necessity, and strictly fulfill their information protection obligations.

　　Chapter VI Capital Management

　　Article 47 An insurance group company shall establish and improve a capital management system covering the whole group, including a capital planning mechanism, a capital adequacy evaluation mechanism, a capital restraint mechanism and a capital replenishment mechanism, so as to ensure that the capital is suitable for the asset scale, business complexity and risk characteristics, and can fully cover all kinds of risks faced by the group.

　　Article 48 An insurance group company shall, according to the company’s development strategic objectives, industry conditions and relevant state regulations, make targeted capital plans for the insurance group company and its financial subsidiaries for at least the next three years, and ensure the feasibility of the capital plans.

　　Article 49 An insurance group company shall set appropriate capital adequacy targets according to the group’s development strategy, business planning and risk preference.

　　Insurance group companies and their financial subsidiaries should establish a capital adequacy assessment mechanism that is suitable for their own risk characteristics and business environment, regularly assess their capital status, ensure that insurance group companies and their insurance subsidiaries meet the solvency supervision requirements, and the capital status of non-insurance financial subsidiaries continues to meet the requirements of financial supervision departments, and maintain the asset-liability ratio of non-financial subsidiaries at a reasonable level to achieve safe and stable operation of the group.

　　Article 50 An insurance group company shall establish a capital restraint mechanism within the group to guide its subsidiaries and other member companies to strictly abide by the capital restraint indicators, pay attention to prudent operation and strengthen risk management in formulating development strategies and business plans, designing products and using funds.

　　Insurance group companies shall strengthen the management of assets and liabilities, keep the debt scale and term structure reasonable and appropriate, and keep the asset structure and liability structure reasonably matched.

　　Article 51 An insurance group company shall establish a capital replenishment mechanism suitable for the development strategy and business planning of its subsidiaries and other member companies, maintain the group’s capital adequacy by strengthening business management, improving internal profitability, equity or debt financing, and strengthen cash flow management to fulfill its capital contribution obligations to its subsidiaries and other member companies.

　　Article 52 An insurance group company may issue qualified capital instruments according to laws, administrative regulations and other regulatory provisions, but the double leverage ratio shall be strictly controlled. The double leverage ratio of insurance group companies shall not be higher than the relevant requirements of China Banking and Insurance Regulatory Commission.

　　The term "double leverage ratio" as mentioned in these Measures refers to the ratio of the book value of the long-term equity investment of an insurance group company to the owner’s equity; Book value refers to the book balance minus impairment reserve.

　　Chapter VII Management of Non-insurance Subsidiaries

　　Article 53 The term "non-insurance subsidiaries" as mentioned in these Measures refers to the domestic and overseas subsidiaries directly or indirectly controlled by the insurance group company and its insurance subsidiaries, which do not belong to the insurance enterprises specified in Article 15 of these Measures.

　　Article 54 An insurance group company and its insurance subsidiaries directly or indirectly invest in non-insurance subsidiaries, which should be conducive to optimizing the group’s resource allocation, exerting synergy, enhancing the overall specialization level and market competitiveness of the group, and effectively promoting the development of the main insurance industry.

　　The term "direct investment" as mentioned in this chapter refers to the behavior of insurance group companies and their insurance subsidiaries to invest in the name of investors and hold the equity of non-insurance subsidiaries; The so-called indirect investment refers to the behavior of insurance group companies and their non-insurance subsidiaries at all levels to invest in the name of investors and hold the equity of other non-insurance subsidiaries.

　　Investing in non-insurance subsidiaries should follow the principle that substance is more important than form. In essence, the investment carried out by an insurance group company or its insurance subsidiaries shall not evade supervision by indirect investment through non-insurance subsidiaries in violation of regulations.

　　Article 55 An insurance group company shall establish a sound internal management system, define the authority, process and responsibility for the management of non-insurance subsidiaries, and implement the main responsibility for the management of non-insurance subsidiaries.

　　Article 56 An insurance group company may directly or indirectly invest in non-insurance subsidiaries, and the specific types include:

　　(1) A shared service subsidiary that mainly provides information technology services, auditing, policy management, catastrophe management, property management and other services and management for insurance group member companies;

　　(2) Other non-insurance subsidiaries established by carrying out major equity investment according to the regulatory provisions of China Banking and Insurance Regulatory Commission on the use of insurance funds;

　　(3) Other subsidiaries as stipulated by laws, administrative regulations and China Banking and Insurance Regulatory Commission.

　　Article 57 Where an insurance group company directly invests in a non-insurance subsidiary of shared services, it shall meet the following conditions:

　　(1) The corporate governance mechanism is sound and running well;

　　(2) At the end of the previous period, the comprehensive solvency adequacy ratio was above 150%, and the core solvency adequacy ratio was above 75%;

　　(three) the use of its own funds to invest, the source of funds in line with laws, administrative regulations and regulatory requirements;

　　(4) The non-insurance subsidiary with shared services to be invested mainly provides shared services for the insurance group;

　　(5) China Banking and Insurance Regulatory Commission’s regulatory provisions on major equity investments.

　　Insurance group companies may not indirectly invest in non-insurance subsidiaries of shared services.

　　Article 58 An insurance group company investing in a non-insurance subsidiary of shared services shall report to China Banking and Insurance Regulatory Commission for examination and approval, and provide the following materials:

　　(a) the materials that should be submitted for the major equity investment required by the relevant regulatory provisions of China Banking and Insurance Regulatory Commission;

　　(2) Specific plans for sharing services or management, institutional arrangements for risk isolation, and relevant measures for protecting the rights and interests of insurance consumers, etc.

　　The direct investment of insurance group companies in non-insurance subsidiaries other than shared services shall be implemented in accordance with the regulatory provisions of China Banking and Insurance Regulatory Commission on major equity investments.

　　Where an insurance group company indirectly invests in a non-insurance subsidiary, the insurance group company shall report to China Banking and Insurance Regulatory Commission within 15 working days from the date of signing the sponsor agreement or investment agreement.

　　Article 59 The direct investment of an insurance group company and its insurance subsidiaries in non-insurance subsidiaries shall conform to the internal decision-making procedures stipulated in laws, administrative regulations, regulatory provisions and its articles of association, and be approved by its shareholders’ (general meeting), board of directors or its authorized institutions.

　　Indirect investment in non-insurance subsidiaries shall be reported to the board of directors of the insurance group company or its insurance subsidiaries.

　　Article 60 An insurance group company and its insurance subsidiaries shall, through the management of the directly controlled non-insurance subsidiaries, ensure that other non-insurance subsidiaries invested or acquired by non-insurance subsidiaries comply with the relevant requirements of these Measures.

　　Article 61 An insurance group company shall strengthen the management of trademarks and shop names, and clarify the specific ways and authorities for non-insurance member companies to use their own trademarks and shop names, so as to avoid the transmission of reputation risks.

　　Article 62 An insurance group company and its insurance subsidiaries shall not provide guarantees for the debts of non-insurance subsidiaries, and shall not provide loans to non-insurance subsidiaries, unless otherwise stipulated by China Banking and Insurance Regulatory Commission.

　　Article 63 An insurance group company and its insurance subsidiaries may not invest in non-insurance subsidiaries by taking joint liability for the debts of the invested enterprise.

　　When an insurance group company and its insurance subsidiaries subscribe for shares of non-insurance subsidiaries or securities such as stocks and bonds issued by them, they shall abide by the regulatory provisions of China Banking and Insurance Regulatory Commission on the use of insurance funds.

　　Where an insurance group company and its insurance subsidiaries make commitments to increase investment or provide capital assistance to non-insurance subsidiaries in the future, they shall comply with relevant regulations and be approved by their shareholders’ meeting, the board of directors or their authorized institutions.

　　Article 64 An insurance group company and its insurance subsidiaries shall establish an outsourcing management system, specifying the scope, contents, forms, decision-making authority and procedures, follow-up management, rights, obligations and responsibilities of outsourcing parties, etc.

　　The term "outsourcing" as mentioned in these Measures refers to the behavior that an insurance group company and its insurance subsidiaries entrust some business activities or management functions that were originally handled by themselves to non-insurance subsidiaries or institutions outside the group for continuous processing.

　　Article 65 Where an insurance group company and its insurance subsidiaries outsource their business or functions, they shall conduct a risk assessment and be reviewed and approved by its board of directors or the agency authorized by the board of directors, so as to ensure that the entrusted party providing outsourcing services has good and stable financial status, high technical strength and service quality, complete management ability and strong ability to deal with emergencies.

　　When outsourcing, an insurance group company and its insurance subsidiaries shall sign a written contract with the trustee, specifying the outsourcing content, form, service price, customer information confidentiality requirements, rights and obligations of all parties, and liability for breach of contract. In the process of outsourcing, we should strengthen the risk monitoring of outsourcing activities, regularly review the performance of outsourcing business and functions in the annual risk assessment, conduct risk exposure analysis and other risk assessments, and report to the board of directors.

　　Insurance group companies and their insurance subsidiaries shall report to China Banking and Insurance Regulatory Commission 20 working days before the signing of the outsourcing contract. According to the risk status of the outsourcing behavior, China Banking and Insurance Regulatory Commission can take measures such as risk warning, meeting and talking, supervision and inquiry.

　　Article 66 An insurance group company shall submit the annual report of its non-insurance subsidiaries to China Banking and Insurance Regulatory Commission before April 30th every year. The report shall include the following contents:

　　(a) the overall situation of investment in non-insurance subsidiaries, including the number, level, business classification and operation, control, important internal control and risk management system of non-insurance subsidiaries;

　　(2) The equity structure diagram of non-insurance subsidiaries, including the hierarchy and calculation of non-insurance subsidiaries, and the equity proportion of insurance group companies and their insurance subsidiaries directly or indirectly investing in non-insurance subsidiaries, etc.;

　　(3) Basic information of the main senior managers of non-insurance subsidiaries;

　　(4) Risk assessment of non-insurance subsidiaries, including major related party transactions and major internal transactions, outsourcing management, firewall construction and asset-liability ratio of non-financial subsidiaries, etc.;

　　(5) The insurance group’s holding of changes in equity, a non-insurance subsidiary, and the reasons;

　　(six) other matters required by China Banking and Insurance Regulatory Commission.

　　The annual report of the non-insurance subsidiaries of the insurance group shall be submitted by the insurance group company.

　　Chapter VIII Information Disclosure

　　Article 67 An insurance group company shall, in accordance with the requirements of laws, administrative regulations and other regulatory provisions, follow the principles of completeness, accuracy, timeliness and effectiveness, and disclose information in a standardized manner.

　　Article 68 An insurance group company shall, in addition to disclosing its basic information according to the relevant regulatory provisions on information disclosure of insurance institutions, also disclose the basic information of the group as a whole, including:

　　(a) the ownership structure between the insurance group company and its subsidiaries at all levels;

　　(2) Basic information such as the name, registered capital, paid-in capital, shareholding structure and legal representative of the non-insurance subsidiary;

　　(3) Other matters stipulated by China Banking and Insurance Regulatory Commission.

　　Article 69 An insurance group company shall, in addition to disclosing its major events in accordance with the relevant regulatory provisions on information disclosure of insurance institutions, also disclose the following major events that have occurred in the group:

　　(1) Risk events that have a significant impact on the Group;

　　(two) other matters stipulated by China Banking and Insurance Regulatory Commission.　

　　Article 70 An insurance group company shall prepare an annual information disclosure report, which shall at least include the following contents in addition to the company’s annual information disclosed in accordance with the relevant regulatory provisions on information disclosure of insurance institutions:

　　(1) Financial and accounting information under the consolidated caliber of the previous year;

　　(2) solvency information of the previous year;

　　(3) Major internal transactions between consolidated member companies of the insurance group in the previous year, except those that have been disclosed by member companies according to laws, administrative regulations and other regulatory requirements;

　　(4) The overall risk management status of the Group in the previous year;

　　(five) other matters stipulated by China Banking and Insurance Regulatory Commission.

　　Article 71 An insurance group company shall post the basic information, major events and annual information disclosure report of the company and the group as a whole on the company website.

　　If the basic situation changes, the insurance group company shall update it within 10 working days from the date of change.

　　In the event of a major event, the insurance group company shall issue a temporary information disclosure announcement within 15 working days from the date of the event.

　　The annual information disclosure report shall be released before April 30th of each year, unless otherwise stipulated by China Banking and Insurance Regulatory Commission.

　　The disclosure of information related to solvency shall be implemented in accordance with the relevant requirements of the solvency supervision rules of insurance companies.

　　Article 72 Relevant information that has been disclosed by a listed insurance group company in accordance with the information disclosure requirements of listed companies may not be disclosed repeatedly.

　　Chapter IX Supervision and Administration

　　Article 73 On the basis of supervision by a single legal person, China Banking and Insurance Regulatory Commission conducts comprehensive and continuous consolidated supervision on the capital, finance and risks of insurance groups, and identifies, measures, monitors and evaluates the overall risks of insurance groups.

　　Based on consolidated supervision, China Banking and Insurance Regulatory Commission can adopt direct or indirect supervision, and comprehensively monitor the risks of all member companies of insurance groups through insurance group companies or other regulated member companies according to law, and take corresponding measures when necessary.

　　The financial management department shall, in accordance with the division of responsibilities for financial supervision, supervise the insurance group companies and their financial member companies.

　　Article 74 China Banking and Insurance Regulatory Commission follows the principle that substance is more important than form, and determines the scope of consolidated supervision of insurance groups on the basis of control and taking into account the risk correlation.

　　Article 75 An insurance group company and its subsidiaries shall be included in the scope of consolidated supervision.

　　In addition to the circumstances specified in the preceding paragraph, the following institutions invested by insurance group companies shall be included in the scope of consolidated supervision:

　　(1) The risks or losses generated by the invested institution are sufficient to have a significant impact on the financial position and risk level of the insurance group;

　　(2) Other invested institutions established through complicated equity design such as domestic and overseas subsidiaries and shell companies, which are actually controlled by the insurance group or have a significant impact on the operation and management of the institution.

　　Article 76 China Banking and Insurance Regulatory Commission has the right to determine and adjust the scope of consolidated supervision and put forward supervision requirements according to the changes in the ownership structure, risk categories and risk status of insurance group companies.

　　The insurance group company shall report the consolidated scope and management to China Banking and Insurance Regulatory Commission.

　　Article 77 China Banking and Insurance Regulatory Commission may require the following units or individuals to provide materials and information related to the operation, management and financial status of an insurance group company within a specified time limit:

　　(1) A member company of an insurance group;

　　(2) Shareholders and actual controllers of the insurance group company;

　　(3) Directors, supervisors and senior managers of insurance group companies;

　　(four) other units or individuals that China Banking and Insurance Regulatory Commission considers it necessary to provide relevant information.

　　China Banking and Insurance Regulatory Commission can establish a tripartite meeting mechanism with insurance group companies and external auditors to learn about the insurance group’s corporate governance, risk prevention and control, and group management and control.

　　According to the Insurance Law and the relevant provisions of the financial supervision and coordination mechanism, China Banking and Insurance Regulatory Commission can ask the account opening banks, designated commercial banks, asset custody institutions, stock exchanges and securities registration and settlement institutions of the member companies of the insurance group to assist in the investigation.

　　Article 78 An insurance group company shall timely submit financial reports, solvency reports, consolidated supervision reports, reports of non-insurance subsidiaries and other relevant reports and other materials to China Banking and Insurance Regulatory Commission in accordance with relevant regulations.

　　Article 79 In case of major events that affect or may affect the operation and management, financial status, risk control and customer asset safety of an insurance group company, or major changes in the organizational structure, management structure or equity structure of an insurance group company, the insurance group company shall immediately submit a report to China Banking and Insurance Regulatory Commission, explaining the causes, current status, possible impacts and measures to be taken.

　　Article 80 If the capital adequacy level of the financial subsidiaries of an insurance group company fails to meet the requirements of the financial regulatory agency, China Banking and Insurance Regulatory Commission may require the insurance group company to ensure its capital adequacy by means of capital increase. If an insurance group company fails to implement the regulatory requirements, China Banking and Insurance Regulatory Commission can take corresponding measures according to law.

　　Article 81 If an insurance subsidiary of an insurance group company fails to meet the prudential supervision requirements stipulated by the financial regulatory agency, and its business or financial situation deteriorates significantly, China Banking and Insurance Regulatory Commission may require the insurance group company to take effective measures to help it resume its normal operation.

　　Article 82 If a non-insurance subsidiary significantly endangers the safe operation of an insurance group company or its insurance subsidiaries, China Banking and Insurance Regulatory Commission may require the insurance group company to make rectification.

　　Article 83 If the equity investment scope, proportion or equity control level of an insurance group company and its subsidiaries do not meet the regulatory requirements, China Banking and Insurance Regulatory Commission may take corresponding measures according to law.

　　Article 84 China Banking and Insurance Regulatory Commission may, based on the principle of prudential supervision, require insurance group companies to carry out stress tests covering the whole group on their solvency, liquidity and other risks, and take corresponding measures according to the results of the stress tests.

　　Article 85 China Banking and Insurance Regulatory Commission may require an insurance group company to make a recovery and disposal plan according to its asset scale, business complexity and risk status. The recovery plan should ensure the sustainability of the important business of the insurance group in the face of crisis; The disposal plan should avoid the negative impact on the industry caused by the interruption of the operation of the insurance group and minimize the consumption of public capital.

　　Article 86 China Banking and Insurance Regulatory Commission cooperates with other domestic regulatory agencies, shares regulatory information, coordinates regulatory policies and measures, and effectively supervises insurance group member companies to avoid regulatory vacuum and duplication.

　　China Banking and Insurance Regulatory Commission can carry out regulatory cooperation with overseas regulatory agencies by signing cross-border cooperation agreements or other forms, strengthen cross-border regulatory coordination and information sharing, and effectively supervise cross-border insurance groups.

　　Chapter X Supplementary Provisions

　　Article 87 The supervision and management of the merger, division, change, dissolution and business of insurance group companies, as well as the qualifications of relevant personnel, shall be implemented with reference to the relevant provisions of China Banking and Insurance Regulatory Commission on insurance companies.

　　Article 88 These Measures shall apply to foreign insurance companies or foreign insurance group companies that set up insurance group companies as shareholders of insurance companies in China. If there are special provisions in the Regulations on the Administration of Foreign-funded Insurance Companies and its detailed rules for implementation, those provisions shall prevail.

　　These Measures shall apply mutatis mutandis to insurance companies that have direct or indirect control over other insurance enterprises, but do not have the words "insurance group" or "insurance holding" in their names, and the first paragraph of Article 29 shall not apply.

　　Insurance groups recognized as systemically important financial institutions have special regulatory provisions, which shall prevail.

　　Article 89 The management of non-insurance subsidiaries directly or indirectly invested by insurance companies shall refer to the provisions of these Measures on non-insurance subsidiaries.

　　Except for branches of member companies of an insurance group, the unincorporated organizations of an insurance group shall be governed by the provisions of these Measures on member companies of an insurance group.

　　Article 90 The term "control" as mentioned in these Measures refers to the existence of one of the following circumstances:

　　(1) The investor directly or indirectly obtains more than half of the voting shares of the invested enterprise;

　　(2) The investor substantially owns more than half of the voting rights of the invested enterprise by signing agreements or other arrangements with other investors;

　　(3) According to the law or agreement, the investor has the power to actually control the behavior of the invested enterprise;

　　(4) The investor has the right to appoint or remove more than half of the members of the board of directors or other similar authority of the invested enterprise;

　　(five) the investor has more than half of the voting rights in the board of directors of the invested enterprise or other similar authority;

　　(6) Other circumstances under control, including those in accordance with the Accounting Standards for Enterprises No.33 — — The consolidated financial statements constitute a control situation.

　　When two or more investors are qualified to independently lead the decision-making, operation and management activities of the invested enterprise in different aspects, the party that can lead the activities that have the most significant impact on the return of the invested enterprise is regarded as forming control over the invested enterprise.

　　Article 91 The term "above", "at least" and "not less than" as mentioned in these Measures all include this number, and "exceeding" does not include this number.

　　Article 92 These Measures shall be interpreted by China Banking and Insurance Regulatory Commission.

　　Article 93 These Measures shall come into force as of the date of promulgation. The Measures for the Administration of Insurance Group Companies (Trial) issued by the former China Insurance Regulatory Commission (No.29 [2010] of China Insurance Regulatory Commission) shall be abolished at the same time. Where the provisions of the Guidelines for Consolidated Supervision of Insurance Groups (No.96 [2014] of China Insurance Regulatory Commission) are inconsistent with these Measures, these Measures shall prevail.

On April 25th, 2024 auto china opened. Among them, the launch conference of Xiaomi Automobile attracted much attention.

Xiaomi car booth trainee reporter Wang Jinghan photo

Lei Jun, chairman of Xiaomi Group, said at the press conference that as of April 24, the number of orders locked by Xiaomi Automobile exceeded 75,723, and 5,781 units had been delivered within 28 days after its release.At present, Xiaomi Automobile is fully expanding its production capacity.It is planned to deliver more than 10,000 vehicles in June and complete the delivery target of 100,000 vehicles for the whole year.

Lei Jun, Chairman of Xiaomi Group, gave a speech at the press conference.

The number of locks exceeds 75,000.

Although the new car has been released for nearly a month, Xiaomi still has "splashing traffic". Just after the auto show opened, Xiaomi’s booth was surrounded by three floors inside and three floors outside.

At Xiaomi Auto Conference, Lei Jun introduced the latest lock order and delivery of Xiaomi SU7. As of April 24th, the number of orders for Xiaomi Automobile has exceeded 75,723 units, and 5,781 units have been delivered within 28 days after its release.

Lei Jun said that according to the plan, Xiaomi Automobile will strive to make Xiaomi sales service outlets basically cover all provinces (autonomous regions and municipalities) by the end of the year. At present, Xiaomi is fully expanding its production capacity, and plans to deliver more than 10,000 vehicles in June, completing the delivery target of 100,000 vehicles for the whole year.

In addition, Xiaomi Automobile plans to carry out the first OTA upgrade after its release in May, such as online wireless CarPlay function and end-to-end parking service. At the end of May, the second OTA upgrade was carried out, and the city navigation function was officially released, covering 10 cities including Beijing, Shanghai and Guangzhou. In August, this function will be launched in major cities across the country.

"The active rate of our intelligent driving function has reached 79%, and it has opened more than 600,000 kilometers in 28 days. Some people even opened 1,400 kilometers through intelligent driving in one day, and the intelligent driving performance has been recognized by everyone." Lei Jun said.

The heat remains high, and SU7 has also undergone evaluation by many institutions and media in the past month. Lei Jun said, "SU7 has suffered various tests, and I think that up to today, SU7 has basically survived." Regarding the performance of SU7, Lei Jun said that at present, the energy consumption of Xiaomi automobile is still relatively high. To learn from Tesla, Tesla is indeed the benchmark of global technology.

But at the same time, Lei Jun is also domineering. "Except for Tesla, it seems that there is nothing better than us."

At the press conference, Lei Jun specifically mentioned that SU7 showed amazing breaking strength. From the data point of view, at present, among lock users, female users account for 28%; Xiaomi expects that the female car owners of SU7 will reach 40% to 50%; Apple users accounted for 51.9% of buyers; BBA users reached 29%.

Friends and businessmen feel the marketing strength.

During the press conference, many friends from the same exhibition hall also joined the "crowd-watching army", feeling that SU7′ s popularity is hard to match among automobile manufacturers, and Lei Jun’s personal image building and brand marketing are worth learning from other enterprises.

Recently, at the same time as the "price war" of car companies, the "propaganda war" has also been in full swing. Influenced by Lei Jun and Yu Chengdong, the chairman of BU, Huawei’s smart car solution, recently, a number of auto companies have left the market and devoted themselves to marketing. Wei Jianjun, Chairman of Great Wall Motor, Xia Yiping, CEO of Jiyue, and Zhang Yong, CEO of Nezha Automobile, all appeared in the live broadcast room.

Yin Tongyue, chairman of Chery Automobile, said in the live broadcast with Luo Zhenyu and others that now automobile marketing also needs new Internet thinking. He felt that "learning from Yu Chengdong, learning from Lei Jun, explaining and introducing in person, this also forced me to be an old man in my sixties, and everyone came out"; Wei Jianjun also said that it will increase the frequency of live broadcast in the future.

　　The Lantern Festival is approaching. According to the traditional custom, Yuanxiao not only enjoys lanterns, but also eats glutinous rice balls, which means reunion. Yu Ting, deputy chief physician of the Department of Gastroenterology, Zhongda Hospital affiliated to Southeast University, reminded the public that although glutinous rice balls are delicious, if they are eaten too much at one time, it will easily lead to some diseases, especially for the elderly and children with weak digestive function.

　　Yangzi Evening News/Zi Niu News reporter Yang Yan

　　Eating 4-8 at a time is enough.

　　As the Lantern Festival is approaching, many people have already prepared glutinous rice balls at home, and they can’t finish one meal. They eat breakfast, extra meals and even supper for many days, and they accidentally overdo it. Deputy Chief Physician Yu Ting pointed out that most of the glutinous rice dumplings currently on the market are glutinous rice products, which are difficult to digest, especially for the elderly with weak digestive function. At the same time, most of the dumplings are filled with sesame seeds and bean paste, and some fillings may contain a lot of oil and sugar, which is easy to cause the increase of blood sugar and blood lipid after eating by the elderly, which is not conducive to health.

　　Experts remind: You should not eat too much at a time. Eating a small bowl (about 4-8) is enough. For patients with basic gastrointestinal diseases (such as gastroduodenal ulcer, acute and chronic gastrointestinal inflammation, etc.), patients with liver disease and acute and chronic pancreatitis, don’t be greedy, just taste one or two. While eating glutinous rice balls, it is recommended not to eat other foods with high sugar content, especially those with diabetes. In addition, it is necessary to reduce the intake of other staple foods.

　　Old people and children should pay attention to chewing slowly.

　　Although the dumplings are delicious, for the elderly and children, they must eat slowly, eat slowly, and never swallow. This is because the elderly are older, and their chewing ability and saliva secretion are reduced; However, children’s swallowing function is not so coordinated, cough reflex is weakened, and foreign bodies in the airway are prone to occur, especially glutinous rice soft food like glutinous rice dumplings, which is very dangerous once it is choked into the airway. Experts remind: Tangyuan is soft, so you should eat it slowly to avoid increasing the burden on your stomach and causing discomfort in your stomach. At the same time, it can also avoid burns.

　　Tangyuan is rich in sugar and high in calories. Therefore, many people think that eating tangyuan at night is easy to gain weight, and it seems more appropriate to eat it in the morning. Actually, glutinous rice balls are not suitable for breakfast. This is because dumplings are mostly made of glutinous rice, which is not easy to digest. Coupled with the large amount of oil in the dumplings, it adds a burden to the gastrointestinal tract. When people get up early, the gastrointestinal function is the weakest. At this time, eating so many indigestible things at once will definitely make the gastrointestinal tract overwhelmed. It is best to eat glutinous rice balls at noon. At this time, the gastrointestinal function of the human body is the strongest, and there is enough time to digest excessive calories in glutinous rice balls.

　　Try salty dumplings for the Lantern Festival.

　　In addition, the traditional dumpling stuffing is sweet, and nutrition experts also suggest that it can also be made salty, and the stuffing can be freely matched, such as celery, shrimp, hairy chestnuts, pine nuts and black sesame seeds. The traditional dumpling skin is glutinous rice. Now we might as well make a mash-up of glutinous rice to make a coarse grain skin, such as pumpkin glutinous rice and purple potato glutinous rice. We can also freely add various vegetable juices, such as spinach juice, celery juice juice and carrot juice, to the glutinous rice, which is rich in nutrition and has a special taste. At the same time, you can also work hard in cooking the soup of Yuanxiao. You may wish to make the soup of Yuanxiao into tomato soup and vegetable seedling soup, which is balanced and nutritious and delicious.

On March 11th, the data released by the Sichuan Survey Corps of the National Bureau of Statistics showed that in February 2024, the consumer price index (CPI) in Sichuan changed from a year-on-year decrease of 1.4% to an increase of 0.5%, with an obvious rebound. It rose by 1.1% from the previous month, and the growth rate was 1 percentage point higher than that of the previous month.

Data show that in February, the price of food, tobacco and alcohol decreased by 0.5% year-on-year and increased by 1.7% quarter-on-quarter. Among them, the prices of fresh vegetables, aquatic products and pork increased year-on-year and month-on-month. In particular, pork prices stopped falling and rebounded, rising by 3.7% year-on-year and 6.6% quarter-on-quarter. The reporter noted that this is the first time that pork prices have turned up since they fell for nine consecutive months in May last year.

According to the analysis, the prices of fresh vegetables, pork and aquatic products all rose, mainly due to the increase in consumer demand during the Spring Festival, and the decline in supply in some areas due to factors such as rain and snow.

During the Spring Festival holiday, the increased demand for tourism and cultural and entertainment consumption also supported the service price in stages. In February, the price of education, culture and entertainment in Sichuan increased by 5.0% year-on-year and 2.8% quarter-on-quarter. The price of transportation and communication decreased by 0.1% year-on-year and increased by 2.7% quarter-on-quarter.

"In February, Sichuan CPI turned from a year-on-year decline to an increase, which was also related to the wrong month of the Spring Festival." The relevant person in charge of the Consumer Price Survey Department of the Sichuan Survey Corps of the National Bureau of Statistics said that the Spring Festival in 2023 was in January, and the Spring Festival this year was in February. Due to the low base in the same period last year, the CPI in February rebounded more year-on-year. Before and after the Spring Festival, the consumer demand for buying new year’s goods, visiting relatives and friends, traveling and so on increases, which often pushes up the prices of food and services in stages.(Reporter   Shi Xiaolu)

How to realize these dreams? The general secretary’s response is pragmatic and firm: "practice around the people’s pursuit of a happy and beautiful life." Our practice process is to move forward step by step, stick by stick. "

From "dream of adequate food and clothing" to "dream of a well-off society" and then to "dream of common prosperity", farmers’ dream is not only the joy of harvest, but also the yearning and pursuit of a better life. Today, the "dream" of new farmers singing the song of rural revitalization is constantly coming true. Come and find out in this issue of AI Current Affairs Pictorial … …

On February 18, 2024, in the wheat field of Sunlaojia Village, Jiwangchang Township, Lixin County, Bozhou City, Anhui Province, farmers drove a self-propelled high-pole sprayer to spray chemicals on wheat.

In 2024, the No.1 Document of the Central Committee proposed that we should learn to use the development concept, working methods and promotion mechanism contained in the "Ten Million Projects", and take promoting the comprehensive revitalization of rural areas as the general grasp of the work of "agriculture, countryside and farmers" in the new era and new journey.

Since the 18th National Congress of the Communist Party of China, the General Secretary of the Supreme Leader has attached great importance to the work concerning agriculture, countryside and farmers, made clear the general goal, general policy, general requirements and institutional guarantee for implementing the rural revitalization strategy, and pointed out the direction for doing well the work concerning agriculture, countryside and farmers in the new era.

The overall goal of implementing the rural revitalization strategy is the modernization of agriculture and rural areas.

"We have now planted more than 20,000 mu of rice, with a yield of 1,100 Jin per mu. Through digital management, the labor efficiency has been greatly improved, and the surrounding farmers have been effectively promoted to become rich." At the National People’s Congress in 2023, Wei Qiao, a "post-80s" who returned to his hometown to start a business, told the Supreme Leader General Secretary his story of new farmers in the new era.

Hearing that Wei Qiao’s representative "planted more than 20,000 mu of rice", the general secretary said with a smile: "In the south, this scale is not small, showing high efficiency, right? Machinery can be put to use when it has a scale, and modern agricultural measures can also be put to use. "

In recent years, Wei Qiao has established an agricultural production system that integrates tillage, planting, management, harvesting, drying, storage, processing and sales, and the export of modern agricultural models. Each field has a unique two-dimensional code, which accurately records and traces the farm work of each field. With the farmland digitization technology behind the QR code, one person can manage 300 mu to 500 mu of farmland. "Sweeping yards to cultivate" 10,000 mu of grain fields has become a reality.

Wei Qiao is inspecting the growth of crops in the field.

In the process of Chinese-style modernization, we have comprehensively promoted rural revitalization and built an agricultural power, and there are countless new farmers like Wei Qiao, who have turned their "scholar spirit" into the vigorous vitality of cultivating mulberry and grown into indispensable "farmers" in the front line of "agriculture, rural areas and farmers".

In Tongnan, Chongqing, Rui Huang, a new farmer born after 1980s, set up a professional cooperative to provide services for farmers with drones. Compared with manual operation, UAV operation not only significantly improves the efficiency, but also greatly improves the utilization rate of agricultural inputs and effectively reduces the cost of agricultural planting. "Flying a plane" to cultivate land is becoming the daily life of new farmers.

In an e-commerce yard in Jin Ryu, Shouguang, Shandong Province, Yan Qingmei, a new farmer born after 1990, took advantage of the strong east wind of rural e-commerce and started seed sales online. More than 2,000 kinds of seeds and seedlings became hot-selling products, with annual sales exceeding 50 million yuan.

In Bailong Village, Fangchenggang City, Guangxi, Huang Zhongqiu, who graduated from sichuan fine arts institute, gave full play to his professional advantages and transformed the abandoned factory building in Bailong Village to make Bailong Village a "online celebrity Village" with unique fishing village style and artistic flavor. Art not only contributes to "beauty" in rural areas, but also contributes to increasing rural income.

… … … …

On November 15, 2023, in a farmland in Qixing Street, Nanhu District, Jiaxing City, Zhejiang Province, farmers operated drones for aerial seeding of winter wheat.

These hard-working new farmers are also "farmers" who are active on the road of rural revitalization, and they are idyllic dreamers who lead their lives into poetry. This is a two-way trip for the younger generation and the cause of agriculture, rural areas and farmers, and it is also a little star for young people to take root in the countryside, study agriculture and serve farmers.

Spring comes back to the earth, and everything shows the Soviet Union. On the land of vast expanse, the "farmers" watered their hometown with wisdom and sweat, lit up the colorful rural dreams with high technology and innovative ideas, and painted a happy picture of prosperous industries, rich farmers and beautiful countryside.

　　 CCTV News:During the two sessions, the spring is strong, and it is the "March 8" International Women’s Day.

　　International Women’s Day is a festival for women all over the world to strive for peace, equality and development. According to the "National Holidays and Remembrance Days" promulgated by the State Council,On Women’s Day, women (generally speaking, female employees who have established labor relations) have a half-day holiday.

　　Although Women’s Day is a legal holiday, it is worth noting that:

　　On Women’s Day, female employees go to work without overtime pay.If the holiday falls on Saturday and Sunday and the unit arranges employees to work overtime, it shall pay overtime pay for rest days according to law;

　　Employers also have no legal obligation to issue women’s day benefits.If there is an agreement in the collective contract or labor contract, or there is a provision in the rules and regulations, it should be handled according to this agreement and provision.

　　Benefits granted on Women’s DayNot included in total wages.

　　In addition to half a day off, women in the workplace also have these exclusive rights!

　　For more than a century, women in various countries have made unremitting efforts to fight for their rights. The implementation of the Labor Law and the Law on the Protection of Women’s Rights and Interests provides special labor protection for female employees during menstruation, pregnancy, childbirth and lactation. In addition, women also enjoy a number of exclusive rights and preferential benefits.

　　Fair employment, equal pay for equal work

　　The first paragraph of Article 23 of the Law on the Protection of Women’s Rights and Interests stipulates that all units shall not refuse to hire women or raise the employment standards for women on the grounds of gender, except for jobs or posts that are not suitable for women.

　　Article 27 of the Employment Promotion Law stipulates that an employer may not refuse to employ women or raise the employment standards for women on the grounds of gender.

　　Multi-property leave can be extended for up to one year.

　　The Special Provisions on Labor Protection of Female Employees clearly stipulates that female employees enjoy maternity.98 days maternity leaveAmong them, you can take 15 days off before delivery; In case of dystocia, maternity leave will be increased by 15 days; In case of multiple births, the maternity leave will be increased by 15 days for each additional baby.

　　At present, many provinces (autonomous regions and municipalities) have revised the local population and family planning regulations, and all localities have increased the duration of maternity leave for women to varying degrees. In 2017, Tibet explicitly extended maternity leave to one year through a document jointly issued by government departments, which is also the longest maternity leave in all provinces in China.

　　On the basis of the 98-day maternity leave in the Special Provisions on Labor Protection of Female Workers, the revised regulations in various places have increased maternity incentive leave or extended maternity leave.Generally reaching 138 days to 158 days.And there is a man’s escort leave or nursing leave, which is generally 15 days to 30 days.

　　Pay more attention to "special period"

　　On March 1st, the Special Provisions on the Implementation of Labor Protection for Female Employees in Shaanxi Province came into effect, providing special labor protection for female employees during menstruation, pregnancy, childbirth and lactation. It is worth mentioning that this regulation specifies the "dysmenorrhea leave". If a female employee can’t work normally due to severe dysmenorrhea or excessive menstrual flow, she can apply for one to two days’ leave from the unit with the certificate of a medical institution above the second level.

　　At present, at least 19 provinces have implemented "dysmenorrhea leave", which allows female employees to take a day or two off during special periods. However, local regulations are inconsistent. Some regulations only need to provide proof from medical institutions, while others limit the types of work, and only allow female employees with "third-level physical labor intensity" and "long-term standing and walking labor" to take "dysmenorrhea leave".

　　Enjoy maternity leave and paid annual leave at the same time

　　Article 6 of the Measures for the Implementation of Paid Annual Leave for Enterprise Employees stipulates: "The holidays prescribed by the state, such as family leave, funeral leave and maternity leave, which employees enjoy according to law, as well as the period of work stoppage with pay due to work-related injuries are not included in the annual leave."

　　Therefore, there is no conflict between maternity leave and paid annual leave, and female employees can enjoy maternity leave and paid annual leave at the same time.

　　Exclusive lounge

　　According to the "Special Provisions on Labor Protection of Female Workers", employers with more female workers should establish facilities such as female workers’ health rooms, pregnant women’s lounges and nursing rooms according to the needs of female workers, so as to properly solve the difficulties of female workers in physical hygiene and breastfeeding.

　　For female employees who need to stand for a long time in shopping malls, supermarkets, etc., the unit should set up rest seats in their workplaces.

　　"Subsidy" is one more per month.

　　At present, many provinces and cities have made it clear that female workers can receive a certain monthly subsidy for sanitary products. In recent years, with the rise in prices, this "subsidy" has also risen.

　　For example, from November 1, 2015 in Hebei, the health expenses of female employees will be 4 to 6 yuan per person per month or the corresponding sanitary products will be adjusted and raised to 30 yuan per person per month or the corresponding sanitary products.

　　From March 1st, 2009, the subsidy for sanitary products for female employees in Heilongjiang Province was raised from 10 yuan to 20 yuan per person per month.

　　In Shanxi, it is clear that employers need to provide female employees with health expenses not less than that of 30 yuan per person per month, at least once a year for gynecological examination, "two cancers" special examination, 2% one-time nutrition subsidy and occupational health examination.

　　"Life events" don’t toss

　　In the face of "life events" such as marriage and having children, you don’t have to bother God anymore.

　　Article 23, paragraph 2, of the Law on the Protection of Women’s Rights and Interests stipulates that all units shall sign labor (employment) contracts or service agreements with female employees in accordance with the law, and the labor (employment) contracts or service agreements shall not stipulate the contents that restrict the marriage and childbirth of female employees.

　　The third paragraph of Article 27 of the Employment Promotion Law stipulates that an employer shall not stipulate in the labor contract the contents that restrict the marriage and childbirth of female employees. Even if there is a similar agreement in the labor contract, it is invalid.

　　"Phase III" is well protected.

　　"Phase III" refers to the female employees’.Pregnancy, childbirth and lactation. There are many laws and regulations in our country to protect the rights and interests of female employees from infringement during the "three phases".

　　(1) jobs and wages are guaranteed.

　　Article 26 of the Law on the Protection of Women’s Rights and Interests stipulates that no unit may dismiss female employees or unilaterally terminate labor contracts on the grounds of marriage, pregnancy, maternity leave and breastfeeding.

　　② Night shift and overtime work should be as little as possible.

　　The "Special Provisions on Labor Protection for Female Employees" clearly stipulates that for female employees who have been pregnant for more than 7 months, the employer shall not extend working hours or arrange night work, and shall arrange certain rest time during working hours. If you are pregnant within 7 months, you can arrange it, but it is recommended that the employer try not to arrange it. In addition, the employer shall not extend working hours or arrange night shift work for female employees who breast-feed babies under one year old.

　　(3) labor dispatch workers shall not be returned.

　　According to the "Interim Provisions on Labor Dispatch", if the dispatched workers are in the "third phase", before the expiration of the dispatch period, the employer shall not return the female employees in the third phase to the labor dispatch unit due to economic layoffs or major changes in the objective situation; If the dispatch period expires, it shall continue until the corresponding situation disappears before it can be returned.

　　④ The labor intensity can be reduced.

　　According to the Special Provisions on Labor Protection of Female Workers, if a female worker can’t adapt to the original labor during pregnancy, the employer shall, according to the certificate of the medical institution, reduce the amount of labor or arrange other adaptable labor.

　　Menopausal care is indispensable.

　　In addition to pregnancy, childbirth and lactation, the "Regulations on Health Care for Female Workers" includes menopausal health care. It requires employers to publicize the knowledge of menopause physiology and health, so that female workers entering menopause can get extensive social care.

　　In order to ensure the physical and mental health of menopausal female workers, the Regulations on Health Care for Female Workers also requires employers to check and treat gynecological diseases every one to two years. At the same time, if the medical or maternal and child health care institutions at or above the county (district) are diagnosed as menopausal syndrome, and the treatment effect is still not significant, and they are not suitable for the original work, appropriate work should be arranged temporarily.

　　Heavy manual labor can be refused.

　　According to the "Special Provisions on Labor Protection of Female Workers", female workers have the right to refuse to engage in heavy manual labor such as underground mine operations:

　　(1) Underground operations in mines;

　　(two) the fourth level of physical labor intensity specified in the classification standard of physical labor intensity;

　　(three) the load of more than 6 times per hour, each time more than 20 kilograms of work, or intermittent load, each time more than 25 kilograms of work.

　　Female workers during pregnancy and lactation also have the right to refuse to engage in operations where the concentration of toxic substances exceeds the national occupational health standards.

In the development of science and technology, the automobile industry has always been at the forefront, and advanced technology will take the lead in arming cars. Such equipment is still very popular with consumers. The richness of the configuration is closely linked to the cost performance of a car, and many people have mentioned it. As for its advantages, please read on.

First of all, from the appearance, AION Y’s front face looks more comfortable and looks very concise. Then the exquisite headlight design is adopted, and the visual impact is full. The car is equipped with LED daytime running lights, automatic opening and closing, delayed closing and so on. Come to the side of the car, the car body size is 4535MM*1870MM*1650MM, the car uses sharp lines, the side gives people a very delicate feeling, with large-size thick-walled tires, giving people a very soft feeling. In the rear part, AION Y’s rear line is domineering and stylish, and the taillights are very fashionable and dynamic, and the whole looks very beautiful.

When I came to the AION Y car, the interior shape of AION Y was more fashionable and deep. The steering wheel design of the car is very soft, made of leather and full of design sense. From the central control point of view, the 14.6-inch central control screen is used for decoration, which makes the interior design quite layered and has a certain sense of technology. The dashboard and the seat are equally eye-catching, the dashboard design is remarkable, and the trendy design elements make people remember it at a glance. The car adopts imitation leather seats, equipped with functions such as electric seat adjustment and seat proportion tilting, and it is very comfortable to ride.

AION Y matching gearbox, 100KW, 176N.m, good power performance.

AION Y trunk space is highly available, and its loading capacity is excellent. The support ratio of rear seats is lowered, and the space can be further expanded. At the same time, the car is equipped with anti-lock braking system (ABS), LED daytime running lights, brake assist (EBA/BAS, etc.), braking force distribution (EBD), traction control (ASR/TCS, etc.), main driver airbag and co-pilot airbag.

To sum up: SUV has an atmospheric appearance, good spatial performance and high cost performance. I wonder if you are interested in it.

Today, I went to the local Wuling 4S store (Jinan City, Shandong Province), focusing on the market research of Hongguang MINIEV, especially the third-generation macaroon, which has not been listed for a long time in the early stage. As the old macaroon is still on sale, will there be any internal competition between the new and old models? Please read down.

Compared with the old model, the size of the third-generation macaroon has changed. The measurements are 3064/1493/1629mm, and the wheelbase is extended to 2010mm, which is 70mm； longer than that of the previous generation macaroon. The white roof, front and rear white through panels, and the color scheme of avocado green look a little small and fresh, and the changes of the front and rear light groups are more obvious. The oval outline is better than the previous generation, but it always feels a little lost to cancel the LED daytime running lights on the front of the car.

The interior uses an 8-inch touch screen and a 7-inch full LCD instrument panel, which improves the sense of technology obviously, and the air conditioning control area is located under the touch screen, making the operation more convenient; The mobile APP supports more remote control functions such as door unlocking, charging management, car light condition inquiry, car search and so on, and provides multi-function buttons on the right side of the steering wheel.

In the case of long wheelbase, the interior space of the third-generation macaroon has indeed improved, especially the longitudinal space experience. The second row of legs is no longer as cramped as the previous generation. The co-pilot can adjust the backrest forward with one button, but it still feels awkward to get in and out of the second row, and the door is still relatively large. When opening the door, pay attention to the pedestrians or vehicles outside.

The third generation macaroon provides reversing radar, reversing image, uphill assist and main and auxiliary airbags. CLTC pure battery life is available in two versions: 170km and 215km. Among them, the 2024 macaroon 215km supports 0.58-hour fast charging, with a motor power of 30 kW and a total torque of 92 Nm, while the 2024 macaroon 170km does not support fast charging. The motor power is reduced to 20 kW and the total torque is reduced to 85 Nm.

Recently, macaroon, the third generation of Hongguang MINIEV in the store, came to the car one after another, with various colors, including milk apricot coffee and avocado green, and the exhibition car was the avocado green version. In the face of sales, the third-generation macaroon is mainly promoted to prospective customers. To see car customers is basically to measure whether it is worth buying around face value and space.

However, the 2022 macaroon is still on sale, and the preferential strength has reached 13,000 yuan. For example, the guide price of the 2022 macaroon color painting model promoted by the store is 52,800 yuan, and now the bare car price is 39,800 yuan, and the NEDC pure battery life is 170km；; The guide price of 2024 macaroon 170km is 41,800 yuan, and after detailed discussion, a discount of 2,000 yuan is also given, and the price of bare car is also 39,800 yuan.

Because the old and new models are together, customers will unconsciously compare the differences between them, but basically the face value plays a decisive role; A small number of customers will compare Changan Lumin, focusing on appearance and interior.

Customers look at the 2024 macaroon 170km, which is 5,000 yuan cheaper than the 215km version. The difference is only in terms of cruising range and motor power. The full landing price is estimated at 44,200 yuan, and the full landing price of the 215km version is estimated at 49,300 yuan. Customers will feel that the 5000 yuan spent less is enough to support the electricity bill for a long time to come.

Wuling Hongguang MINIEV now mainly promotes the third-generation macaroon and the previous-generation macaroon, and other versions don’t even have exhibition cars, indicating that the recent focus of car companies is the macaroon series. Personally, the price of this kind of car is more suitable, and the difference between them is very small. Those who like the face value can refer to this price to talk about it, and it is also good to win more gifts.

　　On November 17th, 2023, the 21st Guangzhou International Automobile Exhibition was grandly opened in the Canton Fair Exhibition Hall. Known as "the first luxury electric off-road vehicle in China", it made its debut at the Warriors Technology booth in Hall 17.2, Zone D, New Energy Exhibition Area of Guangzhou Auto Show.

　　At this year’s Chengdu Auto Show, Warrior 917 was officially listed, with the official guide price of 637,700 yuan and 697,700 yuan. The original version of Warrior 917, the official guide price was 678,000 yuan and 739,000 yuan. At present, the new car has fully entered the user delivery stage. At this Guangzhou Auto Show, Warrior 917 exhibited five Warrior 917s, namely, exhibition cars equipped with three official optional kits, namely, Weekend Warrior, Desert Falcon and Wilderness City, and two models with official color change schemes.

　　In terms of appearance, the new car has greatly restored the design language of the concept car, and the angular lines are very mechy. Looking from the front, the new car adopts a flat hexagonal air intake grille, and the interior of the middle net is decorated with wavy decorative strips. The large-size brand LOGO is embedded in China Net, which is very domineering. The design of the new car also incorporates a large number of ancient weapon elements. For example, the unique LED daytime running lights are inspired by the ancient weapon-Ge.

　　The sharp waistline design on the side of the new car creates a good dynamic effect, and the rough wheel eyebrows and side pedals indicate that the new car will have good off-road ability. In terms of dimensions, the length, width and height of the new car are 4987/2080/1935mm and the wheelbase is 2950mm respectively.

　　Warrior 917 offers a variety of wheels to choose from. There are two options for the pure electric version, namely, 20-inch aluminum alloy rim with HT tire and 20-inch forged rim with AT tire. On the basis of the pure electric vehicle, the extended-range version can also choose the combination of 20-inch forged rim +AT tire and 20-inch anti-drop tire +AT tire.

　　In terms of the rear end, the new car also uses many sharp line designs, which has a strong sense of hierarchy. The shape of the taillight of the new car originated from the ancient weapon-Ge, and at the same time, it was blackened and dynamic. It can be seen that the trunk door of the new car adopts a side-opening mode and an oversized spare tire box is hung, which are the classic design elements of high-end hard-core SUV.

　　The pure electric model can be equipped with a roof expansion platform, including a luggage rack with a weight of 150 kg, an 80W overhead light with an irradiation distance greater than 300 meters and a boarding ladder. In addition, it can also be equipped with a simulated exhaust sound and an Oriental Hawkeye intelligent drone system. On the basis of the pure electric version, the extended range version can also be equipped with an electric winch (provided by T-MAX, supporting wireless remote control and supporting 12500ibs specifications) and a full-size spare tire.

　　Although the Warrior 917 is a model with a hard-core style, the interior layout has a strong sense of science and technology. Its center console consists of a full LCD instrument, a large-size central control panel and a co-pilot entertainment screen, and is matched with a two-color splicing decorative panel, which has excellent texture. In detail, the new car also incorporates many innovative elements, such as the shift area similar to the yacht throttle, the gear selection on the left side and the driving mode option on the right side, which has a strong sense of ceremony when operating.

　　In terms of power, under the blessing of M TECH, a warrior intelligent off-road architecture composed of three hard-core technology clusters: MORA, MEGA POWER and M, Warriors 917 integrates the core advantages of "super platform, super power and super off-road" and becomes a veritable new off-road species. Warrior 917 will provide both pure electric and extended range power specifications. The former adopts four motors, the maximum output power reaches 800kW, the peak torque is 1400N·m, the wheel torque exceeds 16000N·m, and the acceleration of 100 kilometers takes only 4.2 seconds, while the latter adopts three motors layout, with a pure electric battery life of 156 kilometers and a comprehensive battery life of 825 kilometers.

　　In addition, the new car will have L3 intelligent driving assistance system to support high-speed, elevated autopilot navigation; Automatic driving and piloting in urban areas. It will also be equipped with technologies such as flying with unmanned aerial vehicle, reverse charging, parking service and crab walking mode.

　　As a new off-road species, Warrior 917 uses a large number of subversive technological innovations, from the technical route to the development landing, and then to the test and verification. Warrior 917 dares to break into the technical no-man’s land and realize the integration of the off-road technology of Warrior military vehicles and the electric intelligent technology. The calibration and verification cycle lasts for 24 months, covering 9 typical off-road roads, 100+ times of software strategy optimization and iteration, and the all-terrain test system of military standard level, which makes the warrior 917 have reliable quality that can stand the test.

　　Since October, 2021, Mengshi Technology has successively invested more than 1,500 R&D personnel and more than 300 Mengshi 917 vehicles to complete the reliability and durability verification of the whole vehicle in cross-altitude, cross-region, cross-climate and full working conditions, covering 28 provinces, municipalities and autonomous regions across the country, covering more than 99.5% of user usage scenarios.

　　At the same time, Warrior 917 is the first in the industry, and it has passed the four-round verification of the national reliability and durability standard for 1 million kilometers of military off-road vehicles, covering the high temperature, high cold and high plateau tests of military off-road vehicles, and verifying the vehicle’s ability to cope in extreme environments.

　　From the ice and snow at MINUS 40 degrees to the desert Gobi at 60 degrees, from the cold region to the plateau, from Mohe to Turpan, from the harsh working conditions of off-road venues to the opening of roads in the whole scene, Warrior 917 has traveled all over most of China, and has withstood the extremely severe working conditions such as continuous acceleration and deceleration of the Flame Mountain for 3 hours in summer, continuous direct extraction of Tengger desert sinkholes for more than ten times in summer, and direct extraction of Bilutu Peak in Badain Jilin desert for more than five times in summer.

　　It is worth mentioning that the Warrior 917 is the first new energy vehicle in the industry to successfully cross the border secret line of National Highway 219, Dahai Road and Keriya Ancient Road. Up to now, Warriors 917 has accumulated more than 6 million kilometers of off-road reliability and durability verification, which has been verified by real-world targeted tests to improve the off-road reliability and fault tolerance of the core system.

　　Weekend warriors, presenting wild luxury camping imagination, side awning, tailgate table board and mounting space, make leisurely life close to nature. When electric energy lights up the whole camp and gives the body and mind to nature, a unique meditation journey will begin.

　　The falcon in the desert is the representative of the hard-core desert crossing, with all kinds of anti-tripping wheels, winches and multifunctional flagpole supports, showing the off-road passion of rolling blades and foaming at the mouth.

　　The city of the wilderness represents the enthusiasm of being ready to leave at all times. Forged wheels are more textured, and the six-piston red brake calipers customized by Brebo are more sporty and bring a full sense of security.

　　In addition, two exhibition cars with camel color and gray official color change scheme are selected, which intuitively presents the visual effect of Warrior 917 personalized color customization scheme.

　　Not only the technology and testing of hard-core rationality, but also the off-road ecological layout with temperature and style. Warriors have built an immersive off-road experience center in the park, set up a complete and systematic off-road course, and built a variety of standardized off-road scenes. At present, more than ten professional off-road bases have been signed in the country, which will provide users with the ultimate world-class oriental off-road experience. With the deepening and future development of user delivery, Warrior, as the leader of the first year of luxury electric off-road in China, is bringing the world-class oriental off-road experience to all pioneers who love off-road and outdoor in their own way.