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　　The Measures for the Supervision and Administration of Insurance Group Companies was adopted at the 10th Committee Meeting of China Banking and Insurance Regulatory Commission in 2021 on August 19th, 2021. It is hereby promulgated and shall come into force as of the date of promulgation.

　　Chairman Guo Shuqing

　　November 24, 2021

　　Measures for the supervision and administration of insurance group companies

　　Chapter I General Provisions

　　Article 1 In order to strengthen the supervision and management of insurance group companies, effectively prevent the operational risks of insurance groups, and promote the healthy development of financial and insurance industries, these Measures are formulated in accordance with the Insurance Law of People’s Republic of China (PRC) (hereinafter referred to as the Insurance Law), the Company Law of People’s Republic of China (PRC) and other laws and administrative regulations, as well as the Decision of the State Council on Setting Administrative Permissions for Administrative Examination and Approval Items that Need to Be Retained (Order No.412 of the State Council of the People’s Republic of China).

　　Article 2 The Insurance Regulatory Commission of the Bank of China (hereinafter referred to as China Banking and Insurance Regulatory Commission) shall, in accordance with laws, administrative regulations and the State Council’s authorization, and on the principle that substance is more important than form, conduct comprehensive, continuous and penetrating supervision and management over insurance group companies.

　　Article 3 The term "insurance group company" as mentioned in these Measures refers to a company registered in accordance with the law and established with the approval of China Banking and Insurance Regulatory Commission, which has the words "insurance group" or "insurance holding" in its name and exercises control, joint control or significant influence on the member companies of the insurance group.

　　Insurance group refers to an enterprise collection composed of insurance group companies and companies controlled, jointly controlled or greatly influenced by them. In this enterprise collection, besides insurance group companies, there are more than two subsidiaries that are insurance companies and insurance business is the main business of this enterprise collection.

　　The member companies of an insurance group refer to insurance group companies and companies controlled, jointly controlled or greatly influenced by them, including insurance group companies, subsidiaries directly or indirectly controlled by insurance group companies and other member companies.

　　Chapter II Establishment and Licensing

　　Article 4 The establishment of an insurance group company shall be submitted to China Banking and Insurance Regulatory Commission for examination and approval and meet the following conditions:

　　(1) The investor meets the qualification requirements for shareholders of insurance companies as stipulated by China Banking and Insurance Regulatory Commission, and the shareholding structure is reasonable, and it controls at least 50% of the shares of two domestic insurance companies in total;

　　(2) Having member companies that meet the requirements of Article 6 of these Measures;

　　(3) The minimum registered capital is 2 billion yuan;

　　(4) Having directors, supervisors and senior managers who meet the qualification requirements stipulated by China Banking and Insurance Regulatory Commission;

　　(5) Having a sound corporate governance structure, sound organizational structure, effective risk management and internal control management system;

　　(6) Having business premises, office equipment and information systems suitable for its operation and management;

　　(seven) other conditions stipulated by laws, administrative regulations and China Banking and Insurance Regulatory Commission.

　　Involving the disposal of risks, the above conditions may be appropriately relaxed with the approval of China Banking and Insurance Regulatory Commission.

　　Article 5 The supervision of equity and shareholders’ behavior of insurance group companies shall be governed by China Banking and Insurance Regulatory Commission’s regulations on equity management of insurance companies.

　　Article 6 At least one insurance company controlled by the investor who intends to establish an insurance group company meets the following conditions:

　　(a) in China for more than 6 years;

　　(2) It has made continuous profits in the last three fiscal years;

　　(3) Its net assets at the end of the previous year are not less than 1 billion yuan, and its total assets are not less than 10 billion yuan;

　　(4) Having a sound corporate governance structure, sound organizational structure, effective risk management and internal control management system;

　　(5) The core solvency adequacy ratio is not less than 75% in the last four quarters, and the comprehensive solvency adequacy ratio is not less than 150%;

　　(6) Its comprehensive risk rating in the last four quarters is not lower than Class B;

　　(seven) in the last three years, there were no major violations of laws and regulations and major acts of dishonesty.

　　Article 7 An insurance group company may be established in the following two ways:

　　(1) Initiating the establishment. The shareholders of an insurance company, as promoters, set up an insurance group company with their equity and monetary contributions, of which the total monetary contribution shall not be less than 50% of the registered capital of the insurance group company.

　　(2) Renaming the establishment. An insurance company is renamed as an insurance group company, and the insurance group company establishes an insurance subsidiary with monetary contribution, and the insurance business of the original insurance company is transferred to the insurance subsidiary according to law.　

　　The establishment of insurance group companies includes two stages: preparation and opening.　

　　Article 8 Where an insurance group company is established by means of sponsorship, the sponsors shall submit the following materials to China Banking and Insurance Regulatory Commission in the preparatory stage:

　　An application for establishment, including the name, organizational form, registered capital, domicile (business premises), investors, investment amount, investment proportion, business scope, preparatory organization, contact person and contact information of the company to be established;

　　(2) Feasibility study report, including feasibility analysis, establishment mode, development strategy, corporate governance and organizational framework, risk management and internal control system, solvency evaluation of insurance subsidiaries before and after integration, etc.;

　　(3) the preparation plan, including the establishment of the preparatory group, work responsibilities and work plans, the equity structure of the insurance group company to be established and its subsidiaries, the overall planning and operation process for rationalizing the equity relationship, the name and business category of the subsidiaries, etc.;

　　(4) The materials of the person-in-charge of the preparatory group, including the investor’s letter of confirmation on the appointment of the person-in-charge of the preparatory group and the proposed chairman and general manager, the basic information of the person-in-charge of the preparatory group, the personal approval certificate, the application form for the qualification of the proposed chairman and general manager, the identity certificate and the copy of the academic degree certificate;

　　(5) Draft articles of association of the insurance group company;

　　(6) The audited financial report and solvency report of the insurance company controlled by the promoters in the last three years;

　　(7) Business license;

　　(8) Relevant materials of investors, including basic information materials, financial information materials, corporate governance materials, subsidiary information materials, special materials of investors in limited partnership enterprises, etc.;

　　(9) documents certifying the ownership or right to use the domicile (business premises);

　　(ten) long-term development strategy and planning, business plan, foreign investment plan, capital and financial management, risk management and internal control and other major systems;

　　(eleven) information construction report;

　　(twelve) legal opinions;

　　(13) Anti-money laundering materials;

　　(14) A statement on the authenticity of the materials;

　　(fifteen) other materials stipulated by China Banking and Insurance Regulatory Commission.

　　Article 9 Where an insurance group company is established by renaming, the insurance company to be renamed shall submit the following materials to China Banking and Insurance Regulatory Commission in the preparatory stage:

　　(1) An application for renaming, which shall specify the name, organizational form, registered capital, domicile (business premises), business scope, preparatory organization, contact person and contact information of the company to be renamed;

　　(2) Feasibility study report, including feasibility analysis, renaming method, corporate governance and organizational framework, development strategy, risk management and internal control system, and solvency assessment of insurance companies before and after renaming;

　　(3) The name change plan, including the equity structure of the insurance group company to be established and its subsidiaries, the overall planning and operation process for rationalizing the equity relationship, the name and business category of the subsidiaries, etc.;

　　(4) The materials of the person-in-charge of the preparatory group, including the investor’s letter of confirmation on the appointment of the person-in-charge of the preparatory group and the proposed chairman and general manager, the basic information of the person-in-charge of the preparatory group, the personal approval certificate, the application form for the qualification of the proposed chairman and general manager, the identity certificate and a copy of the academic degree certificate;

　　(5) Draft articles of association of the insurance group company;

　　(six) the resolution of the shareholders’ (general) meeting of the insurance company to change its name and establish an insurance group company;

　　(7) The audited financial report and solvency report of the insurance company in the last three years;

　　(eight) the business license after the name change;

　　(9) documents certifying the ownership or right to use the domicile (business premises);

　　(ten) long-term development strategy and planning, business plan, foreign investment plan, capital and financial management, risk management and internal control and other major systems;

　　(eleven) information construction report;

　　(twelve) legal opinions;

　　(13) Anti-money laundering materials;

　　(14) A statement on the authenticity of the materials;

　　(fifteen) other materials stipulated by China Banking and Insurance Regulatory Commission.

　　Article 10 Where an insurance group company is established, the promoters or the insurance company to be renamed shall submit the following materials to China Banking and Insurance Regulatory Commission at the opening stage:

　　(1) An application for starting business, including the company’s name, domicile (business place), legal representative, registered capital, shareholding structure, business area and business scope, and the list of directors, supervisors, senior managers and key position managers to be proposed.

　　(2) If the establishment is initiated, the resolution of the founding meeting shall be provided; if there is no resolution of the founding meeting, the documents or resolutions of all investors agreeing to apply for business opening shall be submitted; In case of renaming, the resolution of the shareholders’ (general) meeting shall be provided.

　　(3) Articles of association of the insurance group company and rules of procedure of the shareholders’ (general) meeting, the board of directors and the board of supervisors.

　　(4) If the establishment is initiated, a capital verification report shall be provided; If the company adopts the method of renaming its establishment, it shall provide the asset appraisal report, customer and creditor rights protection plan and employee rights protection plan to be injected into the newly established insurance subsidiary.

　　(5) Development planning, including planning elements such as the company’s strategic objectives, business development, institutional development, solvency management, capital management, risk management and safeguard measures.

　　(6) Resumes of the directors, supervisors and senior managers to be appointed and the certification materials that meet the corresponding qualifications.

　　(7) The organizational structure of the company, including the establishment of departments and the basic composition of personnel.

　　(8) Asset custody agreement or letter of intent for asset custody cooperation.

　　(nine) the certificate of ownership or right to use the residence (business premises) and the fire safety certificate.

　　(ten) information construction report.

　　(eleven) the company’s internal management system.

　　(12) Business license.

　　(13) Relevant materials of investors, including financial information materials, tax payment certificates and credit records, information on the ownership structure, controlling shareholders and actual controllers, a statement of no record of major violations of laws and regulations, and a commitment letter for investment in self-owned funds.

　　(14) Anti-money laundering materials.

　　(15) A statement on the authenticity of the materials.

　　(sixteen) other materials stipulated by China Banking and Insurance Regulatory Commission.

　　Article 11 To establish an insurance group company, it shall register with the market supervision and management department in industrial and commercial registration and obtain a business license.

　　An insurance group company shall be approved by China Banking and Insurance Regulatory Commission before it can carry out relevant business activities. After approval by China Banking and Insurance Regulatory Commission, an insurance license shall be issued.

　　The time limit for examination and approval of the establishment of insurance group companies shall be implemented with reference to the relevant provisions of insurance companies.

　　Chapter III Operating Rules

　　Article 12 The business of an insurance group company is mainly equity investment and management.

　　Insurance group companies should use their own funds to carry out major equity investments. Major equity investment refers to the investment behavior of controlling the invested enterprise.

　　Article 13 An insurance group company shall abide by the requirements of laws, administrative regulations and other regulatory provisions in its insurance business, equity management and use of insurance funds.

　　Article 14 On the basis of respecting the operational autonomy of independent legal persons of subsidiaries and other member companies, insurance group companies shall make overall management of the equity investment of the whole group to prevent disorderly expansion.

　　Article 15 An insurance group company may invest in the following insurance enterprises:

　　(1) Insurance companies;

　　(2) Insurance asset management institutions;

　　(3) specialized insurance agencies, insurance brokerage agencies and insurance assessment agencies;

　　(four) other insurance enterprises approved by China Banking and Insurance Regulatory Commission.

　　Article 16 An insurance group company may invest in non-insurance financial enterprises.

　　The book balance of major equity investments made by insurance group companies and their subsidiaries in domestic non-insurance financial enterprises shall not exceed 30% of the consolidated net assets of the group at the end of last year.

　　Article 17 An insurance group company and its subsidiaries shall, in principle, not hold more than one share when investing in an enterprise with the same main business in the same financial industry.

　　Article 18 An insurance group company may invest in non-financial enterprises related to insurance business as stipulated in Article 56 of these Measures.

　　Except for non-financial enterprises and project companies established for investment in real estate as stipulated in Article 56 of these Measures, the shareholding ratio of an insurance group company to other single non-financial enterprises shall not exceed 25%, or it shall not have a significant impact on the enterprise.

　　Article 19 The total book balance of major equity investments made by insurance group companies and their financial subsidiaries in domestic non-financial enterprises shall not exceed 10% of the consolidated net assets of the group at the end of last year.

　　Non-financial enterprises included in the calculation scope of the preceding paragraph refer to the first-level non-financial enterprises invested by insurance group companies and their financial subsidiaries in China.

　　The non-financial enterprises mentioned in this Article do not include the project companies established by insurance group companies and their financial subsidiaries for investing in real estate, and the shared service subsidiaries mainly providing services for insurance groups as stipulated in Item (1) of Paragraph 1 of Article 56 of these Measures.

　　Article 20 An insurance group company may make overseas investments.

　　The book balance of major equity investments made by insurance group companies and their domestic subsidiaries in overseas entities shall not exceed 10% of the consolidated net assets of the group at the end of last year.

　　The overseas entities included in the calculation of the preceding paragraph refer to the first-level overseas entities invested by insurance group companies and their domestic subsidiaries abroad.

　　The book balance of an insurance group company and its domestic subsidiaries investing in a single overseas non-financial entity shall not exceed 5% of the consolidated net assets of the group at the end of the previous year.

　　The overseas entities specified in this article do not include the project companies established by insurance group companies and their domestic financial subsidiaries for investing in real estate.

　　Chapter IV Corporate Governance

　　Article 21 An insurance group company shall, in accordance with the requirements of laws, administrative regulations and other regulatory provisions, establish a corporate governance framework that meets the following requirements:

　　(1) Covering all member companies of the Group;

　　(2) Covering all important matters of the Group;

　　(3) properly identify and balance the conflicts of interest between the member companies and the group as a whole and among the member companies.

　　The contents that the governance framework should pay attention to include but not limited to:

　　(1) Standardized governance structure;

　　(two) the appropriateness of the ownership structure and management structure;

　　(3) Clear boundaries of responsibilities;

　　(4) Financial soundness of major shareholders;

　　(5) Scientific development strategy, values and good social responsibility;

　　(6) Effective risk management and internal control;

　　(7) Reasonable incentive and restraint mechanism;

　　(8) Perfect information disclosure system.

　　Article 22 An insurance group company shall respect the operational autonomy of its subsidiaries and other member companies as independent legal persons, make overall management of the group’s human resources, financial accounting, data governance, information system, capital utilization, brand culture and other matters, strengthen business collaboration and resource sharing within the group, establish a risk management, internal control compliance and internal audit system covering the whole group, and improve the overall operational efficiency and risk prevention capability of the group.

　　Article 23 An insurance group company shall not abuse its control position or take other improper measures to damage the legitimate rights and interests of its subsidiaries and other stakeholders in the process of performing its management functions.

　　Article 24 An insurance group company shall organize the formulation of the overall strategic plan of the group, regularly evaluate the implementation of the strategic plan, and adjust and improve the strategic plan according to the actual development and changes in the external environment.

　　An insurance group company shall, according to the overall strategic planning of the group, guide its subsidiaries to formulate development strategies and business plans. An insurance group company shall set up or designate corresponding functional departments to regularly monitor and evaluate the implementation of the development strategy and business plan of its subsidiaries and put forward management opinions to ensure the realization of the overall objectives of the group and the responsibility objectives of its subsidiaries.

　　Article 25 An insurance group company shall reasonably determine the size and membership of the board of directors according to its own management needs.

　　Article 26 The board of directors of an insurance group company shall set up a special committee according to relevant regulatory requirements and actual conditions, and exercise such functions as auditing, nomination and remuneration management, strategic management, risk management and related party transaction management.

　　Article 27 An insurance group company shall guide its subsidiaries to establish a standardized corporate governance structure according to the overall strategic planning of the group and the management needs of its subsidiaries and the principles of compliance, simplification and high efficiency.

　　If the subsidiary is a listed company, the corporate governance shall conform to the listing rules and the regulatory requirements of the listed company.

　　Article 28 An insurance group company shall, while promoting the good operation of its shareholders’ (general) meeting, board of directors and board of supervisors in accordance with the law, strengthen decision-making support and organizational management for different levels and types of meetings of its subsidiaries.

　　An insurance group company shall establish or designate corresponding functional departments to provide support and services for the directors and supervisors of its subsidiaries to perform their duties. Directors and supervisors of subsidiaries shall be responsible for their performance of duties in the board of directors or the board of supervisors according to law.

　　Article 29 An insurance group company may, after filing with China Banking and Insurance Regulatory Commission, exempt its insurance subsidiaries from the regulatory requirements on independent directors and special committees of the board of directors if it meets the following conditions:

　　(1) The insurance group has a sound corporate governance structure and an effective corporate governance mechanism, and has established a system of independent directors and special committees of the board of directors in accordance with relevant regulatory provisions;

　　(2) The insurance group company has established an effective control mechanism for its insurance subsidiaries.

　　In the event that an insurance subsidiary exempted in the preceding paragraph fails in its corporate governance mechanism or suffers from corporate governance defects, China Banking and Insurance Regulatory Commission may revoke the exemption as appropriate.

　　Article 30 An insurance group company shall have a concise, clear and penetrating equity structure.

　　An insurance group shall establish an organizational structure and management structure suitable for its strategic planning, risk status and management ability, so as to achieve a reasonable level of equity control of the insurance group company and its subordinate member companies, a clear and transparent organizational structure and a clear management structure.

　　Article 31 In principle, the level of equity control between an insurance group company and its financial subsidiaries shall not exceed three levels, and the level of equity control between its non-financial subsidiaries shall not exceed four levels. The calculation of the level of equity control is based on the level of the insurance group company. Special purpose entities that do not conduct business or actually operate, and project companies established to invest in real estate may not be counted in the above-mentioned equity control level.

　　Article 32 In principle, the member companies of an insurance group shall not cross-hold shares, and subsidiaries and other member companies shall not hold the shares of an insurance group company.

　　Article 33 In principle, the senior managers of an insurance group company may concurrently serve as the senior managers of at most one insurance subsidiary.

　　In principle, senior managers of subsidiaries and other member companies shall not concurrently hold positions with each other.

　　Article 34 An insurance group company shall establish and improve the performance evaluation system for directors, supervisors and senior managers covering the whole group.

　　An insurance group company shall establish a scientific and reasonable salary management mechanism and performance appraisal system that is compatible with the group’s development strategy, risk management, overall benefits, job responsibilities, social responsibilities and corporate culture.

　　Article 35 An insurance group company shall establish a unified internal audit system, conduct independent and objective supervision, evaluation and suggestions on the financial revenue and expenditure, business operation, internal control and risk management of the group and its member companies, and guide and evaluate the internal audit work of its subsidiaries.

　　If an insurance group company implements centralized or vertical management of internal audit, its subsidiaries may entrust the insurance group company to carry out internal audit.

　　Chapter V Risk Management

　　Article 36 An insurance group company shall integrate the group’s risk management resources, establish a comprehensive risk management system and a scientific and effective risk early warning mechanism that are suitable for the group’s strategic objectives, organizational structure and business model, and effectively identify, measure, evaluate, monitor and control the overall risks of the group.

　　Insurance group risks include but are not limited to:

　　(1) General risks, including insurance risk, credit risk, market risk, liquidity risk, operational risk, reputation risk and strategic risk;

　　(2) Unique risks, including risk contagion, opaque organizational structure, concentration risk, non-insurance risks, etc.

　　Article 37 An insurance group company shall set up a risk management department independent of the business department, responsible for the formulation and implementation of the group’s comprehensive risk management system, and require all business lines, subsidiaries and other member companies to formulate their own risk management policies under the framework of the group’s overall risk preference and risk management policies, so as to promote the consistency and effectiveness of the insurance group’s risk management.

　　Article 38 An insurance group company shall formulate a risk preference system at the group level, define the risk level that the group is willing and able to bear in the process of achieving its strategic objectives, determine the risk management objectives, and the risk tolerance and risk limit of the group for various risks.

　　The risk preference system shall be implemented after the approval of the board of directors, and shall be reviewed, revised and improved every year.

　　Article 39 An insurance group company shall, according to the overall development strategy and risk preference of the group, allocate various risk indicators and risk limits, and establish an over-limit disposal mechanism. The risk preference, risk tolerance and risk limit of subsidiaries and other member companies shall be coordinated with those of the Group.

　　An insurance group company shall monitor the implementation of the risk management system of the group as a whole, its subsidiaries and other member companies, and may require the member companies to adjust the risk limit based on the group risk limit when necessary.

　　Article 40 An insurance group company shall establish an information system to meet the needs of group risk management, ensure that it can obtain relevant information of group risk management accurately, comprehensively and timely, conduct qualitative and quantitative analysis of various risks, and effectively identify, evaluate and monitor the overall risk status of the group.

　　Article 41 An insurance group company shall manage the concentration risk of the group on the basis of consolidated statement, and establish and improve the policies, procedures and methods of concentration risk management, so as to identify, measure, monitor and prevent different types of concentration risks of the group as a whole and its member companies.

　　The concentration risk of insurance group refers to the risk that a single risk or risk combination of member companies may directly or indirectly threaten the solvency of the group after aggregation at the group level; Including but not limited to counterparty concentration risk, insurance business concentration risk, non-insurance business concentration risk, investment asset concentration risk, industry concentration risk, regional concentration risk, etc.

　　Article 42 An insurance group company shall establish and improve the firewall system in fund management, business operation, information management and personnel management within the group to prevent risk transmission among the member companies of the insurance group.

　　When conducting business collaboration among insurance group member companies, the risk-taking subjects shall be clearly defined in the form of contracts according to law, so as to prevent unclear risk responsibilities, cross-infection and conflicts of interest.

　　Article 43 An insurance group company shall establish policies and procedures for monitoring, reporting, controlling and handling related party transactions and internal transactions of the whole insurance group, so as to prevent possible improper interest transfer, delayed exposure of risks, regulatory arbitrage, risk contagion and other negative impacts on the stable operation of the insurance group.

　　The internal transactions of an insurance group shall comply with the relevant provisions of China Banking and Insurance Regulatory Commission on related party transactions and internal transactions.

　　Article 44 An insurance group company shall strengthen the overall management of the group’s external guarantee, and clarify the conditions, amount and approval procedures of the external guarantee.

　　An insurance group company can only provide guarantees to its insurance subsidiaries, and the balance of external guarantees provided by the insurance group company and its subsidiaries shall not exceed 10% of the company’s net assets at the end of the previous year.

　　Article 45 An insurance group company shall establish a stress test system suitable for its risks, conduct stress tests on the overall liquidity and solvency of the group on a regular basis, and apply the test results to the formulation of business management decisions, emergency plans and recovery and disposal plans.

　　Article 46 An insurance group company shall strengthen the information security protection of group customers, guide and urge its subsidiaries and other member companies to carry out the collection, transmission, storage, use and sharing of customer information in accordance with the principles of legality, justness and necessity, and strictly fulfill their information protection obligations.

　　Chapter VI Capital Management

　　Article 47 An insurance group company shall establish and improve a capital management system covering the whole group, including a capital planning mechanism, a capital adequacy evaluation mechanism, a capital restraint mechanism and a capital replenishment mechanism, so as to ensure that the capital is suitable for the asset scale, business complexity and risk characteristics, and can fully cover all kinds of risks faced by the group.

　　Article 48 An insurance group company shall, according to the company’s development strategic objectives, industry conditions and relevant state regulations, make targeted capital plans for the insurance group company and its financial subsidiaries for at least the next three years, and ensure the feasibility of the capital plans.

　　Article 49 An insurance group company shall set appropriate capital adequacy targets according to the group’s development strategy, business planning and risk preference.

　　Insurance group companies and their financial subsidiaries should establish a capital adequacy assessment mechanism that is suitable for their own risk characteristics and business environment, regularly assess their capital status, ensure that insurance group companies and their insurance subsidiaries meet the solvency supervision requirements, and the capital status of non-insurance financial subsidiaries continues to meet the requirements of financial supervision departments, and maintain the asset-liability ratio of non-financial subsidiaries at a reasonable level to achieve safe and stable operation of the group.

　　Article 50 An insurance group company shall establish a capital restraint mechanism within the group to guide its subsidiaries and other member companies to strictly abide by the capital restraint indicators, pay attention to prudent operation and strengthen risk management in formulating development strategies and business plans, designing products and using funds.

　　Insurance group companies shall strengthen the management of assets and liabilities, keep the debt scale and term structure reasonable and appropriate, and keep the asset structure and liability structure reasonably matched.

　　Article 51 An insurance group company shall establish a capital replenishment mechanism suitable for the development strategy and business planning of its subsidiaries and other member companies, maintain the group’s capital adequacy by strengthening business management, improving internal profitability, equity or debt financing, and strengthen cash flow management to fulfill its capital contribution obligations to its subsidiaries and other member companies.

　　Article 52 An insurance group company may issue qualified capital instruments according to laws, administrative regulations and other regulatory provisions, but the double leverage ratio shall be strictly controlled. The double leverage ratio of insurance group companies shall not be higher than the relevant requirements of China Banking and Insurance Regulatory Commission.

　　The term "double leverage ratio" as mentioned in these Measures refers to the ratio of the book value of the long-term equity investment of an insurance group company to the owner’s equity; Book value refers to the book balance minus impairment reserve.

　　Chapter VII Management of Non-insurance Subsidiaries

　　Article 53 The term "non-insurance subsidiaries" as mentioned in these Measures refers to the domestic and overseas subsidiaries directly or indirectly controlled by the insurance group company and its insurance subsidiaries, which do not belong to the insurance enterprises specified in Article 15 of these Measures.

　　Article 54 An insurance group company and its insurance subsidiaries directly or indirectly invest in non-insurance subsidiaries, which should be conducive to optimizing the group’s resource allocation, exerting synergy, enhancing the overall specialization level and market competitiveness of the group, and effectively promoting the development of the main insurance industry.

　　The term "direct investment" as mentioned in this chapter refers to the behavior of insurance group companies and their insurance subsidiaries to invest in the name of investors and hold the equity of non-insurance subsidiaries; The so-called indirect investment refers to the behavior of insurance group companies and their non-insurance subsidiaries at all levels to invest in the name of investors and hold the equity of other non-insurance subsidiaries.

　　Investing in non-insurance subsidiaries should follow the principle that substance is more important than form. In essence, the investment carried out by an insurance group company or its insurance subsidiaries shall not evade supervision by indirect investment through non-insurance subsidiaries in violation of regulations.

　　Article 55 An insurance group company shall establish a sound internal management system, define the authority, process and responsibility for the management of non-insurance subsidiaries, and implement the main responsibility for the management of non-insurance subsidiaries.

　　Article 56 An insurance group company may directly or indirectly invest in non-insurance subsidiaries, and the specific types include:

　　(1) A shared service subsidiary that mainly provides information technology services, auditing, policy management, catastrophe management, property management and other services and management for insurance group member companies;

　　(2) Other non-insurance subsidiaries established by carrying out major equity investment according to the regulatory provisions of China Banking and Insurance Regulatory Commission on the use of insurance funds;

　　(3) Other subsidiaries as stipulated by laws, administrative regulations and China Banking and Insurance Regulatory Commission.

　　Article 57 Where an insurance group company directly invests in a non-insurance subsidiary of shared services, it shall meet the following conditions:

　　(1) The corporate governance mechanism is sound and running well;

　　(2) At the end of the previous period, the comprehensive solvency adequacy ratio was above 150%, and the core solvency adequacy ratio was above 75%;

　　(three) the use of its own funds to invest, the source of funds in line with laws, administrative regulations and regulatory requirements;

　　(4) The non-insurance subsidiary with shared services to be invested mainly provides shared services for the insurance group;

　　(5) China Banking and Insurance Regulatory Commission’s regulatory provisions on major equity investments.

　　Insurance group companies may not indirectly invest in non-insurance subsidiaries of shared services.

　　Article 58 An insurance group company investing in a non-insurance subsidiary of shared services shall report to China Banking and Insurance Regulatory Commission for examination and approval, and provide the following materials:

　　(a) the materials that should be submitted for the major equity investment required by the relevant regulatory provisions of China Banking and Insurance Regulatory Commission;

　　(2) Specific plans for sharing services or management, institutional arrangements for risk isolation, and relevant measures for protecting the rights and interests of insurance consumers, etc.

　　The direct investment of insurance group companies in non-insurance subsidiaries other than shared services shall be implemented in accordance with the regulatory provisions of China Banking and Insurance Regulatory Commission on major equity investments.

　　Where an insurance group company indirectly invests in a non-insurance subsidiary, the insurance group company shall report to China Banking and Insurance Regulatory Commission within 15 working days from the date of signing the sponsor agreement or investment agreement.

　　Article 59 The direct investment of an insurance group company and its insurance subsidiaries in non-insurance subsidiaries shall conform to the internal decision-making procedures stipulated in laws, administrative regulations, regulatory provisions and its articles of association, and be approved by its shareholders’ (general meeting), board of directors or its authorized institutions.

　　Indirect investment in non-insurance subsidiaries shall be reported to the board of directors of the insurance group company or its insurance subsidiaries.

　　Article 60 An insurance group company and its insurance subsidiaries shall, through the management of the directly controlled non-insurance subsidiaries, ensure that other non-insurance subsidiaries invested or acquired by non-insurance subsidiaries comply with the relevant requirements of these Measures.

　　Article 61 An insurance group company shall strengthen the management of trademarks and shop names, and clarify the specific ways and authorities for non-insurance member companies to use their own trademarks and shop names, so as to avoid the transmission of reputation risks.

　　Article 62 An insurance group company and its insurance subsidiaries shall not provide guarantees for the debts of non-insurance subsidiaries, and shall not provide loans to non-insurance subsidiaries, unless otherwise stipulated by China Banking and Insurance Regulatory Commission.

　　Article 63 An insurance group company and its insurance subsidiaries may not invest in non-insurance subsidiaries by taking joint liability for the debts of the invested enterprise.

　　When an insurance group company and its insurance subsidiaries subscribe for shares of non-insurance subsidiaries or securities such as stocks and bonds issued by them, they shall abide by the regulatory provisions of China Banking and Insurance Regulatory Commission on the use of insurance funds.

　　Where an insurance group company and its insurance subsidiaries make commitments to increase investment or provide capital assistance to non-insurance subsidiaries in the future, they shall comply with relevant regulations and be approved by their shareholders’ meeting, the board of directors or their authorized institutions.

　　Article 64 An insurance group company and its insurance subsidiaries shall establish an outsourcing management system, specifying the scope, contents, forms, decision-making authority and procedures, follow-up management, rights, obligations and responsibilities of outsourcing parties, etc.

　　The term "outsourcing" as mentioned in these Measures refers to the behavior that an insurance group company and its insurance subsidiaries entrust some business activities or management functions that were originally handled by themselves to non-insurance subsidiaries or institutions outside the group for continuous processing.

　　Article 65 Where an insurance group company and its insurance subsidiaries outsource their business or functions, they shall conduct a risk assessment and be reviewed and approved by its board of directors or the agency authorized by the board of directors, so as to ensure that the entrusted party providing outsourcing services has good and stable financial status, high technical strength and service quality, complete management ability and strong ability to deal with emergencies.

　　When outsourcing, an insurance group company and its insurance subsidiaries shall sign a written contract with the trustee, specifying the outsourcing content, form, service price, customer information confidentiality requirements, rights and obligations of all parties, and liability for breach of contract. In the process of outsourcing, we should strengthen the risk monitoring of outsourcing activities, regularly review the performance of outsourcing business and functions in the annual risk assessment, conduct risk exposure analysis and other risk assessments, and report to the board of directors.

　　Insurance group companies and their insurance subsidiaries shall report to China Banking and Insurance Regulatory Commission 20 working days before the signing of the outsourcing contract. According to the risk status of the outsourcing behavior, China Banking and Insurance Regulatory Commission can take measures such as risk warning, meeting and talking, supervision and inquiry.

　　Article 66 An insurance group company shall submit the annual report of its non-insurance subsidiaries to China Banking and Insurance Regulatory Commission before April 30th every year. The report shall include the following contents:

　　(a) the overall situation of investment in non-insurance subsidiaries, including the number, level, business classification and operation, control, important internal control and risk management system of non-insurance subsidiaries;

　　(2) The equity structure diagram of non-insurance subsidiaries, including the hierarchy and calculation of non-insurance subsidiaries, and the equity proportion of insurance group companies and their insurance subsidiaries directly or indirectly investing in non-insurance subsidiaries, etc.;

　　(3) Basic information of the main senior managers of non-insurance subsidiaries;

　　(4) Risk assessment of non-insurance subsidiaries, including major related party transactions and major internal transactions, outsourcing management, firewall construction and asset-liability ratio of non-financial subsidiaries, etc.;

　　(5) The insurance group’s holding of changes in equity, a non-insurance subsidiary, and the reasons;

　　(six) other matters required by China Banking and Insurance Regulatory Commission.

　　The annual report of the non-insurance subsidiaries of the insurance group shall be submitted by the insurance group company.

　　Chapter VIII Information Disclosure

　　Article 67 An insurance group company shall, in accordance with the requirements of laws, administrative regulations and other regulatory provisions, follow the principles of completeness, accuracy, timeliness and effectiveness, and disclose information in a standardized manner.

　　Article 68 An insurance group company shall, in addition to disclosing its basic information according to the relevant regulatory provisions on information disclosure of insurance institutions, also disclose the basic information of the group as a whole, including:

　　(a) the ownership structure between the insurance group company and its subsidiaries at all levels;

　　(2) Basic information such as the name, registered capital, paid-in capital, shareholding structure and legal representative of the non-insurance subsidiary;

　　(3) Other matters stipulated by China Banking and Insurance Regulatory Commission.

　　Article 69 An insurance group company shall, in addition to disclosing its major events in accordance with the relevant regulatory provisions on information disclosure of insurance institutions, also disclose the following major events that have occurred in the group:

　　(1) Risk events that have a significant impact on the Group;

　　(two) other matters stipulated by China Banking and Insurance Regulatory Commission.　

　　Article 70 An insurance group company shall prepare an annual information disclosure report, which shall at least include the following contents in addition to the company’s annual information disclosed in accordance with the relevant regulatory provisions on information disclosure of insurance institutions:

　　(1) Financial and accounting information under the consolidated caliber of the previous year;

　　(2) solvency information of the previous year;

　　(3) Major internal transactions between consolidated member companies of the insurance group in the previous year, except those that have been disclosed by member companies according to laws, administrative regulations and other regulatory requirements;

　　(4) The overall risk management status of the Group in the previous year;

　　(five) other matters stipulated by China Banking and Insurance Regulatory Commission.

　　Article 71 An insurance group company shall post the basic information, major events and annual information disclosure report of the company and the group as a whole on the company website.

　　If the basic situation changes, the insurance group company shall update it within 10 working days from the date of change.

　　In the event of a major event, the insurance group company shall issue a temporary information disclosure announcement within 15 working days from the date of the event.

　　The annual information disclosure report shall be released before April 30th of each year, unless otherwise stipulated by China Banking and Insurance Regulatory Commission.

　　The disclosure of information related to solvency shall be implemented in accordance with the relevant requirements of the solvency supervision rules of insurance companies.

　　Article 72 Relevant information that has been disclosed by a listed insurance group company in accordance with the information disclosure requirements of listed companies may not be disclosed repeatedly.

　　Chapter IX Supervision and Administration

　　Article 73 On the basis of supervision by a single legal person, China Banking and Insurance Regulatory Commission conducts comprehensive and continuous consolidated supervision on the capital, finance and risks of insurance groups, and identifies, measures, monitors and evaluates the overall risks of insurance groups.

　　Based on consolidated supervision, China Banking and Insurance Regulatory Commission can adopt direct or indirect supervision, and comprehensively monitor the risks of all member companies of insurance groups through insurance group companies or other regulated member companies according to law, and take corresponding measures when necessary.

　　The financial management department shall, in accordance with the division of responsibilities for financial supervision, supervise the insurance group companies and their financial member companies.

　　Article 74 China Banking and Insurance Regulatory Commission follows the principle that substance is more important than form, and determines the scope of consolidated supervision of insurance groups on the basis of control and taking into account the risk correlation.

　　Article 75 An insurance group company and its subsidiaries shall be included in the scope of consolidated supervision.

　　In addition to the circumstances specified in the preceding paragraph, the following institutions invested by insurance group companies shall be included in the scope of consolidated supervision:

　　(1) The risks or losses generated by the invested institution are sufficient to have a significant impact on the financial position and risk level of the insurance group;

　　(2) Other invested institutions established through complicated equity design such as domestic and overseas subsidiaries and shell companies, which are actually controlled by the insurance group or have a significant impact on the operation and management of the institution.

　　Article 76 China Banking and Insurance Regulatory Commission has the right to determine and adjust the scope of consolidated supervision and put forward supervision requirements according to the changes in the ownership structure, risk categories and risk status of insurance group companies.

　　The insurance group company shall report the consolidated scope and management to China Banking and Insurance Regulatory Commission.

　　Article 77 China Banking and Insurance Regulatory Commission may require the following units or individuals to provide materials and information related to the operation, management and financial status of an insurance group company within a specified time limit:

　　(1) A member company of an insurance group;

　　(2) Shareholders and actual controllers of the insurance group company;

　　(3) Directors, supervisors and senior managers of insurance group companies;

　　(four) other units or individuals that China Banking and Insurance Regulatory Commission considers it necessary to provide relevant information.

　　China Banking and Insurance Regulatory Commission can establish a tripartite meeting mechanism with insurance group companies and external auditors to learn about the insurance group’s corporate governance, risk prevention and control, and group management and control.

　　According to the Insurance Law and the relevant provisions of the financial supervision and coordination mechanism, China Banking and Insurance Regulatory Commission can ask the account opening banks, designated commercial banks, asset custody institutions, stock exchanges and securities registration and settlement institutions of the member companies of the insurance group to assist in the investigation.

　　Article 78 An insurance group company shall timely submit financial reports, solvency reports, consolidated supervision reports, reports of non-insurance subsidiaries and other relevant reports and other materials to China Banking and Insurance Regulatory Commission in accordance with relevant regulations.

　　Article 79 In case of major events that affect or may affect the operation and management, financial status, risk control and customer asset safety of an insurance group company, or major changes in the organizational structure, management structure or equity structure of an insurance group company, the insurance group company shall immediately submit a report to China Banking and Insurance Regulatory Commission, explaining the causes, current status, possible impacts and measures to be taken.

　　Article 80 If the capital adequacy level of the financial subsidiaries of an insurance group company fails to meet the requirements of the financial regulatory agency, China Banking and Insurance Regulatory Commission may require the insurance group company to ensure its capital adequacy by means of capital increase. If an insurance group company fails to implement the regulatory requirements, China Banking and Insurance Regulatory Commission can take corresponding measures according to law.

　　Article 81 If an insurance subsidiary of an insurance group company fails to meet the prudential supervision requirements stipulated by the financial regulatory agency, and its business or financial situation deteriorates significantly, China Banking and Insurance Regulatory Commission may require the insurance group company to take effective measures to help it resume its normal operation.

　　Article 82 If a non-insurance subsidiary significantly endangers the safe operation of an insurance group company or its insurance subsidiaries, China Banking and Insurance Regulatory Commission may require the insurance group company to make rectification.

　　Article 83 If the equity investment scope, proportion or equity control level of an insurance group company and its subsidiaries do not meet the regulatory requirements, China Banking and Insurance Regulatory Commission may take corresponding measures according to law.

　　Article 84 China Banking and Insurance Regulatory Commission may, based on the principle of prudential supervision, require insurance group companies to carry out stress tests covering the whole group on their solvency, liquidity and other risks, and take corresponding measures according to the results of the stress tests.

　　Article 85 China Banking and Insurance Regulatory Commission may require an insurance group company to make a recovery and disposal plan according to its asset scale, business complexity and risk status. The recovery plan should ensure the sustainability of the important business of the insurance group in the face of crisis; The disposal plan should avoid the negative impact on the industry caused by the interruption of the operation of the insurance group and minimize the consumption of public capital.

　　Article 86 China Banking and Insurance Regulatory Commission cooperates with other domestic regulatory agencies, shares regulatory information, coordinates regulatory policies and measures, and effectively supervises insurance group member companies to avoid regulatory vacuum and duplication.

　　China Banking and Insurance Regulatory Commission can carry out regulatory cooperation with overseas regulatory agencies by signing cross-border cooperation agreements or other forms, strengthen cross-border regulatory coordination and information sharing, and effectively supervise cross-border insurance groups.

　　Chapter X Supplementary Provisions

　　Article 87 The supervision and management of the merger, division, change, dissolution and business of insurance group companies, as well as the qualifications of relevant personnel, shall be implemented with reference to the relevant provisions of China Banking and Insurance Regulatory Commission on insurance companies.

　　Article 88 These Measures shall apply to foreign insurance companies or foreign insurance group companies that set up insurance group companies as shareholders of insurance companies in China. If there are special provisions in the Regulations on the Administration of Foreign-funded Insurance Companies and its detailed rules for implementation, those provisions shall prevail.

　　These Measures shall apply mutatis mutandis to insurance companies that have direct or indirect control over other insurance enterprises, but do not have the words "insurance group" or "insurance holding" in their names, and the first paragraph of Article 29 shall not apply.

　　Insurance groups recognized as systemically important financial institutions have special regulatory provisions, which shall prevail.

　　Article 89 The management of non-insurance subsidiaries directly or indirectly invested by insurance companies shall refer to the provisions of these Measures on non-insurance subsidiaries.

　　Except for branches of member companies of an insurance group, the unincorporated organizations of an insurance group shall be governed by the provisions of these Measures on member companies of an insurance group.

　　Article 90 The term "control" as mentioned in these Measures refers to the existence of one of the following circumstances:

　　(1) The investor directly or indirectly obtains more than half of the voting shares of the invested enterprise;

　　(2) The investor substantially owns more than half of the voting rights of the invested enterprise by signing agreements or other arrangements with other investors;

　　(3) According to the law or agreement, the investor has the power to actually control the behavior of the invested enterprise;

　　(4) The investor has the right to appoint or remove more than half of the members of the board of directors or other similar authority of the invested enterprise;

　　(five) the investor has more than half of the voting rights in the board of directors of the invested enterprise or other similar authority;

　　(6) Other circumstances under control, including those in accordance with the Accounting Standards for Enterprises No.33 — — The consolidated financial statements constitute a control situation.

　　When two or more investors are qualified to independently lead the decision-making, operation and management activities of the invested enterprise in different aspects, the party that can lead the activities that have the most significant impact on the return of the invested enterprise is regarded as forming control over the invested enterprise.

　　Article 91 The term "above", "at least" and "not less than" as mentioned in these Measures all include this number, and "exceeding" does not include this number.

　　Article 92 These Measures shall be interpreted by China Banking and Insurance Regulatory Commission.

　　Article 93 These Measures shall come into force as of the date of promulgation. The Measures for the Administration of Insurance Group Companies (Trial) issued by the former China Insurance Regulatory Commission (No.29 [2010] of China Insurance Regulatory Commission) shall be abolished at the same time. Where the provisions of the Guidelines for Consolidated Supervision of Insurance Groups (No.96 [2014] of China Insurance Regulatory Commission) are inconsistent with these Measures, these Measures shall prevail.

CCTV News:2021 is the first year of the 14th Five-Year Plan, and the National Bureau of Statistics announced the annual price index for 2021 on January 12th. The data shows that in 2021, China’s prices generally operate in a reasonable range.

The data shows that in 2021, the national consumer price rose by 0.9% over the previous year.

From the chart, we can see that in the past year, China’s consumer price index showed a low and stable operation trend.

The consumer price of residents is stable, and the supply of important livelihood commodities is sufficient.

As a "hundred-price basis", the grain price will run smoothly in 2021, 1-mdash; In December, on average, the consumer price of grain increased by 1.1% year-on-year. Behind the stable price is the bumper harvest of China’s grain.

With the continuous recovery of pig production, in 2021, the price of pork, which accounts for a high weight in the consumer price index CPI, has basically returned to the average level in normal years.

1— In December, the average price of fresh vegetables increased slightly year-on-year, at 5.6%, which was equivalent to the average level in previous years.

The ex-factory price of industrial producers increased by 8.1% over the previous year.

In 2021, the ex-factory price of industrial producers increased by 8.1% over the previous year.

From the trend chart, we can see that from January 2021, China’s PPI rose rapidly from negative to positive year-on-year. After the increase stabilized temporarily from May to July, the increase expanded again in August, reaching 13.5% year-on-year in October, the biggest increase for many years.

In order to stabilize commodity prices and ease the operating pressure of downstream enterprises, the state has taken a series of measures to ensure supply and stabilize prices in time. At present, the prices of thermal coal, iron ore and steel have dropped by about 25%— 70%。

Perfecting the manufacturing system, digesting the price increase factors of raw materials step by step

Thanks to China’s perfect manufacturing system, the price increase factors of bulk raw materials are gradually digested in the industrial chain, and the prices of end consumer goods have remained basically stable. The data shows that 1— In December, on average, the prices of upstream means of production rose by 10.7% year-on-year, while the prices of terminal means of subsistence only rose by 0.4% year-on-year.

On July 6, 2023 World Artificial Intelligence Conference was held in Shanghai with the theme of "Smart World Generates the Future". The convening of the conference coincided with the booming global model and generative artificial intelligence, and the appearance of the latest AI achievements in the world became a highlight of the conference.

At the opening ceremony of the 2023 World Artificial Intelligence Congress, four major innovations made their debut: the scholar’s universal big model system, the digital twin brain of Fudan University, Zhangjiang SUPERCITY, and the universal humanoid robot GR-1 of Fourier. Where are these four major innovations "significant"?

Scholar model can reach the world leading or advanced level in more than 130 evaluations.

"This time, the scholar’s general big model system has been fully upgraded, and the model family has been further enriched, with stronger capabilities and wider coverage modes and tasks. At the same time, the laboratory also conducts all-round open source at the levels of models, data, tools and evaluation to promote technological innovation and industrial progress. " Qiao Yu, assistant director of Shanghai Artificial Intelligence Laboratory, said.

Shanghai Artificial Intelligence Laboratory and Shangtang Technology, together with the Chinese University of Hong Kong, Fudan University, Shanghai Jiaotong University and Tsinghua University, released a brand-new and upgraded "Scholar General Large Model System", which includes three basic models, namely Scholar Multimodal, Scholar Puyu and Scholar Horizon, and the first full-chain open source system for the development and application of large models.

Seven-character quatrains created by "Scholar" according to Zhang Daqian’s "Lake Mountain and Summer Scene" (Photo courtesy of Shanghai Artificial Intelligence Laboratory posted by Yangguang. com)

At present, the scholar’s general large model system can reach the world leading or advanced level in more than 130 evaluations. Among them, Scholar Multi-modal seamlessly integrates various modes such as language, image and video, and realizes the definition of visual tasks through natural language for the first time, and has the ability of multi-modal interaction and cross-modal generation; The upgraded Scholar Puyu is the first officially released 100-billion-parameter-level language model supporting 8K context length in China, and many evaluations have surpassed ChatGPT；. Scholar Sky is the world’s first three-dimensional large-scale model of city-level NeRF real scene, with hundreds of billions of parameters, and it is the first time in the world to realize 4K high-precision modeling and editing of 100 square kilometers of urban real scene.

Qiao Yu introduced that Scholar Big Model has promoted the intelligent process in many industries and fields such as autonomous driving, smart medical care and earth science. In earth science, the global medium-term weather forecast model "Fengwu" has achieved the first time that the effective weather forecast time is 10 days, and it only takes 30 seconds for "Fengwu" to generate the global high-precision forecast results for the next 10 days, which is much better than the traditional model in efficiency.

Universal humanoid robot is expected to lead AI into the "era of embodied intelligence"

With the emergence of "super brain" represented by ChatGPT, the evolution route of artificial intelligence is becoming clearer. At present, the industry generally believes that the next wave of artificial intelligence is embodied intelligence. As the carrier of artificial intelligence entering the physical world, embodied intelligence combines artificial intelligence technology with robot entities, giving the "brain" a "body" that can be dominated, perceived, interacted and acted.

The intelligent universal humanoid robot GR-1 is 1.65 meters tall, weighs 55 kilograms, has 40 degrees of freedom, the maximum peak torque of joint module can reach 300N·m, the walking speed can reach 5KM/h, and it can carry 50 kilograms.

Fu Liye intelligent universal humanoid robot GR-1 (photo by Yang Guangwang reporter Han Xiaoyu)

Gu Jie, the founder of Fu Liye Intelligent, believes that as the next generation ontology of AI with body intelligence, universal humanoid robot is expected to lead AI into the "era of body intelligence", and will also promote the development of special robots to general robots. "Just like the development trend from desktop computers to personal computers to mobile phones, universal humanoid robots will gradually become the mainstream of the industry in the future. At present, the hardware foundation of the universal humanoid robot is basically laid, and the application wave driven by the big model is coming soon. "

"Once the humanoid robot is generalized, it will meet the huge market demand." Gu Jie introduced that GR-1 adopts a highly scalable design, which can realize more AI model and algorithm verification, and explore and try the landing and cutting-edge technology integration in application scenarios such as rescue and disaster relief, old-age care, and domestic service.

The world’s first digital twin brain with the scale of 86 billion neurons.

The human brain consists of 86 billion neurons, and each neuron is connected with as many as 1,000 to tens of thousands of other neurons, forming the most complex neural network known at present, which can generate emotion, self-learning and thinking, and has the ability to adapt to the complex external environment. The goal of the digital twin brain project is to try to reconstruct the simulated brain on the computer, so that there is a significant correlation between the digital brain and the biological brain in the mesoscale spatio-temporal dynamic mechanism.

Through nearly five years’ efforts, the research teams of Feng Jianfeng, Lu Wenlian and Zheng Qibao of Fudan University used the multimodal neuroimaging data of human brain collected by high-precision nuclear magnetic resonance equipment to develop the method of data assimilation and reconstruction of pulse neural network on the supercomputer cluster connected by high-speed network, and constructed the world’s first digital twin brain with the scale of 86 billion neurons.

According to reports, the construction of digital twin brain can be used as a cognitive experimental platform, and also as a medical experiment platform for brain diseases, brain-computer interface and drug testing. By simulating and analyzing the pathological areas related to the basal ganglia of the brain, the research team gave a variety of different deep brain stimuli in the digital twin brain, providing a new digital twin means for better understanding the pathogenesis of Parkinson’s disease and optimizing the clinical diagnosis and treatment plan.

Urban digital twin base to create digital application scene

The development of artificial intelligence industry is inseparable from the landing of scene applications. At the industrial development plenary meeting of the 2022 World Artificial Intelligence Conference, Zhangjiang Group released the concept of "Zhangjiang Future City SUPER CITY", and proposed for the first time to build a pilot area of Zhangjiang Digital Twin "Future City" with the area of 4.1 square kilometers in Zhangjiang Central District.

This year, supported by the industrial cluster of Zhangjiang Artificial Intelligence and Metauniverse Digital Chain, Zhangjiang Group and Overlapping Digital have jointly created a new AI 2.0 paradigm of digital twin "City of the Future", and formed five digital application scenarios for future life, future transportation, future medical care, future finance and future manufacturing by developing the digital twin base of Zhangjiang Science City, which is inclusive, open and win-win.

Immersive navigation solution (Photo courtesy of respondents sent by Yangguang. com)

Shi Zhiru, vice president of Overlapping Digital, introduced that "Zhangjiang SUPERCITY" has built a digital urban cloud native base, which realizes the fusion of time and space data and holographic transparency of traffic information, and has the ability of cross-modal AI intelligent analysis and dynamic simulation of traffic situation. "In the future, the first set of immersive navigation solutions will be launched in China, and citizens can no longer be limited by spatial positioning, experience realistic three-dimensional scenes and appreciate immersive space scenes."

"The digital twin system will become the basic application platform for many applications in the future. If the low-cost rendering technology can be broken through, the digital twin platform will probably become a three-dimensional map service, and both indoor and outdoor scenes can be vividly presented to people at low cost. It has truly become an indispensable part of people’s livelihood work." Zhang Zhaohua, CEO of Overlapping Digital, said.

1905 movie network exclusive The year is approaching, and it’s time to look back suddenly.

Speaking of the mainland film market in 2016, it is really mixed. This year, the number of screens in China approached 41,000, surpassing the United States to become the world’s number one; We also surpassed ourselves, surpassing last year’s 44 billion 11 days ahead of schedule.

On the other hand, although the overall growth rate of box office is slowing down, after the year-on-year growth of more than 50% in the first quarter, the second, third and subsequent National Day files dropped by 9%, 14.9% and 14.6% respectively, but this year’s single-film, single-day, single-week and single-month box office all set new records in film history.

Among them, The Mermaid directed by Stephen Chow grossed 280 million yuan on the opening day, and reached 310 million yuan on Valentine’s Day on February 14, and surpassed the 2.439 billion monster hunt in 12 days, ranking as the box office champion in mainland film history. "Mermaid" therefore announced a three-month extension, and finally ended with 3.389 billion yuan, becoming the first film in China to rank among the 3 billion clubs.

Behind the increasingly calm figures, in addition to the phenomenon of "explosion" has decreased, the audience’s consumption concept is also becoming more rational. Within the industry, the bubbles that have been inflated for a long time are bursting one by one, but the new order and norms are quietly taking shape in chaos.

Amid all the hubbub, there are people who are young and surprised, those who are old and strong seek a breakthrough, and those who are Do not forget your initiative mind stick to their feelings. Of course, there are still many embarrassing and reflective industry chaos. Let’s open the door of memory and relive the swords and shadows of the 2016 movies:

[surprise! 】

Film Industry Promotion Law yet we called and urged a thousand times before she started toward us

On November 7th, the 24th meeting of the 12th the National People’s Congress Standing Committee (NPCSC) voted to pass the Film Industry Promotion Law, which has been prepared for 13 years and carried the dreams of several generations of filmmakers, and finally revealed its true colors. And reading the Industry Promotion Law carefully is also joyful and worrying.

The joy is that the promotion law has decentralized a number of administrative examination and approval items such as film censorship, which means that more film companies have the right to make movies; The statement that foreign companies have been forbidden to shoot, invest and distribute before is marked as allowing some foreign companies to enter the film and television industry, which is also a general trend of joint ventures; In view of the practice of some companies stealing and reporting the box office, not only will they be fined, but also their licenses will be revoked in serious cases; The film censorship system, which has always been on everyone’s mind, will also be made public, and movies that are "killed" in the future will also have a reason.

The worry is that for some literary film creators, it will no longer exist to participate in the film festival without obtaining the release permit. This time, it is clearly pointed out that those who participate in the film festival without obtaining the release permit shall not engage in related film activities within 5 years if the circumstances are serious; However, the stipulation of "protecting the domestic film screening market not less than two-thirds of the total screening market" seems to have positively broken the speculation about the relaxation of the quota of imported films.

Sweat again for Lou Ye and Xiaogang in the future … …

Dark horse counterattack: the film is really good!

An important sign that the mainland film market tends to be rational in 2016 is that some works with good quality but not optimistic have gained good box office and reputation. For example, "operation mekong", the theme of the main melody, had previously proposed that the guaranteed amount of 800 million yuan had not been settled, and the box office of the film was only 59.6 million in a single day. However, with the excellent reputation of quality films, it helped the box office quickly break through the billion mark.

Mahua FunAge, after goodbye mr. loser made a phenomenal movie last year, launched a smaller film "The Water of the Donkey" this year. Under the attack of various blockbusters, this film has even surpassed "Charlotte" in word of mouth. At present, the box office has exceeded 173 million and won a one-month key extension.

In addition, the art film Roadside Picnic, with a production cost of only 500,000 yuan, gained 6.466 million box office during the 10-day limited screening, and caused extensive discussion, which can be said to be a rare surprise on the big screen in the mainland. Bi Gan himself therefore set up Dangmai Film Industry, and obtained tens of millions of investments from Huace Film Industry.

Good movies really shouldn’t just be made for "wild ghosts and breezes" … …

Abortion Terminator: The youth film has finally played a new trick!

All along, domestic youth films are synonymous with street movies. The allocation of popular fresh meat with popular IP has repeatedly refreshed the lower limit of word of mouth, and the drama of crying, tearing and abortion has made the audience call "spicy eyes".

However, it is gratifying that there is still a "clean stream" in the midst of a group of coquettish bitches. It is also a popular IP. The four female screenwriters of "July and An Sheng" adapted Anne Baby’s slightly thin and melodramatic original work into a flesh-and-blood movie story, and the ending actually played the taste of a suspense film! The "true colors" of two heroines, Zhou Dongyu and Sandra, also impressed the characters. I’m afraid the Golden Horse Award is the best name for "youth film" after its double film.

In addition, newcomer Wang Yichun also won the Best Director Award at last year’s FIRST Film Festival for his debut "What’s in the Black". One of the great advantages of the film is that it finds a delicate balance between the crime theme and the growth theme. Teenagers, released at the end of the year, also boldly tried to mix criminal elements into youth films. Although there are still many problems in the narrative and rhythm of the film, bold genre crossing is one of the ideas to break the scene of the youth film.

Youth is not guilty, youth film is not guilty, but please roll the money!

The 53rd Golden Horse Awards Mainland films won a total victory!

Of the 22 competition awards in this year’s Golden Horse, 12 were awarded to mainland filmmakers/films, and the four most important awards, best film, best director and best actor and actress, were also awarded to mainland filmmakers. Sandra and Zhou Dongyu set a golden horse award record for their double-yellow-egg films with July and An Sheng, while Xiaogang Feng made persistent efforts to win the best director award with I’m not Pan Jinlian after winning the best actor with mr. six last year.

Undoubtedly, this means that the mainland film market has become the most important market and growing point for Chinese films.

Bing Bing, who missed the film, said: The forces of all parties are very great … …

In December, the Qinhuai River is still shuttling, with beams and columns carved on both sides, and the wonderful scenery of "oars and lights at night beside Qinhuai" dispels a lot of winter chill. This 110-kilometer-long "Mother River" of Jinling City supports the profound heritage and sustained prosperity of Nanjing.

Qinhuai River flows through nine administrative regions of Nanjing and Zhenjiang, with a drainage area of 2,684 square kilometers, and is known as "small drainage area, great guarantee". "During his inspection in Jiangsu, General Secretary of the Supreme Leader emphasized that the protection of urban ecological environment must be placed in a more prominent position in building a harmonious and symbiotic modernization between man and nature." Zhang Jiaxue, director of the Qinhuai River Water Conservancy Project Management Office in Jiangsu Province, who manages two water conservancy hubs, said that in the past few years, the management office has adhered to the guidance of party building, driven the red engine to focus on the "clear water defense war and river and lake protection war", implemented normalized ecological water transfer, and strengthened the long-term management and protection of rivers and lakes, which has effectively guaranteed the stable and good water quality of Qinhuai River and Nanjing urban areas, and the rivers and lakes have fully recovered, contributing to the Qinhuai power for the green development of the basin.

Party building+initial heart, ecological hydration for 15 years, gathering together to "clear the river and meet Qinhuai"

The hour hand is set back to February 11th this year. The Qinhuai Xinhe Pumping Station of Qinhuai River Management Office of Jiangsu Province started the ecological water replenishment operation after the COVID-19 epidemic. This is the first batch of provincial water conservancy projects that Jiangsu water conservancy system took the lead in dispatching and running, which is of great significance to ensuring the ecological security of river basin water during epidemic prevention.

The epidemic situation is grim. In the case of insufficient boot personnel, the management office immediately put party flag on the front line of operation and took the lead in taking up his post in party member, Ning. "It is always said that party member should play an exemplary and leading role, and it is of great significance to participate in the anti-epidemic water supply operation in this special period." On the same day, the reporter rushed to the scene, and party member Li Chenxiao, a young man on duty, said with a smile.

The reporter saw that, driven by three large-scale horizontal axial flow pumps, the Yangtze River water was continuously replenished into Qinhuai New River through the flow channel, and the noise of the unit in the factory building was as high as 95 decibels, which made ordinary people feel headache after staying in this environment for 20 minutes. The operating personnel on duty not only had to overcome the influence of high decibel noise, but also patrolled and recorded the water level of the well, the temperature and pressure of the unit every hour to ensure the normal operation of the water supply and drainage system of the whole pumping station.

Since 2005, the ecological water replenishment of Qinhuai River has been implemented for 15 years. In the past five years, the water has been pumped to 2.5 billion cubic meters, exceeding the storage capacity of 400 Xuanwu lakes. The indexes of pH value, dissolved oxygen, ammonia nitrogen, permanganate and total phosphorus in the water ecological assessment sections of Qinhuai Xinhe and Qiqiaoweng have been stably controlled in the normal range, which has promoted the water ecological environment of Qinhuai River basin to enter a benign development track.

"In recent years, the management office has established a normalization mechanism for ecological water replenishment in Qinhuai River, and the ecological water replenishment has changed from sporadic and seasonal scheduling work to normalization and year-round routine work." Zhang Jiaxue said that the normalized ecological water replenishment has made the first-line dispatching work more frequent and more important. Therefore, the management office set up an ecological water replenishment operation support team with party member as the main part, and at the same time carried out the research on ensuring ecological water level dispatching and the preliminary work of Qinhuai Xinhe Hub reconstruction and expansion project to explore and improve the ecological support capacity of water conservancy projects.

Party building+innovation, the first "ecological service station" to fight the battle against floating objects on the water.

While actively running water, the management office actively protects water. On September 25th this year, the "Wudingmen Water Control Project Ecological Service Station" was officially unveiled. This is the first ecological service station in the provincial water conservancy system. It adopts the mode of combining mechanical and manual forces to carry out long-term management and protection of more than 30,000 square meters of water in the upper reaches of Wudingmen Gate, and completely closes the east gate of floating objects entering the main urban area of Nanjing.

"This year, due to factors such as high water level flood discharge, temperature and project scheduling in flood season, the situation of large-scale accumulation and large-scale drift of various floating objects on the water surface of Wudingmen Gate has been frequent." Liu Jianhua, who is responsible for the salvage of floating objects on the water surface, said that in order to solve the problem of aquatic plants salvage and disposal as soon as possible, the management office, on the one hand, deployed elite forces from all over the place to salvage floating objects in turn every day through high-power salvage boats, on the other hand, purchased a 150-ton heavy aquatic plants baler to reduce the weight and volume of floating objects through large-tonnage compression and improve the efficiency of outbound transportation. This year’s salvage data shows that the maximum daily salvage capacity of the ecological service station is 145 tons, which is equivalent to the carrying capacity of two freight trains.

"It is the unshirkable responsibility of the water conservancy department to clean the river and maintain the water environment. The establishment of an ecological service station is a long-term mechanism to ensure the water environment and ensure water safety, which requires long-term cooperation and joint efforts of all parties." On the day the service station was unveiled, Zhou Ping, chief engineer of the Provincial Water Resources Department, made a special trip to the scene. At present, while doing a good job in salvage operations, the service station regularly inspects the upstream river, grasps the amount of floating objects in time, and urges the management units along the line to strengthen supervision and promote the ecological protection of river linkage.

Wang Xiulian, who lives in the nearby Zhazha community, can’t help feeling: "My family lives by the river. When the weather is hot, my wife doesn’t even dare to open the window. Now, the weeding work of the management office has never stopped, the river is clean and tidy, and egrets pass by the river from time to time. We often go for a walk by the river, which is very comfortable. "

Party building+heart, Shijiu Lake Gucheng Lake reappears the scenery of smoke and waves

This year, Shijiu Lake, the "mirror of the sky" and "Swan Lake", has been frequently searched by CCTV and the Internet. This provincial lake, located at the junction of Lishui District and Gaochun District in Nanjing, Anhui Province, and dangtu county District and Bowang District in Maanshan City, Anhui Province, has attracted many netizens to punch in with its unique charm of clear water. As a liaison unit of provincial rivers and lakes, in recent years, the management office has been keeping a close eye on the goal of "building a healthy ecological lake model", assisting the provincial water resources department to strengthen the management of Gucheng Lake in Shijiu Lake, and has participated in and witnessed the ecological changes of the two lakes step by step.

"This year, we explored and established a drone intelligent patrol system in Gucheng Lake, Shijiu Lake, using drones to regularly take aerial photographs of the two lakes, and intelligently identify, process and analyze the original images, and trace back the illegal construction of the coastline, floating objects on the water surface, cyanobacteria, etc." Min Kexiang, the head of the river and lake department of the management office, told the reporter that aerial photography of drones effectively compensated for the problem of insufficient frequency of satellite remote sensing monitoring. For the suspected problems found in each inspection, the management office will report them through the smart lake patrol system and follow up the inspection and processing results throughout the process.

According to the grid division of Gucheng Lake in Shijiu Lake in 2019, the management office equipped 50 lake inspection system terminals for the relevant lake management and grid inspection personnel in the city and district respectively, organized and held a training course on lake grid management, and formulated and issued the Implementation Opinions on Grid Management of Gucheng Lake in Shijiu Lake. The management scope, real-time location, historical route and uploaded case information of each grid member are traceable, and gradually formed "network freeze, grid determination and responsibility determination". The reporter learned from the 2020 assessment meeting on the management and protection of Gucheng Lake in Shijiu Lake held by the management office that Gucheng Lake is basically in Class III water standard all year round, and the water body of Shijiu Lake is basically in Class III-V water standard all year round, and the water quality of the two lakes has been significantly improved.

Legends and allusions, write down the vicissitudes of Shicheng Nanjing; Rivers and lakes cast the soul of Jinling, the ancient capital. Zhang Jiaxue said that as an important department in the construction of water ecological civilization in Qinhuai River Basin, the management office will continue to work hard on the deep integration of party building and central work, lay a good job in the "initiative" of "one river and two lakes" industry management, and start a new journey of water conservancy modernization with the road of ecological water control with Qinhuai characteristics, adding color to beautiful Jiangsu.

　Author: Wu Qiong

Relevant units directly under the municipal government and relevant units in communication:

The government procurement budget is an important part of the departmental budget, and it is an annual government procurement plan prepared by the unit according to the career development plan and administrative tasks, and purchasing goods, projects and services with financial funds. In order to strengthen the management of government procurement budget and standardize the implementation of government procurement budget, according to the Government Procurement Law and its implementing regulations, the Notice on Printing and Distributing the Catalogue and Standards of Centralized Government Procurement in Jiangsu Province in 2021 (Su Cai Gou [2020] No.66), etc., we hereby notify you of the preparation and implementation of government procurement budget in 2021 as follows:

I. Principles of compilation

(a) should be compiled. The government procurement budget should cover all purchase expenditure projects of the department, including centralized procurement and decentralized procurement. Goods, projects and services purchased by all units with financial funds shall be fully included in the compilation scope of government procurement budget, and shall not be omitted or underreported.

(2) Standard preparation. All units shall, according to the Catalogue of Centralized Government Procurement in Jiangsu Province in 2021 (see Annex 1, hereinafter referred to as the Catalogue of Centralized Procurement), the Catalogue of Government Procurement in Online Shopping Mall in Nantong City (see Annex 2, hereinafter referred to as the Catalogue of Centralized Procurement in Online Shopping Mall) and the Catalogue of Centralized Procurement in Education Department of Nantong City at the corresponding level in 2021 (see Annex 3), determine the attributes of procurement items, and classify them according to goods, projects and services.

(3) Reasonable preparation. Each unit shall, according to its annual procurement demand, make a reasonable government procurement budget. For the government procurement projects that need to be paid across years, the government procurement shall be implemented according to the approved total project investment, and the "government procurement budget for the current year" shall be compiled according to the estimated implementation number of the current year; For government procurement projects that have been purchased in previous years and paid in years, the "government procurement carry-over budget" shall be compiled according to the amount payable in the current year as agreed in the contract.

(4) Simultaneous preparation. The government procurement budget is an integral part of the departmental budget, which should be prepared and declared simultaneously with the municipal departmental budget.

Second, the editorial requirements

(1) Catalogue and standards of centralized government procurement

1. Centralized Procurement Catalogue: A unified centralized procurement catalogue of the whole province will be implemented from 2021 (only including goods and services, the same below, see Annex 1 for details), in which: eight items of the province-wide linkage agreement supply (fixed-point procurement) are "servers, computers, printers, firewalls, intrusion detection equipment, security audit equipment, official vehicles (including passenger cars and buses) and motor vehicle insurance services".

The centralized procurement projects of the education department (see Annex 3 for details) shall be determined by the Municipal Education Bureau in combination with the business characteristics of this system, and shall be implemented after being submitted by our bureau to the Provincial Department of Finance for the record.

2. Government procurement quota standard (hereinafter referred to as "quota standard"): the quota standard for centralized procurement and decentralized procurement of goods and services is 300,000 yuan (inclusive, the same below), and the quota standard for decentralized procurement of engineering projects is 600,000 yuan (inclusive, the same below).

3. Amount standard of public bidding: The amount standard of public bidding for goods, services and engineering projects is 4 million yuan (inclusive, the same below), in which: if the engineering and goods and services related to engineering construction are purchased by bidding, the provisions of the Bidding Law of People’s Republic of China (PRC) and its implementation regulations shall apply; Where other procurement methods are adopted, the People’s Republic of China (PRC) Municipal Government Procurement Law and its implementing regulations shall apply.

(2) Compilation points

1. For the procurement items within the centralized procurement catalogue, if the budget amount of single item or batch reaches the quota standard (300,000 yuan), the government procurement budget shall be prepared, and the procurement type shall be "centralized government procurement", in which: for the procurement items listed in the province’s linkage agreement supply catalogue, if the budget amount of single item or batch is 300-1 million yuan (excluding), the procurement method shall be "agreement supply"; For the procurement items listed in the centralized procurement catalogue of the education department, if the budget amount of individual items and batches reaches the quota standard, the government procurement budget should be compiled, and the procurement type is "centralized procurement by departments". If the quota standard is insufficient, the government procurement budget should not be compiled.

Within the centralized procurement catalogue, the single or batch budget amount is less than the quota standard, and the items listed in the online shopping mall procurement catalogue (Annex 2) should also be compiled with the government procurement budget, the procurement type is "decentralized procurement by units" and the procurement method is "online shopping mall"; If other standards are insufficient, the government procurement budget is not prepared, and the methods and procedures stipulated in the government procurement law may not be implemented. The purchaser shall organize the implementation by himself in accordance with the relevant budgetary expenditure management regulations and the internal control management system of the unit.

2. For procurement projects (including projects) outside the centralized procurement catalogue, if the budget amount of individual and batch reaches the limit standard, the government procurement budget should be prepared, and the procurement type is "decentralized procurement by units"; If the quota standard is insufficient, the government procurement budget is not prepared, and the methods and procedures stipulated in the government procurement law may not be implemented. The purchaser shall organize the implementation by himself in accordance with the relevant budgetary expenditure management regulations and the internal control management system of the unit.

3. Compilation of procurement methods: The financial integration budgeting system automatically identifies and solidifies the procurement budget amount and compiles it into two categories: "public bidding" and "non-public bidding". The province’s linkage agreement supply (fixed-point procurement) and online shopping mall procurement are compiled by the unit to the corresponding final procurement method (agreement supply and online shopping mall).

4. Some commonly used office equipment configuration standards shall be implemented according to the provisions of Annex 6 of the Notice on Preparing the Municipal Budget in 2021 (T.C.Y.Y. [2020] No.20).

(3) Editing contents and procedures

1. Government procurement budget for the current year

Units in the department budget in 2021 "a" control number, the preparation of "government procurement budget for the year". Check whether the basic expenditure needs government procurement in the "departmental budget database" of the financial integration budgeting system, and check whether the project expenditure needs government procurement in the "project database". If "Yes" is selected, the project library information such as purchasing total investment of the project, item, unit price, quantity, amount, purchasing type and method, planned purchasing time, etc. shall be filled in corresponding to the specified centralized purchasing catalogue, quota standard, asset allocation budget standard and open bidding amount standard. And further corresponding to specific procurement projects, choose whether to "set aside to support innovative procurement" or "set aside to support the procurement of small and medium-sized enterprises" (set aside for small and medium-sized enterprises should not be less than 30% of the government procurement budget this year, and the proportion set aside for small and micro enterprises should not be less than 60%, the same below).

The government procurement project library is permanently stored in the system regardless of annual carry-over, and the completed projects and unfinished projects are distinguished according to the payment by installments.

2. Improve the "government procurement carry-over budget"

For the procurement items that the unit fails to include in the "government procurement carry-over budget" on the first day of 2021 due to special reasons, the "government procurement carry-over budget" shall be supplemented according to the amount to be paid in 2021 as agreed in the filing contract. For the procurement items that have been included in the "government procurement carry-over budget" but the funds have been paid, the "government procurement carry-over budget" will be reduced according to the paid amount.

3. Financial examination and approval

The financial business department examines and determines the project items, allocation standards, total budget and estimated payment in 2021, whether to reserve share procurement, planned procurement time, etc. of the "government procurement budget for the current year"; According to the contract, review and determine the payment amount of "government procurement carry-over budget" in 2021.

The Financial Procurement Department reviews and determines the items, procurement types, procurement methods, and whether to reserve share procurement in the "Government Procurement Budget for the current year".

The Finance and Budget Department finally determines the project budget according to the estimated payment in 2021 in the "Government Procurement Current Year Budget" and "Government Procurement Carry-over Budget" preliminarily reviewed by the Business Department and the Procurement Department.

(4) Centralized procurement plan of non-departmental budget units

Non-departmental budget units such as resident units and municipal hospitals that apply to be included in the centralized procurement of the municipal government should submit this year’s centralized procurement schedule to the government procurement management office of our bureau and the public resource trading center (the municipal government procurement center) before March 31, 2021, listing the items, amounts, planned procurement time, procurement methods to be selected, whether to "set aside to support innovative procurement" and "set aside to support the procurement of small and medium-sized enterprises".

Iii. Budget implementation

Government procurement budget implementation should implement "no budget, over budget, no procurement; Have a budget, purchase early and purchase quickly, comply with the relevant provisions that do not hinder fair competition and optimize the business environment, and organize procurement in accordance with legal procedures. Government procurement agencies should conduct audits and provide professional services according to laws and regulations.

(1) Time requirements for procurement execution

1 units received the "second" government procurement budget, should be organized and implemented before the third quarter of that year, October 31st each year as the deadline for organizing the implementation of government procurement, in principle, no longer submit government procurement plans and organize government procurement from November.

2. In order to ensure the timely completion of government procurement, the unit should reserve sufficient time to organize procurement in advance, so as to prevent the procurement project from being completed on schedule due to the handling of procurement disputes such as queries and complaints.

(2) Organization and implementation of procurement

The government procurement budget of the unit, after examination and approval, is the basis for the implementation of the annual government procurement budget application.

1. Implementation of centralized procurement project budget: for the province-wide linkage agreement supply (fixed-point procurement) project, the unit will conduct the second bidding procurement within the scope of commodity suppliers with provincial agreement supply (fixed-point procurement) announced by the provincial government procurement network [in which: after the insurance purchased by each unit according to the Notice on Determining the Insurance Company for Purchasing Official Cars (Tong Ji Guan [2020] No.2) expires, the motor vehicle will be supplied (fixed-point procurement) according to the above-mentioned provincial agreement again. The centralized procurement project of the education department shall be submitted by the education system unit to the Municipal Education Technology Center for procurement; The remaining centralized government procurement projects shall be submitted by the unit to the centralized government procurement agency for procurement.

In communication units and municipal hospitals and other non-departmental budget units, to apply for inclusion in the centralized procurement of the municipal government, they must fill in the Application Form for the Implementation of the Centralized Procurement Plan (in triplicate, the sample form is downloaded in the column of "Guide to Work-Guide to Business-Government Procurement" of Nantong Public Resource Trading Platform), and submit it to the Financial Procurement Department for editing and pushing the Municipal Public Resource Trading Center (the municipal government procurement center) to organize procurement.

For goods and services with common requirements for office equipment with uniform standards or procurement units, centralized procurement institutions shall organize centralized procurement with quantity, give play to the advantages of scale, reduce procurement costs and improve procurement efficiency.

Purchasing units can entrust centralized purchasing institutions to organize centralized purchasing activities without being limited by administrative regions and budget management levels. Centralized procurement institutions should strengthen professional capacity building and adapt to the competition mechanism.

2. Implementation of decentralized procurement project budget of the unit: the unit organizes procurement by itself or entrusts the government procurement agency to organize procurement within the scope of entrustment (signing an agency agreement).

Goods below the quota standard and in the online shopping mall procurement catalogue shall be implemented according to the Notice on Further Standardizing and Strengthening the Government Procurement of Online Shopping Mall (No.23 [2020] of Tongcai Purchase). If the online shopping mall can’t meet the procurement needs of the unit, it shall purchase the same low-priced goods from offline and purchase the goods by self-bidding, and submit the approval documents or screenshots of the same goods at the same time in the online shopping mall, and report them to the Financial Procurement Department for review and change.

Decentralized procurement projects with a budget of more than 5 million yuan, high social concern and close relationship with social public interests or public safety, procurement units should give priority to entrusting centralized government procurement agencies to purchase on their behalf.

3. Secret-related government procurement: It shall be implemented in accordance with the Notice on Forwarding the Interim Measures for the Administration of Secret-related Government Procurement (Tong Cai Gou [2019] No.24) and relevant regulations.

(3) Determination of procurement methods

1. All government procurement projects with single and batch budgets reaching the standard of public bidding amount shall be purchased by public bidding, and the projects that should be purchased by public bidding shall not be broken into parts or evaded by other means.

If the unit needs to apply for public bidding to change to non-public bidding procurement mode due to special circumstances, it shall fill in the Application Form for Change of Government Procurement Mode (in triplicate, the sample form is downloaded in the column of "Service Guide-Business Guide-Government Procurement" of Nantong Municipal Government Procurement Network), and the difference (before and during) shall be reported to the Financial Procurement Department for approval after being examined and signed by the competent budget unit or centralized procurement institution. Which intends to use a single source procurement, must first organize expert argumentation, and submitted to the financial procurement department to push the provincial government procurement network publicity for 5 working days without objection after approval.

2 individual and batch budget amount does not meet the standard of public bidding amount of government procurement projects, you can use non-public bidding procurement, you can also choose public bidding. Among them: the procurement method of the items in the centralized procurement catalogue shall be determined by the procurement unit in consultation with the centralized procurement organization when purchasing; The procurement method of centralized procurement projects by the education department shall be determined by the procurement unit of the education system at the time of procurement execution. The procurement method of projects outside the centralized procurement catalogue shall be determined by the purchaser independently according to law or by the government procurement agency (if the project adopts the bidding method, it shall be organized and implemented according to the relevant management requirements of project bidding).

For the following items with the standard amount of public bidding, if it is planned to adopt single-source procurement, it must first organize experts to demonstrate and publicize them for 5 working days without objection [the publicity template is downloaded from the "service guide-business guide-government procurement" download column of Nantong public resource trading platform (municipal government procurement network), and it will be organized and implemented after the approval of the competent budget unit.

(4) Adjustment of procurement budget

After the departmental budget is issued, the government procurement budget shall not be adjusted in principle. If it is really necessary to adjust due to special reasons, it shall be implemented in accordance with the budget adjustment process. Under normal circumstances, the government procurement budget allowed to be adjusted only includes "supplementary budget for inter-annual payment" and "supplementary budget for special subsidies".

1. Supplementary budget for new year’s payment: procurement was implemented in 2020, but it could not be included in the "Government Procurement Carry-over Budget" when the contract was not signed. When payment is needed in 2021, the unit will submit the bid-winning notice, contract and fund payment application to the financial business department, which will add the new year’s payment budget and issue indicators according to the expenditure in 2021 agreed in the contract.

2. Supplementary budget for special subsidies: If special subsidies are added in mid-2021 (including those included in provincial and municipal special projects such as municipal government-invested construction projects, smart cities and informatization projects) involving government procurement, in principle, the project library will be compiled first, and then the indicators will be issued according to the purchase transaction (winning bid) amount; Involving provincial funds have issued a time limit, you can first issue indicators, after the preparation of government procurement project library for procurement.

Prepare the project library first, and then release the indicators: declare the corresponding project library when preparing to organize government procurement, and file the contract after the procurement is completed and the contract is publicized; At the same time, the letter of acceptance, the contract and the application for payment of funds will be submitted to the financial business department, which will make additional payment budget and issue indicators according to the expenditure in 2021 agreed in the contract.

(V) Continuation of procurement facilitation measures

1. Centralized procurement: Documentary procurement of the same goods within 6 months: If the goods to be purchased are in standard configuration and have standard quota, and are consistent with the recent procurement results of centralized procurement institutions (including the Municipal Education Technology Center), documentary procurement can be selected, and the documentary time shall not exceed the "announcement of the bid-winning (transaction) result of centralized procurement for 6 months, and the documentary quantity and unit price shall not exceed the number and bid-winning (transaction) price of centralized procurement. The number and transaction unit price of the "Announcement of Winning Bid (Transaction) Results" and "Announcement of Contract" (screenshots, as purchasing basis and reimbursement voucher) issued by the municipal public resource trading platform (municipal government procurement network) within 6 months as the upper limit directly sign the supply agreement with the corresponding winning bid (transaction) supplier.

2. Contract renewal of some service projects: for projects with strong inter-annual continuity, such as "property management", which are purchased and concluded by the municipal public resources trading center (the municipal government procurement center), the contract can be renewed after the expiration of the contract, provided that the supplier promises not to increase the service fee except for the policy capital increase, if both the purchaser and the supplier voluntarily apply (with the original contract attached) and the contract is audited by the Financial Procurement Office.

In the grasp of renewable projects, it is necessary to highlight the characteristics of "strong continuity" between projects. Decentralized procurement projects of the same company can be implemented with reference to the above process.

(six) standardize the contract announcement, filing and payment according to the contract

The unit shall, within 2 working days from the date of signing the contract, make a contract announcement in Nantong public resource trading platform (municipal government procurement network); The contract shall be filed in the financial integration system within 7 working days. If the payment conditions agreed in the contract are met, the procurement unit shall, within 15 days after receiving the invoice, apply to the national treasury for centralized payment of the corresponding purchase funds to the supplier account agreed in the contract from the "filed application for payment" entrance of the financial integration system, and shall not delay payment on the grounds of institutional change, personnel turnover, policy adjustment, etc., and shall not take the obligations not stipulated in the procurement documents and the contract as the conditions for payment to the supplier.

IV. Relevant requirements

(1) Establish and improve the procurement internal control management system. The competent budget unit should establish and improve the internal decision-making mechanism of government procurement matters in its own department, improve the internal control management system of government procurement, clarify the post authority and responsibility, and strengthen internal audit and discipline inspection and supervision. The purchaser shall specify the organization responsible for government procurement or provide full-time procurement personnel, and strengthen internal control and risk management on the links and processes of determining procurement demand, implementing procurement policies, selecting procurement methods, selecting evaluation experts, publicizing procurement information, organizing queries, signing procurement contracts, organizing performance acceptance, etc., so as to ensure that the procurement results achieve relevant performance and policy objectives.

(2) Implementing the functions of government procurement policies. All units should actively implement the "Government Procurement Law" and its implementing regulations, and other policy functional provisions on government procurement to achieve energy conservation, environmental protection, poverty alleviation, scientific and technological innovation and promote the development of small and medium-sized enterprises and prison enterprises, embed procurement policy objectives in budget performance objectives, improve the implementation mechanism of procurement policies such as reserved expenditure ratio and demand standard management, and clarify specific requirements for supplier qualifications, technology, services, safety, quality and performance conditions. By reserving purchasing share, compulsory purchasing, giving priority to purchasing, first purchasing, ordering and other measures, the support of government procurement for scientific and technological innovation, green development, integration of defense and civilian technologies, poverty alleviation and the development of small and medium-sized enterprises is reflected.

Commissioned by the government procurement agency procurement, should clearly make and review the procurement documents to implement the provisions of the government procurement policy requirements.

Municipal universities and scientific research institutes purchase equipment and consumables urgently needed for scientific research, and adopt the procurement mechanism of special affairs and on-site handling, which may not be handled according to the government procurement bidding procedures. The purchase of general goods and services needed for scientific research is not limited by the standard of self-purchase quota; For the major innovative products and services needed for the first purchase and first use of scientific research, the procurement can be organized according to actual needs; If you purchase imported scientific research instruments and equipment, you can choose your own experts to demonstrate, and the opinions of the experts will be filed together with the procurement documents for future reference; After purchasing the above items, report to the Financial Procurement Department for the record.

(3) Strengthening the management of government procurement services. All units should strictly implement the Administrative Measures for Government Procurement Services (Order No.102 of the Ministry of Finance) and the Notice on Implementing the Administrative Measures for Government Procurement Services and Standardizing the Work of Government Procurement Services (Tong Cai Gou [2020] No.19), fully understand the importance of government procurement services, and correctly grasp the specific requirements of the purchasers, undertakers and contents of government procurement services. Strictly abide by the provisions such as "introducing a third-party organization to evaluate the performance of government-purchased service projects with a price of more than 3 million yuan, soliciting opinions from the public or third-party professional organizations and experts on the procurement requirements of public service projects provided by the government, inviting actual users or third-party professional organizations and experts to participate in the acceptance and making the acceptance results public", and standardize the implementation of government-purchased services. Before the Provincial Department of Finance issued a new catalogue of government procurement services, the catalogue of government procurement services stipulated in the document "Su Cai Purchase [2020] No.16" was still implemented. Each department shall, within the scope of the provincial guidance catalogue, compile the guidance catalogue of government procurement services in this department according to the actual economic and social development, the transformation of government functions and the equalization and standardization of basic public services, and report it to the financial department for examination and approval and jointly issue a document to determine.

(four) to comprehensively promote the disclosure of procurement intentions and commitment to consult and evaluate the procurement documents of major projects in advance. Starting from 2021, all units shall, according to the procurement budget, disclose specific procurement intentions (except confidential procurement) and procurement commitments on the municipal public resource trading platform (municipal government procurement network) and the portal website of the unit at the latest within 30 days before the start of procurement activities, and clarify the name of the project to be purchased, the budget amount, the procurement demand profile, the estimated procurement time and the procurement commitment; Before issuing procurement documents for government procurement projects with a price of more than 4 million yuan (inclusive), the financial government procurement supervision department and centralized procurement institutions shall jointly conduct basic consultation and evaluation in advance, and give tips and reminders for those that do not meet the basic norms. Government procurement shall not be implemented if the procurement intention is not disclosed as required and the commitment and consultation and evaluation are made.

(five) standardize the decentralized procurement behavior of agencies. According to the regulations of the Ministry and the province on strengthening the management of government procurement agencies within its jurisdiction, from 2021 onwards, if a unit intends to choose an agency for decentralized procurement, it should select and entrust a social agency with corresponding professional ability to act as an agent in the list of agencies (registered locally and practicing in the provincial government procurement network and registered locally in other places) published on the municipal public resource trading platform (municipal government procurement network), according to the characteristics of the project, the professional field of the agency or the comprehensive credit evaluation results. No unit or individual may interfere with the procurement unit’s independent choice of agency by means of lottery, lottery and selection.

The agency fee can be paid by the supplier who won the bid (clinched a deal) or by the purchaser. If it is paid by the successful bidder (transaction), the supplier’s quotation shall include the agency fee. If the agency fee exceeds the limit standard, it shall be paid by the successful bidder (transaction) in principle.

The agency shall clearly indicate the charging method and standard of agency fees in the procurement documents, and disclose the charging situation of this project together with the result of winning the bid (transaction), including the specific charging standard and amount.

(6) Refine and optimize the setting of evaluation factors. All units and procurement agencies should scientifically set evaluation factors and further refine the quantitative evaluation factors according to the project demand characteristics and performance objectives. The objective evaluation factors should be set with fixed scores, while the subjective evaluation factors should refine the scores and reduce the discretionary space.

(7) Standardize the management of margin revenue and expenditure. All units and procurement agencies should strictly implement the provisions of "Tongcaigou [2020] No.30" to cancel the collection of bid bond for government procurement; If it is really necessary to collect the performance bond, the supplier shall be allowed to choose to pay or submit it in non-cash forms such as check, draft, promissory note and guarantee; In the procurement contract, the way, time, conditions and non-return of the performance bond are agreed, and the liability for breach of contract for overdue return of the performance bond is clarified.

(eight) the full implementation of government procurement information disclosure. All units should conscientiously implement the Regulations on the Implementation of the Government Procurement Law, the Notice on Doing a Good Job in the Disclosure of Government Procurement Information (Su Cai Gou [2015] No.51), and the Notice on Enabling the Self-publishing Management System of Decentralized Government Procurement Information (Tong Cai Gou [2018] No.32). Notice on Forwarding the Format Specification of Government Procurement Announcement and Publicity Information (2020 Edition) (Tongcaigou [2020] No.10) and other documents, the competent budget unit shall be responsible for reviewing the units under its jurisdiction that can self-publish decentralized government procurement information, and units and projects that are not applicable to the government procurement law shall not publish government procurement information on the municipal government procurement network.

(9) Strengthen the handling of government procurement disputes. Procurement units and procurement agencies shall handle government procurement disputes in accordance with the Government Procurement Law and its implementing regulations, Measures for Questions and Complaints in Government Procurement (Order No.94 of the Ministry of Finance), and Notice on Forwarding the Handling Process of Questions in Government Procurement (No.33 [2018] of Tong Cai Gou). For those who do not violate laws and regulations, we must do a good job in communication, coordination and resolution, ensure that we can answer questions within 3 working days, answer questions within 7 working days, and cooperate with the financial department to investigate and handle complaints. It is necessary to strengthen the record of buyers’ violations of laws and regulations and the retrospective mechanism of responsibilities, and deal with buyers and responsible persons who violate laws and regulations according to law.

(ten) to strengthen the evaluation and application of government procurement credit. In order to standardize government procurement behavior and improve the restraint mechanism of trustworthiness incentive and dishonesty, all units shall, in accordance with the relevant provisions of the Notice on Printing and Distributing the Interim Measures for the Administration of Government Procurement Credit in Jiangsu Province (Tong Cai Gou [2018] No.31), strengthen the recording and evaluation of "general dishonesty and serious dishonesty" involving suppliers, agencies and evaluation experts in the stages of organizing and implementing government procurement projects, contract performance and questioning complaints (pushing for serious dishonesty)

Please follow the above notice.

Attachment: 1. Catalogue of centralized government procurement in Jiangsu Province in 2021.

2. Nantong online shopping mall procurement directory

3.2021 Nantong Education Department Centralized Procurement Catalogue

Nantong bureau of finance

October 20, 2020

2021 government procurement catalog. rar

　　Since the 18th National Congress of the Communist Party of China, Heilongjiang has insisted on developing and strengthening the rural collective economy as an important task to improve the quality of grass-roots party building, insisting on the promotion of branches, industries and reforms, gradually developing and strengthening the rural collective economy and promoting common prosperity.

　　At present, Heilongjiang has completely eliminated the "empty shell villages" of collective economy, with 97.5% of administrative villages with collective economic income of more than 100,000 yuan and 850 villages with income exceeding one million yuan, laying a solid foundation for comprehensively promoting rural revitalization and accelerating agricultural and rural modernization.

　　Branch drive — —

　　Choose the right leader to activate the whole village.

　　On the west bank of Nenjiang River, more than 22,000 mu of onions are planted in Dabaqi Village, Meilisi Daur District, Qiqihar City. "Dabaqi Village has been planting onions for more than 30 years, but in the past, growers ‘ Fight alone ’ The market fluctuation is relatively large, and sometimes you can’t earn a few dollars after working hard for one year. " Villager Cui Hongbin said.

　　In April 2014, Yan Shiwei, who has many years of professional experience as an onion broker, was elected as the secretary of the Party branch of Dabaqi Village. The first thing he did when he took office, Yan Shiwei led the two village committees to vigorously develop the onion industry. "We set up a cooperative and invested in the construction of two onion warehouses. Onions are sold in the wrong season through warehousing, which can increase the income by about 600 yuan per ton. This alone will increase the income of the village collective by more than 300,000 yuan." Yan Shiwei said.

　　"Choosing the right leader has activated the whole village." Cui Hongbin feels.

　　In order to strengthen the construction of village-level teams, Heilongjiang insists on broadening the channels for selecting and employing people, and selects village cadres from groups such as rich leaders, leaders of new business entities, and migrant workers and businessmen.

　　"Last year, Heilongjiang seized the opportunity of the change of the village committees and selected 6,524 rich leaders, university graduates and other personnel to enter the village-level leaders. And rotated 2,454 resident teams and 703 first secretaries, and a total of 8,065 cadres from government agencies, enterprises and institutions were stationed in the village to help build a strong party organization. " Feng Hailong, executive deputy director of the Organization Department of Heilongjiang Provincial Committee, said.

　　In order to comprehensively improve the development skills of the leaders of village party organizations, the Organization Department of Heilongjiang Provincial Party Committee has implemented the "Touyan Promotion Project" in depth, highlighted the theme of rural revitalization, and continued to carry out normalized training by means of focusing on demonstrations at the provincial level, focusing on key points at the municipal level and focusing on all staff at the county level.

　　"After the change of the village committees in 2021, Suihua City implemented a large-scale rotation training. We carefully set up five compulsory courses: political theory, work practice, industrial development, grassroots governance and clean government education, and increased the development and expansion of village-level collective economy-related courses in a targeted manner. At the same time, Jianqiang practiced teaching points, and extended the training classroom from the classroom venue to the project site and the field through training and competition, enhancing the training experience and effectiveness. " Yang Guoning, executive deputy director of the Organization Department of Suihua Municipal Committee, said.

　　According to statistics, at present, there are 144 outstanding village party secretaries in Heilongjiang province, 106 of them have been included in the township leadership, and more than 300 people have raised subsidies, so that village leaders have a head start and a head start.

　　Industrial pull — —

　　There is no need to worry about increasing income and getting rich.

　　Entering the model village of Hailin Town, hailin city, more than 1,000 standardized mushroom sheds are shining in the sunlight.

　　Because natural conditions are suitable for the development of edible fungi industry, as early as the 1980s, some villagers began to cultivate Hericium erinaceus artificially. "Due to extensive management and retail operations, there are cases of poor harvests in good years." Xie Guoqiang, secretary of the village party branch, said.

　　In 2016, the Party branch of Model Village took the lead in leading the edible fungus professional planting cooperative, and successively recruited 112 members. "We have built new standardized mushroom sheds and mushroom bag factories and broadened sales channels, with an annual output of more than 15 million bags of Hericium erinaceus." Xie Guoqiang said.

　　How to accelerate the development and expansion of village-level collective economy is the key and difficult point in the construction of rural grass-roots party organizations. In recent years, Heilongjiang has always insisted on grasping industry as the fundamental way to develop and strengthen the village-level collective economy, and integrated the economic base, industrial characteristics, location advantages and resource conditions of various places to develop rural characteristic industries according to local conditions and continuously enhance the "hematopoietic" function of village collectives.

　　The development and expansion of village-level collective economy cannot be separated from the support of good policies. "In the past five years, the central and provincial governments have invested 1.28 billion yuan to support 2,693 administrative villages with strong party organizations and industrial bases to develop the collective economy." Feng Hailong said.

　　Nuo Min River in the north and Hulan River in the south. The southwest village in Beilin District of Suihua City is known as "the small south of the Yangtze River". But a few years ago, the villagers lived a tight life by relying on single rice cultivation.

　　"We introduced more than 30 million yuan of industrial project funds and enterprise investment, and the village collectively integrated 750 mu of land to build a modern agricultural cultural industrial base, and combined traceable rice planting projects with farming life experiences such as tourism and parent-child parks to build Yanhe Road ‘ Green courtyard ’ And ‘ Farm paradise ’ Sightseeing belt to develop rural eco-tourism industry. " Liu Liwei, director of the village Committee, said that last year, Southwest Village received more than 30,000 tourists, which led to an increase of more than 40,000 yuan for the village collective and about 3,000 yuan for each household.

　　Reform promotion — —

　　Collective guarantee farmers enjoy dividends.

　　The car stopped at the entrance of Hongzhou Village in Fujin City, and the words "Landscape and Pastoral Hongzhou Village" came into view on the stone tablet. Climbing to the top, cement roads lead to households in the village, and tourism projects such as farmhouse music and picking gardens are readily available.

　　In 2017, Fujin City was identified as a pilot area for the reform of rural collective property rights system in Heilongjiang Province. In the second year, Hongzhou Village was listed as a village stock economic cooperative. "We took advantage of our proximity to Fujin National Wetland Park and put the breakthrough in revitalizing collective assets in ‘ Modern agriculture+tourism ’ Go, let ‘ Good scenery ’ Become ‘ Good Qian Jing ’ 。” Li Pingqin, secretary of the Party branch of Hongzhou Village, said.

　　Where does the money come from for construction? “‘ Substitute awards for compensation ’ One piece of funds, one piece of social capital, and one piece of village assets. " Li Pingqin said, "The operation mechanism of independent operation and risk sharing has solved the problem."

　　Nowadays, with Hongzhou Village as the node, an eco-agricultural corridor integrating picking, sightseeing and leisure has taken shape. "Last year, the village collective realized an income of 160,000 yuan, and the per capita net income of villagers reached 20,640 yuan." Li Pingqin said.

　　In order to consolidate the foundation and chassis of village-level collective economic development, Heilongjiang Province has deepened the reform of rural collective property rights system, continuously released policy dividends, improved the supervision mechanism, and let farmers share the fruits of reform and development. "The reform has clarified the villagers’ equity in the village collective assets, and villagers can hold shares and pay dividends." Liang Qingmin, secretary of the Fujin Municipal Party Committee, said that the villagers took the initiative to participate in the village collective affairs, and their sense of ownership was stronger.

　　To develop and strengthen the village-level collective economy, it is necessary not only to realize villagers’ co-management, but also to realize the sharing of achievements. "In the process of constantly improving the use mechanism of village-level collective funds, we urge rural party organizations to use money in the cutting edge. Except for developing industries and expanding investment in reproduction, the rest are mainly used to develop public welfare undertakings, improve the appearance of villages, and help people in need, so that the masses can share the dividend of collective economic development and effectively enhance the organizational power, cohesion and appeal of party organizations." Feng Hailong said.

Today, this car is very distinctive. Now let’s follow Xiaobian to see what it has done.

First of all, from the appearance, the front of Sonata looks very avant-garde, and the shape of the net uses a polygonal big mouth design, which makes people unforgettable. Paired with headlights, it looks very sporty. The car is equipped with LED daytime running lights, automatic opening and closing, adaptive far and near light, delayed closing and so on. Coming to the side of the car body, the size of the car body is 4945 mm * 1860 mm * 1450 mm. The car adopts capable lines, giving people a very fashionable and simple feeling. With large-sized thick-walled tires, it looks full of sports. In the rear part, the rear looks simple, the taillights look tough, and the exhaust pipe adopts the exposed shape with double sides, creating a good gas field.

In terms of interior, the interior looks very delicate and elegant, which is very fashionable and generous. The steering wheel of the car is very in line with the interior style. It is equipped with the functions of manual steering wheel up and down+front and rear adjustment, steering wheel heating, etc., and the grip is full and delicate. Let’s take a look at the central control. The design of the center console is reasonable, which makes the interior style impressive and gives people a sense of dignity. Finally, let’s look at the dashboard and seats. The dashboard of this car presents a fierce design style, which is very eye-catching. The car uses a leather/suede mix seat, which is wide and thick and has good overall comfort.

Sonata is matched with automatic manual transmission (AT) gearbox, with an acceleration time of 8.3s per 100 kilometers, which has good power performance and is completely OK for daily use.

Equipped with car networking, driving mode selection, remote control key, Bluetooth key, NFC/RFID key, UWB digital key, indoor atmosphere light, engine start and stop, etc., it has rich functions and greatly improves its convenience.

Such a car with the right price is enough to meet the daily practical needs, and it doesn’t take much thought to maintain it at ordinary times, and the cost performance is good. Interested riders might as well go offline and actually experience it.

Viewpoint Network News:On October 23, Samsung made great progress in the field of foldable technology, and has successfully completed the development of related components of three-fold mobile phones. This innovative device is expected to be officially introduced to the market in 2025, and it is expected to be unveiled simultaneously at the Galaxy Z Fold7 and Galaxy Z Flip7 conferences.

Keywords: Personal Internet application information, online entertainment, interactive participation in business transactions

China has been fully connected to the Internet for 20 years, and the use of various Internet applications by netizens has been continuously enriched. On the one hand, it is the development of the Internet that drives the business model to change constantly, and various innovative applications emerge in an endless stream; On the other hand, the Internet has penetrated deeply into the lives of netizens, and the Internet has already changed from a recreational tool for netizens to an indispensable part of daily work and life.

Throughout the use of various applications by netizens from 1999 to 2014, in different development periods of the Internet, the types of applications welcomed by netizens are also different. On the whole, the use level of interactive participation and information acquisition applications by netizens has remained high; With the rapid development of online games, entertainment applications quickly rose to a high level, but after 2007, they showed a steady and declining trend; Business transaction applications have been heating up rapidly since 2005. By 2014, nearly half of netizens had used the Internet for shopping, payment and other activities.

　Figure 1999-2014 penetration rate of various Internet applications [information acquisition applications include online news and search engines; Online entertainment applications include online music, online games, online videos and online literature; Interactive participation applications include instant messaging, e-mail, blogs, personal spaces, forums /BBS, microblogs and social networking sites; Business transaction applications include online shopping, online payment, travel booking, online banking and group buying. ]

Before 2004, it was the initial stage of the development of personal Internet applications, and the structures of various Internet applications were stable. The interactive and participatory applications represented by instant messaging, e-mail, free personal homepage space and forums /BBS had the highest utilization rate. BBS is popular because people who have access to the Internet are concentrated in colleges and universities. E-mail has become a popular application in the case of limited bandwidth. Internet entertainment applications, limited by the richness of Internet content and the speed limit, have not yet shown the vitality of development. Only word online games have become popular, and some board games have begun to sprout. During this period, the Internet business model is still being explored and established, and the application of business transactions has just sprouted.

From 2004 to 2007, personal Internet applications entered a stage of rapid development. Web2.0 technology with self-organizing and personalized features, such as blogs, podcasts and RSS, made netizens become important providers and disseminators of Internet content. The Internet transmitted information from the initial website to netizens in one direction, and developed into the interaction between netizens and websites, with the form from text-based to more abundant forms such as images and videos. During this period, the application of online entertainment increased most significantly, and the leisure and entertainment needs of netizens were released. The popularity of online games increased from 18.1% in 2002 to 59.3% in 2007, and the online music increased from 13.4% to 86.6%. After 2004, the online video exploded, and the usage rate soared from 2.2% to 76.9%, which made the fixed broadband construction effective and effective.

Since 2008, all segments have witnessed rapid development, with the compound annual growth rate of online recruitment, online education, online travel service, online games, instant messaging and online music market all above double digits. At the same time, the personal internet application structure began to change from entertainment to business. Online entertainment has faded out of the development pattern of Internet applications. Online music, online games and online literature have entered a bottleneck period of development, and only online video has continued to rise slowly. The e-commerce market is booming, and the scale of users of e-commerce applications such as shopping, payment, online banking and group buying has increased substantially as a whole. Since 2011, Taobao has created the "Double Eleven" sales miracle for three consecutive years, opening a new consumption era of online shopping for all. According to a survey conducted by CNNIC, the proportion of online shopping expenses of netizens in the total expenses increased rapidly from 2011 to 2013, which were 10.32%, 13.12% and 17.76% respectively. In 2010, the upsurge of online to offline emerged, and the group buying market flourished. After explosive growth, it returned to rationality and gradually formed a mature business model, which brought new growth points to traditional offline consumer markets such as accommodation, restaurants and cinemas. As a non-standard category, travel booking products are integrated into the Internet, which has spawned a number of excellent online travel booking companies such as Ctrip, Tongcheng and Qunar. In 2013, Internet finance became a hot spot, and the "catfish effect" triggered by Yu ‘ebao had a huge impact on the traditional financial industry, pushing traditional finance to embrace the Internet faster. All in all,During this period, the commercial characteristics of the Internet in China have been continuously enhanced, and the value of the Internet as an economic platform has been continuously highlighted. The development of the e-commerce market in China has won the attention of the whole world. Not only has the online retail market become the world’s largest in scale, but its influence is far from being limited to the development of the Internet industry itself, and it has brought profound changes to society, culture, economy and politics.

Gao Shuang, analyst of China Internet Network Information Center