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Many obese and overweight people take diet pills, drink diet tea, skip dinner and deliberately go on a diet … These unscientific ways of losing weight may also lose weight in the short term, but they affect their health and are easy to rebound.

Lose 10 pounds a month without rebounding.

Concord doctors give three ways to lose weight.

How to lose weight healthily without rebounding? Chen Wei, deputy director of the Clinical Nutrition Department of Peking Union Medical College Hospital, issued a document in 2020 introducing the scientific weight loss methods used in three hospitals, which are applicable to the general public! ①

1, 5+2 fast food: an average of 5 kg a month.

7 days a week, eat normally for 5 days, and skip food for 2 consecutive days.

Note that this fast food is not to eat nothing, but to limit the food intake. Micronutrients, carbohydrates, fats and protein in the four major nutrients should be taken in proportion. The calorie intake should be properly controlled on non-fasting days. The recommended total calorie for women is 1200-1500 kcal/day, and that for men is 1500-1800 kcal/day. The non-fasting days should be adjusted according to the proportion.

Such intermittent scientific fasting will not only be harmful to health, but also "restart" some functions of the body, which is beneficial to health.

5+2 fast food recipe reference table

[Non-fasting day]

Breakfast at 7:30:

The staple food is 50 grams thick and thin;

Protein food (1 egg+milk/soybean milk 250ml);

A multivitamin.

Extra meal at 10:00:

150 grams of skim yogurt.

Lunch at 12:00:

The staple food is 50 grams thick and thin;

Protein food 100 grams (50 grams of lean meat +1 egg or tofu 100 grams or dried bean curd 50 grams);

250 grams of vegetables.

Extra meal at 16:30:

200 grams of fruit.

Dinner at 18:30:

The staple food is 50 grams thick and thin;

Protein food 100 grams (50 grams of lean meat +1 protein or 100 grams of tofu or 50 grams of dried bean curd);

250 grams of vegetables.

[fasting day]

Breakfast at 7:30:

1 egg;

100g skim milk/low-fat yogurt;

A multivitamin.

Lunch at 12:00:

150 to 200 grams of fruit.

Dinner at 18:30:

25 grams of staple food;

Boiled vegetables 200 grams;

Protein food 50 grams.

Drinking water for the whole day is 2500 ml.

2, limited energy and balanced nutrition diet: an average of 2-4 kg a month.

The total energy intake per day is reduced by 1/3 or by 300-500 kcal.

You can also ignore calories, except water, and reduce all kinds of foods you usually eat, such as the staple food of three meals a day, meat, eggs, vegetables and milk, as well as fruits and yogurt with extra meals, by 1/4 evenly, which is a good "diet meal" if you stick to it for a long time.

The advantage of losing weight in this way is balanced nutrition, and protein, fat, carbohydrates, vitamins, trace elements, etc. can be evenly ingested, and the operation is simple and convenient for long-term implementation. The disadvantage is that the speed of weight loss is not fast enough and it needs long-term persistence.

3, low-carbon water and high protein diet: you can lose 10 pounds a month.

Use high-protein foods, such as lean meat, protein, low-fat dairy products and other natural foods, or nutritional products such as protein powder and nutritional meal replacement to replace one to one and a half meals a day, so as to achieve the purpose of limiting the total energy intake and quickly losing weight.

This kind of weight loss is faster, and it can be reduced by 15-20 kg for 3-4 months in a row. People who need short, flat and fast weight loss in clinic generally choose this method. However, it doesn’t conform to our daily eating habits, and if you choose protein powder and meal replacement, you must choose a full-nutrition product that meets the relevant national standards, so that you can meet the nutritional and health needs while losing weight. Don’t mistake it for a weight-loss product that doesn’t meet the requirements.

These methods are selected by doctors by studying the relevant literature at home and abroad, summarizing many weight-loss methods, combining the actual data of mass weight loss and combining the physique of Chinese people.

According to the statistics of outpatient service, with these three methods, overweight or obese people can lose 1-5 kilograms in the first month, and they can lose the same weight every month for three months to six months before reaching their suitable weight, and they can not rebound as long as they continue to adhere to it. Because the weight is regulated by adjusting the food collocation, it has a high degree of safety and is suitable for most people who need to lose weight. ①

Why many people fail to lose weight?

Some people use blind dieting, devil exercise training, taking weight-loss drugs and other methods to lose weight, but they fail to lose weight again and again.

Director Chen Wei issued a document in 2019, saying that because these methods are physically and psychologically destructive to people’s weight loss, they only achieve the goal of reducing "weight" by numbers. Unfortunately, it is not fat but precious water and muscle.

After a little while, you may relax, slack off, and can’t bear the torture. At this time, "weight" will rebound and even increase at a multiple rate. This is what doctors often call the "yo-yo effect" in clinic. The weight drops by 10 kg and rises back to 20 kg! ②

These weight loss misunderstandings should be avoided.

1. Don’t eat or eat dinner after noon.

Although there was a saying in ancient times that "no food after noon", with the development of society and the change of living habits, three meals a day are now advocated.

If you don’t eat dinner, your brain will send out a strong appetite signal when you are on an empty stomach for more than ten hours the next day, preferring high-calorie foods, making it easier to take revenge meals and storing fat more easily. ①

2, don’t eat staple food, only eat water to cook.

Fat-reducing meals such as boiled vegetables are also unreliable, which belongs to the extremely low energy intake method, and similarly, not eating staple foods, etc., which are unhealthy and will rebound quickly once they return to normal diet.

Moreover, the human body also has a certain demand for oil intake. If there is no oil at all or too little oil intake, it may also cause the lack of essential fatty acids and cause diseases. ①

3. Replace normal diet with meal replacement.

Dai Yongmei, director of the Nutrition Department of Nanjing Maternal and Child Health Hospital, Jiangsu Province, said in the Health Times in 2020 that eating meal replacement did play a certain role in losing weight at the beginning. Compared with simple dieting, it can provide satiety and supplement nutrition at the same time, but don’t just eat meal replacement all day.

Food should be reduced by combining reasonable diet with meal replacement. For example, properly reduce the intake of staple food, replace it with meal replacement powder or meal replacement stick, and eat other vegetables, fish and shrimp as usual. ③

4. Lose weight by eating fruit

Zhang Xiaoyan, former director of the Nutrition Department of Lianyungang Maternal and Child Health Hospital in Jiangsu Province, said in the Health Times article in 2019 that many people have heard that eating fruit is good for losing weight, so they eat a lot of fruit a day, but they have gained weight unexpectedly.

Some fruits are not low in calories. A bowl of rice contains about 75 grams of carbohydrates, and half a watermelon is equivalent to two bowls of rice. If you eat a lot of fruit in addition to the normal three meals, losing weight is just a dream. If you like to eat high-calorie fruits like durian again, you will only get fatter and fatter. ④

5. Eat a lot of coarse grains

Some people eat a lot of coarse grains and think they can clear their intestines and lose weight. Yu Wanting, a clinical nutritionist in the Clinical Nutrition Department of the Third People’s Hospital of Chengdu, Sichuan Province, said in the Health Times article in 2018 that coarse grains can supplement dietary fiber and contain more B vitamins.

However, if suddenly ingested in large quantities, the stomach and intestines are difficult to adapt in a short time, but it is easy to cause indigestion. If you eat too much coarse grains and can’t replenish enough water, it is easy to aggravate constipation. ⑤

6. Use weight-loss drugs

Huang Fang, a physician in the Department of Critical Care Medicine in the First Affiliated Hospital of Soochow University, said in the Health Times in 2018 that some weight-loss drugs on the market have not been clinically tested and have not been approved by the state. These drugs contain substances that act on the brain, thyroid and liver, laxatives and other ingredients, and the dosage is not clear. After taking them, they are very harmful and cannot really lose weight.

Don’t take medicine on your own to lose weight. It’s better to eat and exercise. Even taking medicine should be carried out under the guidance of a hospital nutritionist. ⑥

Finally, it should be emphasized that the ideal weight loss effect can be achieved simply by adjusting diet, but if you want to be healthy, you should also exercise moderately!

More health tips

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1 2020-12-18 Beijing Evening News "Peking Union Medical College Hospital shares weight loss cheats, come in and copy recipes! 》

②2019-10-27 Good Doctor Online "Chen Wei" "Losing weight failed, you must have adopted the wrong method to lose weight".

③2020-06-09 Health Times "Keep in mind the" three noes "in diet replacement"

④2019-08-02 Health Times "Eating fruit may not necessarily reduce weight"

⑤2018-03-06 Health Times "Don’t go to extremes"

6 2018-05-29 Health Times "Depressed after taking diet pills! 》

Original title: "Losing 10 pounds a month does not rebound! Concord doctor gives 3 scientific weight loss methods! 》

Read the original text

Recently, a criminal judgment published by China Judgment Document Network revealed the case of Zhang Xuemin, former member of the Standing Committee of Pingxiang Municipal Committee of Jiangxi Province and secretary-general of the Municipal Party Committee, taking bribes.

In 2008, Zhang Xuemin, then vice mayor of Pingxiang City, interceded for a developer who failed to apply for a pre-sale permit for commercial housing and illegally collected a customer deposit, and received a total of 150,000 yuan in bribes from the developer.

This is just the tip of the iceberg in Zhang Xuemin’s huge bribery case.

In May 2015, the Compilation of Typical Cases of party member Cadres’ Violation of Discipline and Law since 2011 compiled by Pingxiang Municipal Commission for Discipline Inspection and Supervision (hereinafter referred to as "Compilation") showed that Zhang Xuemin and Yan Dewen, the former chairman of Pingxiang CPPCC, received a maximum of tens of millions of yuan in bribes, setting a record for economic duty crimes in Pingxiang, which is also rare in Jiangxi Province, and can be described as "a snake swallowing like a snake".

On February 28, 2014, the Jiangxi Provincial Commission for Discipline Inspection announced the news that two department-level cadres in Pingxiang City, Jiangxi Province were dismissed at the same time.Yan Dewen, then chairman of Pingxiang CPPCC.andZhang Xuemin, then member of the Standing Committee of Pingxiang Municipal Committee and Secretary General of Municipal Committee.Be investigated together.

Before that,Chen Anzhong, former deputy director of the Standing Committee of Jiangxi Provincial People’s Congress, chairman of the Provincial Federation of Trade Unions, and Sun Jiaqun, former member of the Standing Committee of Pingxiang Municipal Committee and executive deputy mayor.They have all been investigated. Chen Anzhong once served as secretary of Pingxiang Municipal Party Committee.

After the fall of Yan Dewen and Zhang Xuemin,He Weilin, former chairman of Pingxiang CPPCC, and Chen Weimin, former secretary of Pingxiang Municipal Committee.It also "collapsed" in the "earthquake" of Pingxiang officialdom. For a time, Pingxiang became the "hardest hit" of corruption in Jiangxi.

Zhang Xuemin, former member of the Standing Committee of Pingxiang Municipal Committee and Secretary-General of the Municipal Committee.

Many people have been sentenced for corruption in Pingxiang.

A few days ago, The Paper (www.thepaper.cn) reporter learned from the judicial department of Ganzhou City that both cases of Yan Dewen and Zhang Xuemin had been decided in the first instance, but because both of them appealed, the relevant person in charge of the judicial department did not disclose the sentence period and related cases of Yan Dewen and Zhang Xuemin in the first instance.

He Weilin was sentenced to five and a half years’ imprisonment by Jiujiang Intermediate People’s Court for accepting bribes and abusing his power. However, after the verdict was pronounced in the first instance, He Weilin refused to accept the appeal.

The verdict held by The Paper reporter shows that the object of bribing Zhang Xuemin is Li Longhui, the chairman of Pingxiang Longfei Real Estate Development Co., Ltd. On September 10th, 2015, the People’s Court of fengcheng city, Jiangxi Province sentenced Li Longhui to one year and four months’ imprisonment for bribing Zhang Xuemin and Rao Benchun, then director of Pingxiang Housing Management Bureau, totaling 270,000 yuan.

Three months after Li Longhui’s case was pronounced in the first instance, in the case of He Weilin, the former chairman of Pingxiang Municipal Political Consultative Conference, which was heard on December 9, 2015, there was another accusation that He Weilin accepted Li Longhui’s bribery.

According to the indictment, Li Longhui, the owner of Pingxiang Longfei Real Estate Development Co., Ltd., gave He Weilin 20,000 yuan in 2011 when he moved. During the Spring Festival, Dragon Boat Festival and Mid-Autumn Festival from 2006 to 2012, he Weilin was given a total of 122,000 yuan 21 times.

At the request of Li Longhui, He Weilin took advantage of his position as the chairman of Pingxiang CPPCC to greet the relevant personnel in 2005, and helped Li Longhui get the tax preferential treatment of Meilun Hua Ting project of more than 580,000 yuan from the Goose Lake Management Office. In 2008, he greeted the relevant personnel and helped Li Longhui get back the deposit of 4 million yuan from the Anyuan Forest Park Management Committee. In 2011, he greeted the relevant personnel and asked them to take care of the Xiubo Garden project developed by Li Longhui.

Around March 2014, He Weilin returned Li Longhui 150,000 yuan for fear of organizing an investigation.

The Paper reporter learned from many channels that in the first trial of He Weilin’s case, the amount of bribes that He Weilin accepted from Li Longhui was determined by the court.

An insider close to He Weilin’s case told the The Paper reporter that in the previous judicial trial of Li Longhui, the judgment did not mention the accusation of bribing He Weilin, but in the first trial of He Weilin’s case, the court found that he accepted Li Longhui’s bribe. This "legal back door" phenomenon is puzzling, and it also shows that the judicial departments concerned have too much discretion and violate the fairness of the law.

Developers regularly send red envelopes three times a year.

The above judgment shows that since July 2007, the Longfei Jinxiu Jiayuan real estate project developed by Pingxiang Longfei Real Estate Development Co., Ltd. (hereinafter referred to as "Longfei Company") has hired an agency to engage in sales, and the customer’s deposit has been illegally charged more than 200,000 yuan without pre-sale permit.

In March 2008, Pingxiang City Real Estate Management Supervision Brigade discovered this situation, and it was necessary to punish Longfei Company according to law. According to the Regulations on the Management of Urban Real Estate Development and Operation, it was necessary to confiscate the house purchase deposit charged by illegal sales and impose a fine of 1% of the sales amount.

In order to seek illegitimate interests, so that the company’s violations can be mitigated, Li Longhui, the legal representative and chairman of Longfei Company, found Zhang Xuemin, then the vice mayor in charge of housing management and urban construction, to intercede. Zhang Xuemin should ask for help to call Rao Benchun, then director of Pingxiang Housing Management Bureau, to intercede for Longfei Company. Later, Li Longhui also found Rao Benchun. The matter was finally punished in violation of regulations, and the illegal income was confiscated for 10,000 yuan.

Li Longhui is engaged in real estate development, and Zhang Xuemin is in charge of housing management and urban construction.In order to thank Zhang Xuemin for interceding for the company and asking him for something in the future, from 2006 to 2013, Li Longhui would send red envelopes to Zhang Xuemin’s office every Spring Festival, Mid-Autumn Festival and Dragon Boat Festival. The red envelope sent every Spring Festival is 10,000 yuan, and the red envelope sent every Mid-Autumn Festival and Dragon Boat Festival is 5,000 yuan.Zhang Xuemin received a total of 150,000 yuan in bribes from Li Longhui. In addition, from 2008 to 2012, Li Longhui paid a bribe of 120,000 yuan to Rao Benchun (handled separately).

About two months after Zhang Xuemin’s fall, that is, on April 23rd, 2014, Rao Benchun, who was bribed by Li Longhui with Zhang Xuemin, was also arrested and investigated. When the horse fell, Rao Benchun had been transferred to the post of Party Secretary and Director of Pingxiang Archives Bureau.

After Zhang Xuemin and Rao Benchun were dismissed, Li Longhui, then a member of the Standing Committee of Pingxiang Municipal Political Consultative Conference, who paid bribes to them, was also taken away for investigation by the relevant case-handling departments.

The above judgment also shows that Li Longhui, male, was born in Anyuan District, Pingxiang City, Jiangxi Province in April 1951, with a primary school education. He was a former member and standing committee member of Pingxiang CPPCC. On May 16th, 2014, Li Longhui was placed under residential surveillance at the designated residence of the People’s Procuratorate of fengcheng city on suspicion of bribery. On May 26th of the same year, he was detained by the People’s Procuratorate of fengcheng city, and was arrested on June 6th of the same year. On September 10th, 2015, the People’s Court of fengcheng city, Jiangxi Province sentenced Li Longhui to one year and four months’ imprisonment for committing bribery in the company.

In August 2015, the People’s Court of Anyuan District, Pingxiang City ruled in the first instance that Rao Benchun was sentenced to 11 years and 6 months in prison for committing bribery and corruption.

After Rao Benchun’s verdict was pronounced in the first instance, the China discipline inspection and supervision newspaper once reported on Rao Benchun’s violation of discipline with the title "No bottom line for undisciplined behavior", sayingRao Benchun even had to reimburse the lost gambling money, promoted the driver to a deputy-level cadre in violation of regulations, and helped his mistress to operate as the secretary-general of the listed real estate association.

Information Daily reported on June 29, 2016 that recently, Pingxiang Intermediate People’s Court made a second-instance judgment on Rao Benchun (male, 54 years old, former director of Pingxiang Archives Bureau, party secretary, director of Pingxiang Real Estate Management Bureau when he was suspected of committing a crime) accepting bribes: Rao Benchun was convicted of accepting bribes, sentenced to 5 years in prison and fined RMB250,000. The court found that from February 2007 to November 2013, Rao Benchun took advantage of his position as the director of Pingxiang Housing Management Bureau to provide assistance for real estate enterprise project development, violation punishment, promotion of subordinate cadres and job transfer of employees, and illegally accepted property totaling 836,351 yuan.

Zhang Xuemin played the fool in the early stage and asked nothing; Then pretend to be sick and scare the case handlers with a "heart disease" that doesn’t exist at all; Finally, pretend to be crazy and interfere with the case handlers by kneeling, kowtowing and urinating in public. Vision china information

Use the deeds of martyrs to "encourage" other officials to make offensive and defensive alliances.

In January this year, Xinhua News Agency published "Sample Analysis of Pingxiang Corruption" in Jiangxi Province ",which reported that,The circles of leading corrupt officials are independent of each other and compromise with each other because of overlapping plates and interest disputes, forming a joint case.

For example, there is a "mentoring relationship" between Yan Dewen and Sun Jiaqun, Sun’s promotion has been taken care of by Yan, and Zhang Xuemin and Yan Dewen have a classmate relationship. These intertwined and complicated interpersonal relationships provide convenient conditions for them to commit crimes together.

This special relationship is also valued by Zhang Xuemin. Before the fall of the horse, he also used the unyielding heroic deeds of a revolutionary martyr after his arrest to "encourage" Yan Dewen to reach an offensive and defensive alliance with himself and confront the investigation.

"After Sun Jiaqun and Chen Anzhong were organized to investigate one after another, Zhang Xuemin and Yan Dewen had a premonition that they would be exposed to the incident and formed an offensive and defensive alliance many times."

The Compilation also states that Zhang Xuemin has repeatedly found co-conspirators for collusion.

Yan Dewen mentioned in his confession: "On February 22, 2014, Pingxiang Municipal Committee organized mass line education and practice activities in the guesthouse to concentrate on learning. Zhang Xuemin told me that there was an article in Gong Quanzhen’s diary (the wife of Gan Zuchang, the founding general). He read it nine times and asked me to read it."

According to Zhang’s prompt, Yan Dewen found that Gong Quanzhen’s diary was about the unyielding heroic deeds of a revolutionary martyr after his arrest. Zhang Xuemin wanted to use this story to "encourage" Yan Dewen to reach an offensive and defensive alliance with himself. On February 25th, Zhang Xuemin found Yan Dewen again, saying that he would never say anything, and that he should be strong and never say anything if he was killed.

According to the description in the Compendium,After being investigated, Zhang Xuemin did his best to perform, playing dumb in the early stage and asking nothing; Then pretend to be sick and scare the case handlers with a "heart disease" that doesn’t exist at all; Finally, he pretended to be crazy, and interfered with the case handlers in extremely boring ways, such as kneeling, kowtowing and urinating in public, in an attempt to divert attention, completely losing the proper image of a departmental leading cadre.

In addition, the Repertory also mentioned that,In addition to He Weilin, Zhang Xuemin and other five people lead corrupt lives and commit adultery with others. In the Spring Festival, Dragon Boat Festival, Mid-Autumn Festival and other festivals every year, Zhang Xuemin collects 600,000 yuan and 700,000 yuan from units and individuals respectively. Zhang Xuemin’s son started a financial consulting company. Every year, he symbolically went to some private enterprises in Pingxiang to look through the books and got a consulting fee of 150,000 yuan.

Zhang Xuemin also gave tens of millions of bribes to his mistress, Zhang’s younger brother and elder brother for safekeeping, and the agent was not only responsible for safekeeping, but also invested in "whitewashing".

In the Jinxiu Mountain Villa project in Pingxiang City, Zhang Xuemin and Yan Dewen instructed their agents to sign a Cooperative Development Agreement with the developer of the project in August 2005 in order to cover up the fact that they each demanded a bribe of tens of millions of yuan, and the amount they demanded was determined in the form of IOUs and agreements in the name of loan return for project construction, which not only ensured their illegal income, but also carried out "legal" packaging.

Afterwards, Zhang Xuemin also said: "With this agreement, my heart will be practical."

　　The Measures for the Supervision and Administration of Insurance Group Companies was adopted at the 10th Committee Meeting of China Banking and Insurance Regulatory Commission in 2021 on August 19th, 2021. It is hereby promulgated and shall come into force as of the date of promulgation.

　　Chairman Guo Shuqing

　　November 24, 2021

　　Measures for the supervision and administration of insurance group companies

　　Chapter I General Provisions

　　Article 1 In order to strengthen the supervision and management of insurance group companies, effectively prevent the operational risks of insurance groups, and promote the healthy development of financial and insurance industries, these Measures are formulated in accordance with the Insurance Law of People’s Republic of China (PRC) (hereinafter referred to as the Insurance Law), the Company Law of People’s Republic of China (PRC) and other laws and administrative regulations, as well as the Decision of the State Council on Setting Administrative Permissions for Administrative Examination and Approval Items that Need to Be Retained (Order No.412 of the State Council of the People’s Republic of China).

　　Article 2 The Insurance Regulatory Commission of the Bank of China (hereinafter referred to as China Banking and Insurance Regulatory Commission) shall, in accordance with laws, administrative regulations and the State Council’s authorization, and on the principle that substance is more important than form, conduct comprehensive, continuous and penetrating supervision and management over insurance group companies.

　　Article 3 The term "insurance group company" as mentioned in these Measures refers to a company registered in accordance with the law and established with the approval of China Banking and Insurance Regulatory Commission, which has the words "insurance group" or "insurance holding" in its name and exercises control, joint control or significant influence on the member companies of the insurance group.

　　Insurance group refers to an enterprise collection composed of insurance group companies and companies controlled, jointly controlled or greatly influenced by them. In this enterprise collection, besides insurance group companies, there are more than two subsidiaries that are insurance companies and insurance business is the main business of this enterprise collection.

　　The member companies of an insurance group refer to insurance group companies and companies controlled, jointly controlled or greatly influenced by them, including insurance group companies, subsidiaries directly or indirectly controlled by insurance group companies and other member companies.

　　Chapter II Establishment and Licensing

　　Article 4 The establishment of an insurance group company shall be submitted to China Banking and Insurance Regulatory Commission for examination and approval and meet the following conditions:

　　(1) The investor meets the qualification requirements for shareholders of insurance companies as stipulated by China Banking and Insurance Regulatory Commission, and the shareholding structure is reasonable, and it controls at least 50% of the shares of two domestic insurance companies in total;

　　(2) Having member companies that meet the requirements of Article 6 of these Measures;

　　(3) The minimum registered capital is 2 billion yuan;

　　(4) Having directors, supervisors and senior managers who meet the qualification requirements stipulated by China Banking and Insurance Regulatory Commission;

　　(5) Having a sound corporate governance structure, sound organizational structure, effective risk management and internal control management system;

　　(6) Having business premises, office equipment and information systems suitable for its operation and management;

　　(seven) other conditions stipulated by laws, administrative regulations and China Banking and Insurance Regulatory Commission.

　　Involving the disposal of risks, the above conditions may be appropriately relaxed with the approval of China Banking and Insurance Regulatory Commission.

　　Article 5 The supervision of equity and shareholders’ behavior of insurance group companies shall be governed by China Banking and Insurance Regulatory Commission’s regulations on equity management of insurance companies.

　　Article 6 At least one insurance company controlled by the investor who intends to establish an insurance group company meets the following conditions:

　　(a) in China for more than 6 years;

　　(2) It has made continuous profits in the last three fiscal years;

　　(3) Its net assets at the end of the previous year are not less than 1 billion yuan, and its total assets are not less than 10 billion yuan;

　　(4) Having a sound corporate governance structure, sound organizational structure, effective risk management and internal control management system;

　　(5) The core solvency adequacy ratio is not less than 75% in the last four quarters, and the comprehensive solvency adequacy ratio is not less than 150%;

　　(6) Its comprehensive risk rating in the last four quarters is not lower than Class B;

　　(seven) in the last three years, there were no major violations of laws and regulations and major acts of dishonesty.

　　Article 7 An insurance group company may be established in the following two ways:

　　(1) Initiating the establishment. The shareholders of an insurance company, as promoters, set up an insurance group company with their equity and monetary contributions, of which the total monetary contribution shall not be less than 50% of the registered capital of the insurance group company.

　　(2) Renaming the establishment. An insurance company is renamed as an insurance group company, and the insurance group company establishes an insurance subsidiary with monetary contribution, and the insurance business of the original insurance company is transferred to the insurance subsidiary according to law.　

　　The establishment of insurance group companies includes two stages: preparation and opening.　

　　Article 8 Where an insurance group company is established by means of sponsorship, the sponsors shall submit the following materials to China Banking and Insurance Regulatory Commission in the preparatory stage:

　　An application for establishment, including the name, organizational form, registered capital, domicile (business premises), investors, investment amount, investment proportion, business scope, preparatory organization, contact person and contact information of the company to be established;

　　(2) Feasibility study report, including feasibility analysis, establishment mode, development strategy, corporate governance and organizational framework, risk management and internal control system, solvency evaluation of insurance subsidiaries before and after integration, etc.;

　　(3) the preparation plan, including the establishment of the preparatory group, work responsibilities and work plans, the equity structure of the insurance group company to be established and its subsidiaries, the overall planning and operation process for rationalizing the equity relationship, the name and business category of the subsidiaries, etc.;

　　(4) The materials of the person-in-charge of the preparatory group, including the investor’s letter of confirmation on the appointment of the person-in-charge of the preparatory group and the proposed chairman and general manager, the basic information of the person-in-charge of the preparatory group, the personal approval certificate, the application form for the qualification of the proposed chairman and general manager, the identity certificate and the copy of the academic degree certificate;

　　(5) Draft articles of association of the insurance group company;

　　(6) The audited financial report and solvency report of the insurance company controlled by the promoters in the last three years;

　　(7) Business license;

　　(8) Relevant materials of investors, including basic information materials, financial information materials, corporate governance materials, subsidiary information materials, special materials of investors in limited partnership enterprises, etc.;

　　(9) documents certifying the ownership or right to use the domicile (business premises);

　　(ten) long-term development strategy and planning, business plan, foreign investment plan, capital and financial management, risk management and internal control and other major systems;

　　(eleven) information construction report;

　　(twelve) legal opinions;

　　(13) Anti-money laundering materials;

　　(14) A statement on the authenticity of the materials;

　　(fifteen) other materials stipulated by China Banking and Insurance Regulatory Commission.

　　Article 9 Where an insurance group company is established by renaming, the insurance company to be renamed shall submit the following materials to China Banking and Insurance Regulatory Commission in the preparatory stage:

　　(1) An application for renaming, which shall specify the name, organizational form, registered capital, domicile (business premises), business scope, preparatory organization, contact person and contact information of the company to be renamed;

　　(2) Feasibility study report, including feasibility analysis, renaming method, corporate governance and organizational framework, development strategy, risk management and internal control system, and solvency assessment of insurance companies before and after renaming;

　　(3) The name change plan, including the equity structure of the insurance group company to be established and its subsidiaries, the overall planning and operation process for rationalizing the equity relationship, the name and business category of the subsidiaries, etc.;

　　(4) The materials of the person-in-charge of the preparatory group, including the investor’s letter of confirmation on the appointment of the person-in-charge of the preparatory group and the proposed chairman and general manager, the basic information of the person-in-charge of the preparatory group, the personal approval certificate, the application form for the qualification of the proposed chairman and general manager, the identity certificate and a copy of the academic degree certificate;

　　(5) Draft articles of association of the insurance group company;

　　(six) the resolution of the shareholders’ (general) meeting of the insurance company to change its name and establish an insurance group company;

　　(7) The audited financial report and solvency report of the insurance company in the last three years;

　　(eight) the business license after the name change;

　　(9) documents certifying the ownership or right to use the domicile (business premises);

　　(ten) long-term development strategy and planning, business plan, foreign investment plan, capital and financial management, risk management and internal control and other major systems;

　　(eleven) information construction report;

　　(twelve) legal opinions;

　　(13) Anti-money laundering materials;

　　(14) A statement on the authenticity of the materials;

　　(fifteen) other materials stipulated by China Banking and Insurance Regulatory Commission.

　　Article 10 Where an insurance group company is established, the promoters or the insurance company to be renamed shall submit the following materials to China Banking and Insurance Regulatory Commission at the opening stage:

　　(1) An application for starting business, including the company’s name, domicile (business place), legal representative, registered capital, shareholding structure, business area and business scope, and the list of directors, supervisors, senior managers and key position managers to be proposed.

　　(2) If the establishment is initiated, the resolution of the founding meeting shall be provided; if there is no resolution of the founding meeting, the documents or resolutions of all investors agreeing to apply for business opening shall be submitted; In case of renaming, the resolution of the shareholders’ (general) meeting shall be provided.

　　(3) Articles of association of the insurance group company and rules of procedure of the shareholders’ (general) meeting, the board of directors and the board of supervisors.

　　(4) If the establishment is initiated, a capital verification report shall be provided; If the company adopts the method of renaming its establishment, it shall provide the asset appraisal report, customer and creditor rights protection plan and employee rights protection plan to be injected into the newly established insurance subsidiary.

　　(5) Development planning, including planning elements such as the company’s strategic objectives, business development, institutional development, solvency management, capital management, risk management and safeguard measures.

　　(6) Resumes of the directors, supervisors and senior managers to be appointed and the certification materials that meet the corresponding qualifications.

　　(7) The organizational structure of the company, including the establishment of departments and the basic composition of personnel.

　　(8) Asset custody agreement or letter of intent for asset custody cooperation.

　　(nine) the certificate of ownership or right to use the residence (business premises) and the fire safety certificate.

　　(ten) information construction report.

　　(eleven) the company’s internal management system.

　　(12) Business license.

　　(13) Relevant materials of investors, including financial information materials, tax payment certificates and credit records, information on the ownership structure, controlling shareholders and actual controllers, a statement of no record of major violations of laws and regulations, and a commitment letter for investment in self-owned funds.

　　(14) Anti-money laundering materials.

　　(15) A statement on the authenticity of the materials.

　　(sixteen) other materials stipulated by China Banking and Insurance Regulatory Commission.

　　Article 11 To establish an insurance group company, it shall register with the market supervision and management department in industrial and commercial registration and obtain a business license.

　　An insurance group company shall be approved by China Banking and Insurance Regulatory Commission before it can carry out relevant business activities. After approval by China Banking and Insurance Regulatory Commission, an insurance license shall be issued.

　　The time limit for examination and approval of the establishment of insurance group companies shall be implemented with reference to the relevant provisions of insurance companies.

　　Chapter III Operating Rules

　　Article 12 The business of an insurance group company is mainly equity investment and management.

　　Insurance group companies should use their own funds to carry out major equity investments. Major equity investment refers to the investment behavior of controlling the invested enterprise.

　　Article 13 An insurance group company shall abide by the requirements of laws, administrative regulations and other regulatory provisions in its insurance business, equity management and use of insurance funds.

　　Article 14 On the basis of respecting the operational autonomy of independent legal persons of subsidiaries and other member companies, insurance group companies shall make overall management of the equity investment of the whole group to prevent disorderly expansion.

　　Article 15 An insurance group company may invest in the following insurance enterprises:

　　(1) Insurance companies;

　　(2) Insurance asset management institutions;

　　(3) specialized insurance agencies, insurance brokerage agencies and insurance assessment agencies;

　　(four) other insurance enterprises approved by China Banking and Insurance Regulatory Commission.

　　Article 16 An insurance group company may invest in non-insurance financial enterprises.

　　The book balance of major equity investments made by insurance group companies and their subsidiaries in domestic non-insurance financial enterprises shall not exceed 30% of the consolidated net assets of the group at the end of last year.

　　Article 17 An insurance group company and its subsidiaries shall, in principle, not hold more than one share when investing in an enterprise with the same main business in the same financial industry.

　　Article 18 An insurance group company may invest in non-financial enterprises related to insurance business as stipulated in Article 56 of these Measures.

　　Except for non-financial enterprises and project companies established for investment in real estate as stipulated in Article 56 of these Measures, the shareholding ratio of an insurance group company to other single non-financial enterprises shall not exceed 25%, or it shall not have a significant impact on the enterprise.

　　Article 19 The total book balance of major equity investments made by insurance group companies and their financial subsidiaries in domestic non-financial enterprises shall not exceed 10% of the consolidated net assets of the group at the end of last year.

　　Non-financial enterprises included in the calculation scope of the preceding paragraph refer to the first-level non-financial enterprises invested by insurance group companies and their financial subsidiaries in China.

　　The non-financial enterprises mentioned in this Article do not include the project companies established by insurance group companies and their financial subsidiaries for investing in real estate, and the shared service subsidiaries mainly providing services for insurance groups as stipulated in Item (1) of Paragraph 1 of Article 56 of these Measures.

　　Article 20 An insurance group company may make overseas investments.

　　The book balance of major equity investments made by insurance group companies and their domestic subsidiaries in overseas entities shall not exceed 10% of the consolidated net assets of the group at the end of last year.

　　The overseas entities included in the calculation of the preceding paragraph refer to the first-level overseas entities invested by insurance group companies and their domestic subsidiaries abroad.

　　The book balance of an insurance group company and its domestic subsidiaries investing in a single overseas non-financial entity shall not exceed 5% of the consolidated net assets of the group at the end of the previous year.

　　The overseas entities specified in this article do not include the project companies established by insurance group companies and their domestic financial subsidiaries for investing in real estate.

　　Chapter IV Corporate Governance

　　Article 21 An insurance group company shall, in accordance with the requirements of laws, administrative regulations and other regulatory provisions, establish a corporate governance framework that meets the following requirements:

　　(1) Covering all member companies of the Group;

　　(2) Covering all important matters of the Group;

　　(3) properly identify and balance the conflicts of interest between the member companies and the group as a whole and among the member companies.

　　The contents that the governance framework should pay attention to include but not limited to:

　　(1) Standardized governance structure;

　　(two) the appropriateness of the ownership structure and management structure;

　　(3) Clear boundaries of responsibilities;

　　(4) Financial soundness of major shareholders;

　　(5) Scientific development strategy, values and good social responsibility;

　　(6) Effective risk management and internal control;

　　(7) Reasonable incentive and restraint mechanism;

　　(8) Perfect information disclosure system.

　　Article 22 An insurance group company shall respect the operational autonomy of its subsidiaries and other member companies as independent legal persons, make overall management of the group’s human resources, financial accounting, data governance, information system, capital utilization, brand culture and other matters, strengthen business collaboration and resource sharing within the group, establish a risk management, internal control compliance and internal audit system covering the whole group, and improve the overall operational efficiency and risk prevention capability of the group.

　　Article 23 An insurance group company shall not abuse its control position or take other improper measures to damage the legitimate rights and interests of its subsidiaries and other stakeholders in the process of performing its management functions.

　　Article 24 An insurance group company shall organize the formulation of the overall strategic plan of the group, regularly evaluate the implementation of the strategic plan, and adjust and improve the strategic plan according to the actual development and changes in the external environment.

　　An insurance group company shall, according to the overall strategic planning of the group, guide its subsidiaries to formulate development strategies and business plans. An insurance group company shall set up or designate corresponding functional departments to regularly monitor and evaluate the implementation of the development strategy and business plan of its subsidiaries and put forward management opinions to ensure the realization of the overall objectives of the group and the responsibility objectives of its subsidiaries.

　　Article 25 An insurance group company shall reasonably determine the size and membership of the board of directors according to its own management needs.

　　Article 26 The board of directors of an insurance group company shall set up a special committee according to relevant regulatory requirements and actual conditions, and exercise such functions as auditing, nomination and remuneration management, strategic management, risk management and related party transaction management.

　　Article 27 An insurance group company shall guide its subsidiaries to establish a standardized corporate governance structure according to the overall strategic planning of the group and the management needs of its subsidiaries and the principles of compliance, simplification and high efficiency.

　　If the subsidiary is a listed company, the corporate governance shall conform to the listing rules and the regulatory requirements of the listed company.

　　Article 28 An insurance group company shall, while promoting the good operation of its shareholders’ (general) meeting, board of directors and board of supervisors in accordance with the law, strengthen decision-making support and organizational management for different levels and types of meetings of its subsidiaries.

　　An insurance group company shall establish or designate corresponding functional departments to provide support and services for the directors and supervisors of its subsidiaries to perform their duties. Directors and supervisors of subsidiaries shall be responsible for their performance of duties in the board of directors or the board of supervisors according to law.

　　Article 29 An insurance group company may, after filing with China Banking and Insurance Regulatory Commission, exempt its insurance subsidiaries from the regulatory requirements on independent directors and special committees of the board of directors if it meets the following conditions:

　　(1) The insurance group has a sound corporate governance structure and an effective corporate governance mechanism, and has established a system of independent directors and special committees of the board of directors in accordance with relevant regulatory provisions;

　　(2) The insurance group company has established an effective control mechanism for its insurance subsidiaries.

　　In the event that an insurance subsidiary exempted in the preceding paragraph fails in its corporate governance mechanism or suffers from corporate governance defects, China Banking and Insurance Regulatory Commission may revoke the exemption as appropriate.

　　Article 30 An insurance group company shall have a concise, clear and penetrating equity structure.

　　An insurance group shall establish an organizational structure and management structure suitable for its strategic planning, risk status and management ability, so as to achieve a reasonable level of equity control of the insurance group company and its subordinate member companies, a clear and transparent organizational structure and a clear management structure.

　　Article 31 In principle, the level of equity control between an insurance group company and its financial subsidiaries shall not exceed three levels, and the level of equity control between its non-financial subsidiaries shall not exceed four levels. The calculation of the level of equity control is based on the level of the insurance group company. Special purpose entities that do not conduct business or actually operate, and project companies established to invest in real estate may not be counted in the above-mentioned equity control level.

　　Article 32 In principle, the member companies of an insurance group shall not cross-hold shares, and subsidiaries and other member companies shall not hold the shares of an insurance group company.

　　Article 33 In principle, the senior managers of an insurance group company may concurrently serve as the senior managers of at most one insurance subsidiary.

　　In principle, senior managers of subsidiaries and other member companies shall not concurrently hold positions with each other.

　　Article 34 An insurance group company shall establish and improve the performance evaluation system for directors, supervisors and senior managers covering the whole group.

　　An insurance group company shall establish a scientific and reasonable salary management mechanism and performance appraisal system that is compatible with the group’s development strategy, risk management, overall benefits, job responsibilities, social responsibilities and corporate culture.

　　Article 35 An insurance group company shall establish a unified internal audit system, conduct independent and objective supervision, evaluation and suggestions on the financial revenue and expenditure, business operation, internal control and risk management of the group and its member companies, and guide and evaluate the internal audit work of its subsidiaries.

　　If an insurance group company implements centralized or vertical management of internal audit, its subsidiaries may entrust the insurance group company to carry out internal audit.

　　Chapter V Risk Management

　　Article 36 An insurance group company shall integrate the group’s risk management resources, establish a comprehensive risk management system and a scientific and effective risk early warning mechanism that are suitable for the group’s strategic objectives, organizational structure and business model, and effectively identify, measure, evaluate, monitor and control the overall risks of the group.

　　Insurance group risks include but are not limited to:

　　(1) General risks, including insurance risk, credit risk, market risk, liquidity risk, operational risk, reputation risk and strategic risk;

　　(2) Unique risks, including risk contagion, opaque organizational structure, concentration risk, non-insurance risks, etc.

　　Article 37 An insurance group company shall set up a risk management department independent of the business department, responsible for the formulation and implementation of the group’s comprehensive risk management system, and require all business lines, subsidiaries and other member companies to formulate their own risk management policies under the framework of the group’s overall risk preference and risk management policies, so as to promote the consistency and effectiveness of the insurance group’s risk management.

　　Article 38 An insurance group company shall formulate a risk preference system at the group level, define the risk level that the group is willing and able to bear in the process of achieving its strategic objectives, determine the risk management objectives, and the risk tolerance and risk limit of the group for various risks.

　　The risk preference system shall be implemented after the approval of the board of directors, and shall be reviewed, revised and improved every year.

　　Article 39 An insurance group company shall, according to the overall development strategy and risk preference of the group, allocate various risk indicators and risk limits, and establish an over-limit disposal mechanism. The risk preference, risk tolerance and risk limit of subsidiaries and other member companies shall be coordinated with those of the Group.

　　An insurance group company shall monitor the implementation of the risk management system of the group as a whole, its subsidiaries and other member companies, and may require the member companies to adjust the risk limit based on the group risk limit when necessary.

　　Article 40 An insurance group company shall establish an information system to meet the needs of group risk management, ensure that it can obtain relevant information of group risk management accurately, comprehensively and timely, conduct qualitative and quantitative analysis of various risks, and effectively identify, evaluate and monitor the overall risk status of the group.

　　Article 41 An insurance group company shall manage the concentration risk of the group on the basis of consolidated statement, and establish and improve the policies, procedures and methods of concentration risk management, so as to identify, measure, monitor and prevent different types of concentration risks of the group as a whole and its member companies.

　　The concentration risk of insurance group refers to the risk that a single risk or risk combination of member companies may directly or indirectly threaten the solvency of the group after aggregation at the group level; Including but not limited to counterparty concentration risk, insurance business concentration risk, non-insurance business concentration risk, investment asset concentration risk, industry concentration risk, regional concentration risk, etc.

　　Article 42 An insurance group company shall establish and improve the firewall system in fund management, business operation, information management and personnel management within the group to prevent risk transmission among the member companies of the insurance group.

　　When conducting business collaboration among insurance group member companies, the risk-taking subjects shall be clearly defined in the form of contracts according to law, so as to prevent unclear risk responsibilities, cross-infection and conflicts of interest.

　　Article 43 An insurance group company shall establish policies and procedures for monitoring, reporting, controlling and handling related party transactions and internal transactions of the whole insurance group, so as to prevent possible improper interest transfer, delayed exposure of risks, regulatory arbitrage, risk contagion and other negative impacts on the stable operation of the insurance group.

　　The internal transactions of an insurance group shall comply with the relevant provisions of China Banking and Insurance Regulatory Commission on related party transactions and internal transactions.

　　Article 44 An insurance group company shall strengthen the overall management of the group’s external guarantee, and clarify the conditions, amount and approval procedures of the external guarantee.

　　An insurance group company can only provide guarantees to its insurance subsidiaries, and the balance of external guarantees provided by the insurance group company and its subsidiaries shall not exceed 10% of the company’s net assets at the end of the previous year.

　　Article 45 An insurance group company shall establish a stress test system suitable for its risks, conduct stress tests on the overall liquidity and solvency of the group on a regular basis, and apply the test results to the formulation of business management decisions, emergency plans and recovery and disposal plans.

　　Article 46 An insurance group company shall strengthen the information security protection of group customers, guide and urge its subsidiaries and other member companies to carry out the collection, transmission, storage, use and sharing of customer information in accordance with the principles of legality, justness and necessity, and strictly fulfill their information protection obligations.

　　Chapter VI Capital Management

　　Article 47 An insurance group company shall establish and improve a capital management system covering the whole group, including a capital planning mechanism, a capital adequacy evaluation mechanism, a capital restraint mechanism and a capital replenishment mechanism, so as to ensure that the capital is suitable for the asset scale, business complexity and risk characteristics, and can fully cover all kinds of risks faced by the group.

　　Article 48 An insurance group company shall, according to the company’s development strategic objectives, industry conditions and relevant state regulations, make targeted capital plans for the insurance group company and its financial subsidiaries for at least the next three years, and ensure the feasibility of the capital plans.

　　Article 49 An insurance group company shall set appropriate capital adequacy targets according to the group’s development strategy, business planning and risk preference.

　　Insurance group companies and their financial subsidiaries should establish a capital adequacy assessment mechanism that is suitable for their own risk characteristics and business environment, regularly assess their capital status, ensure that insurance group companies and their insurance subsidiaries meet the solvency supervision requirements, and the capital status of non-insurance financial subsidiaries continues to meet the requirements of financial supervision departments, and maintain the asset-liability ratio of non-financial subsidiaries at a reasonable level to achieve safe and stable operation of the group.

　　Article 50 An insurance group company shall establish a capital restraint mechanism within the group to guide its subsidiaries and other member companies to strictly abide by the capital restraint indicators, pay attention to prudent operation and strengthen risk management in formulating development strategies and business plans, designing products and using funds.

　　Insurance group companies shall strengthen the management of assets and liabilities, keep the debt scale and term structure reasonable and appropriate, and keep the asset structure and liability structure reasonably matched.

　　Article 51 An insurance group company shall establish a capital replenishment mechanism suitable for the development strategy and business planning of its subsidiaries and other member companies, maintain the group’s capital adequacy by strengthening business management, improving internal profitability, equity or debt financing, and strengthen cash flow management to fulfill its capital contribution obligations to its subsidiaries and other member companies.

　　Article 52 An insurance group company may issue qualified capital instruments according to laws, administrative regulations and other regulatory provisions, but the double leverage ratio shall be strictly controlled. The double leverage ratio of insurance group companies shall not be higher than the relevant requirements of China Banking and Insurance Regulatory Commission.

　　The term "double leverage ratio" as mentioned in these Measures refers to the ratio of the book value of the long-term equity investment of an insurance group company to the owner’s equity; Book value refers to the book balance minus impairment reserve.

　　Chapter VII Management of Non-insurance Subsidiaries

　　Article 53 The term "non-insurance subsidiaries" as mentioned in these Measures refers to the domestic and overseas subsidiaries directly or indirectly controlled by the insurance group company and its insurance subsidiaries, which do not belong to the insurance enterprises specified in Article 15 of these Measures.

　　Article 54 An insurance group company and its insurance subsidiaries directly or indirectly invest in non-insurance subsidiaries, which should be conducive to optimizing the group’s resource allocation, exerting synergy, enhancing the overall specialization level and market competitiveness of the group, and effectively promoting the development of the main insurance industry.

　　The term "direct investment" as mentioned in this chapter refers to the behavior of insurance group companies and their insurance subsidiaries to invest in the name of investors and hold the equity of non-insurance subsidiaries; The so-called indirect investment refers to the behavior of insurance group companies and their non-insurance subsidiaries at all levels to invest in the name of investors and hold the equity of other non-insurance subsidiaries.

　　Investing in non-insurance subsidiaries should follow the principle that substance is more important than form. In essence, the investment carried out by an insurance group company or its insurance subsidiaries shall not evade supervision by indirect investment through non-insurance subsidiaries in violation of regulations.

　　Article 55 An insurance group company shall establish a sound internal management system, define the authority, process and responsibility for the management of non-insurance subsidiaries, and implement the main responsibility for the management of non-insurance subsidiaries.

　　Article 56 An insurance group company may directly or indirectly invest in non-insurance subsidiaries, and the specific types include:

　　(1) A shared service subsidiary that mainly provides information technology services, auditing, policy management, catastrophe management, property management and other services and management for insurance group member companies;

　　(2) Other non-insurance subsidiaries established by carrying out major equity investment according to the regulatory provisions of China Banking and Insurance Regulatory Commission on the use of insurance funds;

　　(3) Other subsidiaries as stipulated by laws, administrative regulations and China Banking and Insurance Regulatory Commission.

　　Article 57 Where an insurance group company directly invests in a non-insurance subsidiary of shared services, it shall meet the following conditions:

　　(1) The corporate governance mechanism is sound and running well;

　　(2) At the end of the previous period, the comprehensive solvency adequacy ratio was above 150%, and the core solvency adequacy ratio was above 75%;

　　(three) the use of its own funds to invest, the source of funds in line with laws, administrative regulations and regulatory requirements;

　　(4) The non-insurance subsidiary with shared services to be invested mainly provides shared services for the insurance group;

　　(5) China Banking and Insurance Regulatory Commission’s regulatory provisions on major equity investments.

　　Insurance group companies may not indirectly invest in non-insurance subsidiaries of shared services.

　　Article 58 An insurance group company investing in a non-insurance subsidiary of shared services shall report to China Banking and Insurance Regulatory Commission for examination and approval, and provide the following materials:

　　(a) the materials that should be submitted for the major equity investment required by the relevant regulatory provisions of China Banking and Insurance Regulatory Commission;

　　(2) Specific plans for sharing services or management, institutional arrangements for risk isolation, and relevant measures for protecting the rights and interests of insurance consumers, etc.

　　The direct investment of insurance group companies in non-insurance subsidiaries other than shared services shall be implemented in accordance with the regulatory provisions of China Banking and Insurance Regulatory Commission on major equity investments.

　　Where an insurance group company indirectly invests in a non-insurance subsidiary, the insurance group company shall report to China Banking and Insurance Regulatory Commission within 15 working days from the date of signing the sponsor agreement or investment agreement.

　　Article 59 The direct investment of an insurance group company and its insurance subsidiaries in non-insurance subsidiaries shall conform to the internal decision-making procedures stipulated in laws, administrative regulations, regulatory provisions and its articles of association, and be approved by its shareholders’ (general meeting), board of directors or its authorized institutions.

　　Indirect investment in non-insurance subsidiaries shall be reported to the board of directors of the insurance group company or its insurance subsidiaries.

　　Article 60 An insurance group company and its insurance subsidiaries shall, through the management of the directly controlled non-insurance subsidiaries, ensure that other non-insurance subsidiaries invested or acquired by non-insurance subsidiaries comply with the relevant requirements of these Measures.

　　Article 61 An insurance group company shall strengthen the management of trademarks and shop names, and clarify the specific ways and authorities for non-insurance member companies to use their own trademarks and shop names, so as to avoid the transmission of reputation risks.

　　Article 62 An insurance group company and its insurance subsidiaries shall not provide guarantees for the debts of non-insurance subsidiaries, and shall not provide loans to non-insurance subsidiaries, unless otherwise stipulated by China Banking and Insurance Regulatory Commission.

　　Article 63 An insurance group company and its insurance subsidiaries may not invest in non-insurance subsidiaries by taking joint liability for the debts of the invested enterprise.

　　When an insurance group company and its insurance subsidiaries subscribe for shares of non-insurance subsidiaries or securities such as stocks and bonds issued by them, they shall abide by the regulatory provisions of China Banking and Insurance Regulatory Commission on the use of insurance funds.

　　Where an insurance group company and its insurance subsidiaries make commitments to increase investment or provide capital assistance to non-insurance subsidiaries in the future, they shall comply with relevant regulations and be approved by their shareholders’ meeting, the board of directors or their authorized institutions.

　　Article 64 An insurance group company and its insurance subsidiaries shall establish an outsourcing management system, specifying the scope, contents, forms, decision-making authority and procedures, follow-up management, rights, obligations and responsibilities of outsourcing parties, etc.

　　The term "outsourcing" as mentioned in these Measures refers to the behavior that an insurance group company and its insurance subsidiaries entrust some business activities or management functions that were originally handled by themselves to non-insurance subsidiaries or institutions outside the group for continuous processing.

　　Article 65 Where an insurance group company and its insurance subsidiaries outsource their business or functions, they shall conduct a risk assessment and be reviewed and approved by its board of directors or the agency authorized by the board of directors, so as to ensure that the entrusted party providing outsourcing services has good and stable financial status, high technical strength and service quality, complete management ability and strong ability to deal with emergencies.

　　When outsourcing, an insurance group company and its insurance subsidiaries shall sign a written contract with the trustee, specifying the outsourcing content, form, service price, customer information confidentiality requirements, rights and obligations of all parties, and liability for breach of contract. In the process of outsourcing, we should strengthen the risk monitoring of outsourcing activities, regularly review the performance of outsourcing business and functions in the annual risk assessment, conduct risk exposure analysis and other risk assessments, and report to the board of directors.

　　Insurance group companies and their insurance subsidiaries shall report to China Banking and Insurance Regulatory Commission 20 working days before the signing of the outsourcing contract. According to the risk status of the outsourcing behavior, China Banking and Insurance Regulatory Commission can take measures such as risk warning, meeting and talking, supervision and inquiry.

　　Article 66 An insurance group company shall submit the annual report of its non-insurance subsidiaries to China Banking and Insurance Regulatory Commission before April 30th every year. The report shall include the following contents:

　　(a) the overall situation of investment in non-insurance subsidiaries, including the number, level, business classification and operation, control, important internal control and risk management system of non-insurance subsidiaries;

　　(2) The equity structure diagram of non-insurance subsidiaries, including the hierarchy and calculation of non-insurance subsidiaries, and the equity proportion of insurance group companies and their insurance subsidiaries directly or indirectly investing in non-insurance subsidiaries, etc.;

　　(3) Basic information of the main senior managers of non-insurance subsidiaries;

　　(4) Risk assessment of non-insurance subsidiaries, including major related party transactions and major internal transactions, outsourcing management, firewall construction and asset-liability ratio of non-financial subsidiaries, etc.;

　　(5) The insurance group’s holding of changes in equity, a non-insurance subsidiary, and the reasons;

　　(six) other matters required by China Banking and Insurance Regulatory Commission.

　　The annual report of the non-insurance subsidiaries of the insurance group shall be submitted by the insurance group company.

　　Chapter VIII Information Disclosure

　　Article 67 An insurance group company shall, in accordance with the requirements of laws, administrative regulations and other regulatory provisions, follow the principles of completeness, accuracy, timeliness and effectiveness, and disclose information in a standardized manner.

　　Article 68 An insurance group company shall, in addition to disclosing its basic information according to the relevant regulatory provisions on information disclosure of insurance institutions, also disclose the basic information of the group as a whole, including:

　　(a) the ownership structure between the insurance group company and its subsidiaries at all levels;

　　(2) Basic information such as the name, registered capital, paid-in capital, shareholding structure and legal representative of the non-insurance subsidiary;

　　(3) Other matters stipulated by China Banking and Insurance Regulatory Commission.

　　Article 69 An insurance group company shall, in addition to disclosing its major events in accordance with the relevant regulatory provisions on information disclosure of insurance institutions, also disclose the following major events that have occurred in the group:

　　(1) Risk events that have a significant impact on the Group;

　　(two) other matters stipulated by China Banking and Insurance Regulatory Commission.　

　　Article 70 An insurance group company shall prepare an annual information disclosure report, which shall at least include the following contents in addition to the company’s annual information disclosed in accordance with the relevant regulatory provisions on information disclosure of insurance institutions:

　　(1) Financial and accounting information under the consolidated caliber of the previous year;

　　(2) solvency information of the previous year;

　　(3) Major internal transactions between consolidated member companies of the insurance group in the previous year, except those that have been disclosed by member companies according to laws, administrative regulations and other regulatory requirements;

　　(4) The overall risk management status of the Group in the previous year;

　　(five) other matters stipulated by China Banking and Insurance Regulatory Commission.

　　Article 71 An insurance group company shall post the basic information, major events and annual information disclosure report of the company and the group as a whole on the company website.

　　If the basic situation changes, the insurance group company shall update it within 10 working days from the date of change.

　　In the event of a major event, the insurance group company shall issue a temporary information disclosure announcement within 15 working days from the date of the event.

　　The annual information disclosure report shall be released before April 30th of each year, unless otherwise stipulated by China Banking and Insurance Regulatory Commission.

　　The disclosure of information related to solvency shall be implemented in accordance with the relevant requirements of the solvency supervision rules of insurance companies.

　　Article 72 Relevant information that has been disclosed by a listed insurance group company in accordance with the information disclosure requirements of listed companies may not be disclosed repeatedly.

　　Chapter IX Supervision and Administration

　　Article 73 On the basis of supervision by a single legal person, China Banking and Insurance Regulatory Commission conducts comprehensive and continuous consolidated supervision on the capital, finance and risks of insurance groups, and identifies, measures, monitors and evaluates the overall risks of insurance groups.

　　Based on consolidated supervision, China Banking and Insurance Regulatory Commission can adopt direct or indirect supervision, and comprehensively monitor the risks of all member companies of insurance groups through insurance group companies or other regulated member companies according to law, and take corresponding measures when necessary.

　　The financial management department shall, in accordance with the division of responsibilities for financial supervision, supervise the insurance group companies and their financial member companies.

　　Article 74 China Banking and Insurance Regulatory Commission follows the principle that substance is more important than form, and determines the scope of consolidated supervision of insurance groups on the basis of control and taking into account the risk correlation.

　　Article 75 An insurance group company and its subsidiaries shall be included in the scope of consolidated supervision.

　　In addition to the circumstances specified in the preceding paragraph, the following institutions invested by insurance group companies shall be included in the scope of consolidated supervision:

　　(1) The risks or losses generated by the invested institution are sufficient to have a significant impact on the financial position and risk level of the insurance group;

　　(2) Other invested institutions established through complicated equity design such as domestic and overseas subsidiaries and shell companies, which are actually controlled by the insurance group or have a significant impact on the operation and management of the institution.

　　Article 76 China Banking and Insurance Regulatory Commission has the right to determine and adjust the scope of consolidated supervision and put forward supervision requirements according to the changes in the ownership structure, risk categories and risk status of insurance group companies.

　　The insurance group company shall report the consolidated scope and management to China Banking and Insurance Regulatory Commission.

　　Article 77 China Banking and Insurance Regulatory Commission may require the following units or individuals to provide materials and information related to the operation, management and financial status of an insurance group company within a specified time limit:

　　(1) A member company of an insurance group;

　　(2) Shareholders and actual controllers of the insurance group company;

　　(3) Directors, supervisors and senior managers of insurance group companies;

　　(four) other units or individuals that China Banking and Insurance Regulatory Commission considers it necessary to provide relevant information.

　　China Banking and Insurance Regulatory Commission can establish a tripartite meeting mechanism with insurance group companies and external auditors to learn about the insurance group’s corporate governance, risk prevention and control, and group management and control.

　　According to the Insurance Law and the relevant provisions of the financial supervision and coordination mechanism, China Banking and Insurance Regulatory Commission can ask the account opening banks, designated commercial banks, asset custody institutions, stock exchanges and securities registration and settlement institutions of the member companies of the insurance group to assist in the investigation.

　　Article 78 An insurance group company shall timely submit financial reports, solvency reports, consolidated supervision reports, reports of non-insurance subsidiaries and other relevant reports and other materials to China Banking and Insurance Regulatory Commission in accordance with relevant regulations.

　　Article 79 In case of major events that affect or may affect the operation and management, financial status, risk control and customer asset safety of an insurance group company, or major changes in the organizational structure, management structure or equity structure of an insurance group company, the insurance group company shall immediately submit a report to China Banking and Insurance Regulatory Commission, explaining the causes, current status, possible impacts and measures to be taken.

　　Article 80 If the capital adequacy level of the financial subsidiaries of an insurance group company fails to meet the requirements of the financial regulatory agency, China Banking and Insurance Regulatory Commission may require the insurance group company to ensure its capital adequacy by means of capital increase. If an insurance group company fails to implement the regulatory requirements, China Banking and Insurance Regulatory Commission can take corresponding measures according to law.

　　Article 81 If an insurance subsidiary of an insurance group company fails to meet the prudential supervision requirements stipulated by the financial regulatory agency, and its business or financial situation deteriorates significantly, China Banking and Insurance Regulatory Commission may require the insurance group company to take effective measures to help it resume its normal operation.

　　Article 82 If a non-insurance subsidiary significantly endangers the safe operation of an insurance group company or its insurance subsidiaries, China Banking and Insurance Regulatory Commission may require the insurance group company to make rectification.

　　Article 83 If the equity investment scope, proportion or equity control level of an insurance group company and its subsidiaries do not meet the regulatory requirements, China Banking and Insurance Regulatory Commission may take corresponding measures according to law.

　　Article 84 China Banking and Insurance Regulatory Commission may, based on the principle of prudential supervision, require insurance group companies to carry out stress tests covering the whole group on their solvency, liquidity and other risks, and take corresponding measures according to the results of the stress tests.

　　Article 85 China Banking and Insurance Regulatory Commission may require an insurance group company to make a recovery and disposal plan according to its asset scale, business complexity and risk status. The recovery plan should ensure the sustainability of the important business of the insurance group in the face of crisis; The disposal plan should avoid the negative impact on the industry caused by the interruption of the operation of the insurance group and minimize the consumption of public capital.

　　Article 86 China Banking and Insurance Regulatory Commission cooperates with other domestic regulatory agencies, shares regulatory information, coordinates regulatory policies and measures, and effectively supervises insurance group member companies to avoid regulatory vacuum and duplication.

　　China Banking and Insurance Regulatory Commission can carry out regulatory cooperation with overseas regulatory agencies by signing cross-border cooperation agreements or other forms, strengthen cross-border regulatory coordination and information sharing, and effectively supervise cross-border insurance groups.

　　Chapter X Supplementary Provisions

　　Article 87 The supervision and management of the merger, division, change, dissolution and business of insurance group companies, as well as the qualifications of relevant personnel, shall be implemented with reference to the relevant provisions of China Banking and Insurance Regulatory Commission on insurance companies.

　　Article 88 These Measures shall apply to foreign insurance companies or foreign insurance group companies that set up insurance group companies as shareholders of insurance companies in China. If there are special provisions in the Regulations on the Administration of Foreign-funded Insurance Companies and its detailed rules for implementation, those provisions shall prevail.

　　These Measures shall apply mutatis mutandis to insurance companies that have direct or indirect control over other insurance enterprises, but do not have the words "insurance group" or "insurance holding" in their names, and the first paragraph of Article 29 shall not apply.

　　Insurance groups recognized as systemically important financial institutions have special regulatory provisions, which shall prevail.

　　Article 89 The management of non-insurance subsidiaries directly or indirectly invested by insurance companies shall refer to the provisions of these Measures on non-insurance subsidiaries.

　　Except for branches of member companies of an insurance group, the unincorporated organizations of an insurance group shall be governed by the provisions of these Measures on member companies of an insurance group.

　　Article 90 The term "control" as mentioned in these Measures refers to the existence of one of the following circumstances:

　　(1) The investor directly or indirectly obtains more than half of the voting shares of the invested enterprise;

　　(2) The investor substantially owns more than half of the voting rights of the invested enterprise by signing agreements or other arrangements with other investors;

　　(3) According to the law or agreement, the investor has the power to actually control the behavior of the invested enterprise;

　　(4) The investor has the right to appoint or remove more than half of the members of the board of directors or other similar authority of the invested enterprise;

　　(five) the investor has more than half of the voting rights in the board of directors of the invested enterprise or other similar authority;

　　(6) Other circumstances under control, including those in accordance with the Accounting Standards for Enterprises No.33 — — The consolidated financial statements constitute a control situation.

　　When two or more investors are qualified to independently lead the decision-making, operation and management activities of the invested enterprise in different aspects, the party that can lead the activities that have the most significant impact on the return of the invested enterprise is regarded as forming control over the invested enterprise.

　　Article 91 The term "above", "at least" and "not less than" as mentioned in these Measures all include this number, and "exceeding" does not include this number.

　　Article 92 These Measures shall be interpreted by China Banking and Insurance Regulatory Commission.

　　Article 93 These Measures shall come into force as of the date of promulgation. The Measures for the Administration of Insurance Group Companies (Trial) issued by the former China Insurance Regulatory Commission (No.29 [2010] of China Insurance Regulatory Commission) shall be abolished at the same time. Where the provisions of the Guidelines for Consolidated Supervision of Insurance Groups (No.96 [2014] of China Insurance Regulatory Commission) are inconsistent with these Measures, these Measures shall prevail.

The writer of this article is writer @Nico.

Pierce the last window of life with movies.

Recently, there was a high-scoring film that became popular in bilibili.

Since its launch, 50,000 people have typed it.9.8High score.

At the same time, its douban score is also as high as9.2.

The basic elements of explosive animation, it all has:

Well-made, playful, passionate, novel world outlook, profound values, and eye-catching leading group …

Many viewers praised it.

Some people say that this is "the revival of the industry", while others say that this is "the biggest dark horse after Blade of the Ghost".

Today, Xiaowan will talk about this evil and explosive work-

Jujutsu Kaisen

"Curse Back to War" is the first commemorative issue of "Weekly Youth Jump" on its 50th anniversary.

The original work was created by the cartoonist Jie Jian and began to be serialized in March 2018.

After its appearance, it has achieved good results in terms of sales volume and word of mouth.

Not only did it sell more than 10 million copies, but it also won the first place in last year’s "National Bookstore Assistant Recommended Comics".

Like The Attacking Giant and Tokyo Ghoul, The Curse Back to War is also a dark work.

In the play, not only many Machamp gods are added, but also many pictures are full of heresy.

Typologically, it is still a movie.Typical teenage blood fever..

However, unlike traditional fans such as One Piece and Naruto, The Curse Back to War does not let the protagonist explore in the fictional world, butSet the battle scene in a modern city to explore human nature at close range.

The story in the play takes place in a world where "curse" runs rampant.

The so-called "curse" refers to a monster transformed from human negative emotions.

Conceptually, it is somewhat similar to Mantra.

Curse is divided into different levels, from level 4 to super level, and the ability is enhanced in turn.

The more negative emotions, the stronger the curse.

Therefore, in places full of grievances like hospitals and schools, the curse of gathering is often the most and strongest.

In order to protect mankind from it, a group of people with special abilities were forced to stand up.

These people are called "magicians".

The spell master can "remove" the curse by virtue of his own spell power.

Their relationship with the curse is somewhat similar to that between exorcists and evil spirits.

The spell master is limited, but the curse is infinite.

Sometimes, in order to suppress some low-level curses, magicians will specially place some curses to fight poison with poison.

Curses themselves are curses, but they are curses sealed by spell masters.

The core plot of "The Curse Back to War" revolves around a mantra-the super mantra "the finger of Nu".

SuNuo refers to the finger cut off from Simona’s face SuNuo.

Double-sided furniture was born thousands of years ago, and it has two sides and four hands.

After Su Nuo’s death, all his 20 fingers were scattered around the world.

And spell division organization, only found six of them.

They sealed it and used it as a curse.

The male host, Polygonum cuspidatum Youren, is a high school student with superior physical fitness.

Regardless of speed or strength, he is far superior to others-

Throw the shot casually, and you can still throw 30 meters; Running casually, you can run 50 meters in 3 seconds.

However, in this way, he has no interest in sports, and only wants to join the idle Lingyan Society.

As its name implies, Lingyan Society is a society that studies paranormal.

On this day, he handed over the items he had picked up to the brothers and sisters of Lingyan Society.

Unexpectedly, it turned out to be a big battle.

It turns out that this item is nothing but a "lodging finger".

Other curses can greatly enhance their spell power by eating the "finger of lodging".

Because of this, the curse of hearing the news soon spread all over the school.

Thanks to the timely arrival of Polygonum cuspidatum and Fu Heihui, these two counterparts were saved.

Fu Heihui is a first-year student in spell college.

This "finger of lodging" is exactly what he was ordered to retrieve.

When I first saw the curse, Polygonum cuspidatum was frightened.

But at the critical moment, he remembered what grandpa had said to him before he died:

"You are strong, you have to save others … you have to die in the crowd."

These words are very similar to what Uncle Ben said to Spider-Man before he died: "The greater the ability, the greater the responsibility".

Therefore, mindful of this, Polygonum cuspidatum, which has a protagonist’s aura, has made a shot at a critical juncture.

Later, in the process of fighting, Polygonum cuspidatum was unable to cope, so he had to swallow the "finger of lodging" to compete with the curse.

This swallowing has completely rewritten the fate of Polygonum cuspidatum.

After eating his finger, he and Su Nuo formed a symbiotic relationship.

According to the regulations, Polygonum cuspidatum should have been put to death by the sorcerer.

But at the critical moment, Polygonum cuspidatum successfully suppressed the lodging in the body, which made the five enlightenment who heard the news sit up and take notice of him.

Seeing that Polygonum cuspidatum has a unique talent and can restrain lodging with his body, he decided to give him a break.

Change the death penalty to a suspended death sentence-

After collecting 20 fingers, let Polygonum cuspidatum swallow them together and then put him to death.

This will not only completely eliminate the lodging, but also make Polygonum cuspidatum die a fair death.

In order to complete the "reprieve", Polygonum cuspidatum conveniently transferred to the spell college, became a spell master, and started his own spell trip to play strange and upgrade …

We can see many familiar elements through "Curse Back to War".

similarThe symbiotic relationship of "one mind becomes a god, one mind becomes a demon"It has long been common before.

Parasitic Beast, Venom and Naruto have all played similar routines.

So as far as setting is concerned, the play is actually not new.

However, under this setting, The Curse Back to War has extended many extremely subversive views.

For example, Polygonum cuspidatumThe death view of "how to die correctly".

Or, Fu Heihui’s"Save others from inequality"(Only save the good, not the bad)The concept of saving people.

And the contempt for authority made by the Five Enlightenments: "Let’s just kill all the people above."

In addition, there are many similarities between the Spells Back to War and the Harry Potter series:

Spells are like magic, and magicians are like wizards; There is Hogwarts in the wizarding world, and there is a spell college in the spell world.

On both sides, there is a great demon king who came back from the dead-one is Voldemort and the other is Su Nuo.

As early as the comic book came out, "The Curse Back to War" had faced many doubts, thinking that it was suspected of plagiarism and sewing.

To this end, I saw that I had made a special voice and said that I did learn from it.

But instead of Harry Potter, I borrowed works such as Death and Naruto.

The Five Enlightenments are not only the teachers of the spell college, but also the strongest spell master in the world.

Even the spell organization, let him three points.

In him, we can see a lot of Kakashi’s shadow.

For example, I usually cover my eyes, and when I take off my blindfold, I will enlarge my strokes.

However, compared with Kakashi, the Five Enlightenments are more flamboyant in character and stronger in strength.

In existence, it is somewhat similar to uchiha madara.

It is worth mentioning that MAPPA, the production company of "The Spell Back to War", is also the producer of the fourth season of "The Attacking Giant".

Its addition has largely ensured the texture of the play-

The movements are flowing and flowing, and the strength is full; The split mirror is crisp and neat, and the blood is high.

Xiao Wan was deeply impressed by many spell scenes.

For example, Su Nuo’s "Conquering Mizushi" and the "Infinite Space" of the Five Enlightenments.

They are all very handsome and powerful.

Although the male host opened the "Golden Finger", which is a bit of a refreshing routine, it’s because the theme is gratifying, the production is excellent, and the play is smooth … So even if it’s a bloody slap, it’s no problem at all.

If you’re a big fan of Blade of the Ghost, you’ll probably like Curse Back to War.

After all, it has been regarded as "Weekly Youth Jump" by many fans.Another masterpiece after The Blade of the Ghost.

So, what reason do we not expect?

Note: Some pictures in this article are from Douban and the Internet. If there is any infringement, please contact us actively.

Magic hair elf

　 　 Special feature of 1905 film network In this era of fighting for value everywhere, this movie is absolutely wonderful.

　 　 Pay attention to children’s shoes in cinema movies. When you see such a spicy-eyed film in the upcoming movie this Friday, you may automatically block it.

　 　 Maybe you will think: even the poster is so ugly, what kind of trouble is the film going to make … …

　 　 However, this film is by no means as shoddy as it looks, and it even has a lot to offer. As we can see from the poster, this film is the latest animated film produced by DreamWorks. The original crew of the film production team came from. Shrek, who was popular all over the world, has already let people see the influence of "clown". And this film is also a continuation of this "ugly to cry" style of character design.

Shrek

　 　 As a family movie with singing and dancing, Magic Hair Elf is a little naive in theme, but its appreciation and the use of audition vocabulary are quite outstanding. Moreover, it is different from the people of Pixar who are stupid and forced to sell cute. The "magic hair elf" from the Danish proletariat did not deliberately sell cute and stupid.

Magic hair elves

　 　 The reason why this film, which was born out of Danish toys, has such weird and absurd attraction is entirely due to the popularity of this doll named "Uglydoll" ▼

Uglydoll

　 　 Uglydoll has a long history. It was first completed by Thomas Dan, a Danish farmer, at Christmas in 1959. At first, the manufacturer just didn’t have the money to buy Christmas presents for his children because of poor families, so he made the toy Uglydoll for his daughter with the simplest materials and manual work.

　 　 Uglydoll doesn’t have many commendable features. The only feature is the "anti-gravity" hair. This doll is inexplicably popular in Dan’s small town. Every child wants a Uglydoll. Later, I set up my own company, and the name was "Dam Things". This company specializes in making plastic versions of Uglydoll. In 1960s, there was a "Uglydoll fever" all over Europe. It was not until the 1980s that Uglydoll entered the American market and cooperated with Hasbro to develop an "action version of Uglydoll" for boys.

Strange Uglydoll.

　 　 In this movie version, DreamWorks once again rejuvenated the "old toys". In the movie, this group of elves live in the fairy village, with long hair and velvet body, and their daily life is singing, dancing and falling in love.

Film stills

　 　 Until one day, their natural enemy, the Bochan people, suddenly came to the door. As a result, the elves are in a mess, and it seems that they only have to give in easily. However, there will always be heroes in troubled times. And the original unknown and unpopular elves, there will always be bright spots. In the story, the elves were all taken away by the Bochen people.

The villain is also so "ugly"

　 　 Princess Bobby, who used to be carefree and somewhat spoiled, now has to rescue everyone with the pessimistic Bran. Reluctantly, Bran and Bobby embarked on the road of saving lives. In the process, Princess Bobby herself has grown a lot, and she finally understands that there are more than rainbows and cakes in life.

Actor and heroine

　 　 In the film, the theme of growth appears again, and Hollywood’s safety cards and routines are once again written in an indisputable way.

　 　 If "The Devil Hair Genie" is taken as a perspective, the movie adaptation of toys in Hollywood is actually carried out in a clear way and method. Among them, "memory killing" is not the key point. In other words, there are not many "nostalgic feelings" in these films; What dominates the mainstream is Hollywood’s consistent industrial characteristics. Xiao Dianjun cited some of the most typical "toy adaptation movies", and you can feel them one by one.

Next page: Transformers

　　According to Korean media reports, Yong-ha Park’s funeral ceremony was held at the Notre Dame Hospital in Gangnam, Seoul at 6: 00 am on July 2, and more than 200 fans gathered at the scene, including many fans who came from Japan specially.

　　The photo of the deceased that was made public that day attracted attention. The pressure brought by career and performing arts activities and his father suffering from advanced gastric cancer made Yong-ha Park’s heart miserable, but his smile in the photo made fans and friends even more heartbroken.

　　The funeral ceremony originally scheduled for 8 o’clock was held early because the funeral route of the hearse was temporarily modified, and three locations, SBS, KBS and MBC, were added. The hearse carrying Yong-ha Park’s body will pass through three major Korean TV stations and Yong-ha Park’s home, and finally go to the crematorium in Gyeonggi Province.

　　When Yong-ha Park’s close friend Ji-seob So appeared with the portrait of his deceased friend in his hand, the fans at the scene said, "He smiled so brilliantly … …” I began to sob and cry.

　　It is reported that Yong-ha Park’s funeral will be carried out in the form of "three-day funeral" in Buddhism, and his body will be cremated in Gyeonggi Province at 10 am after the funeral ceremony, and the urn will be placed in the Memorial Park located in Pentang, Gyeonggi Province.

More live pictures on the next page!

　　[Chexun. com]On December 27th, Changan Automobile’s brand-new MPV Auchan was officially launched, and four new models were launched, with a price of 51,900-64,900 yuan. The new car will be positioned in the home market in the future, and all the cars are equipped with 1.5L engines.

　　Auchan’s overall configuration is relatively high. The whole system is equipped with front and rear indoor lighting, cigarette lighters, the first and third rows of 12V power supplies and the same color inner door opening handles, the front and rear electric windows, the driver’s seat door and window glass drop at one touch, the automatic anti-glare inside and outside rearview mirrors, the sun visor with makeup mirror for the front and rear drivers, the front manual independent air conditioner and the air outlet of the second row of air conditioners with wind direction and air volume adjustment. Driving computer display screen, front and rear driver’s seat airbags, safety system prompt, ISO FIX child seat interface, engine electronic anti-theft, in-vehicle central locking, remote control key, all-vehicle three-point seat belt, door ajar warning light, independent display of five-door opening and closing status, rear door child lock, automatic locking and parking unlocking, ABS+EBD safety configuration, AUX/USB/Ipod external audio interface.

　　Auchan’s length, width and height are 4465/1725/1700 mm respectively (the height of standard and fashion models is 1685 mm) and the wheelbase is 2680 mm. With the 2+3+2 seat design, it is possible to launch a 6-seat model in the future, and the trunk space is spacious, and the rear two rows of seats can be leveled. The interior design is fashionable and atmospheric, and the design of connecting the LCD screen instrument panel and the central control screen refers to the Mercedes-Benz S-Class sedan.

　　In addition to the standard model, the other models are equipped with electrically adjustable rearview mirrors, rear wipers and rear window defrosting and defogging functions. And the 7-inch center console color touch screen, which has mobile phone mapping, car phone and Bluetooth functions, as well as multimedia playback such as DVD and other support functions. The inner door handle of the top model is chrome-plated, with rearview mirror heating function and GPS navigation. The technology configuration also includes HBA+TCS+ESP body stability system, HHC uphill assist and front and rear reversing radar, and radar distance display function.

　　In terms of power, Auchan is equipped with a 1.5L engine, with an output power of 84KW, a maximum torque of 148N.m, and a fuel consumption of 6.8L under 100 kilometers. The transmission system is matched with a 5-speed manual transmission, which is the same model as Changan Yidong and Yuexiang V7. In the future, Auchan will also add an automatic turbocharged model equipped with a 1.0T engine and Aisin 6AT gearbox. Auchan’s suspension system adopts the combination of front McPherson independent suspension, rear torsion beam semi-independent suspension and front drive. It comes standard with EPS electric power steering system, which makes it closer to cars, and is different from the commercial MPV that everyone has been exposed to in the traditional sense. As a whole, it is developed at the level of cars. Among them, the exterior design is the responsibility of Changan European Design Center, and the interior design is developed by Changan Japanese design team. The NVH idle speed test is only 39 decibels.

Changan Auchan competing model Baojun 730 and popular S500

Changan Auchan competing models Yingzhi 737 and Wuling Hongguang S1

　　Auchan’s positioning is different from the previous positioning of Changan commercial vehicle brand. At present, MPV in China can be roughly divided into commercial MPV represented by Buick GL8 and commercial MPV represented by Wuling Hongguang. Changan Auchan is positioned as another emerging market, that is, home MPV. Domestic MPVs are often not expensive, but the overall quality requirements and comfort are stronger than commercial MPVs. In the past, Changan Ounuo’s competitors were Scenery 360 and Wuling Hongguang. However, Auchan’s potential consumer groups do pay attention to household consumers, which is close to Baojun 730, but latecomers such as popular S500, Yingzhi 737 and Wuling Hongguang S1 will also make efforts in this market segment. It is believed that Auchan has a high overall quality and cost performance after listing, and can perform well in the home MPV market.

---

Zhu Huarong, President of Changan Automobile

　　At the press conference, we also learned from Mr. Zhu Huarong, President of Changan Automobile, and the official of Changan Automobile. In 2016, Changan Automobile will launch 14 new products and 167 new models by 2025. The 14 new models to be launched next year include 9 new energy products. In addition, Changan Automobile will spend 5% of its annual sales on research and development. Changan Auchan’s spare parts and R&D links are completely built according to passenger cars. In the future, Changan’s commercial products will extend from MPV to SUV market, as well as seven multifunctional products between MPV and SUV. In the first half of 2016, Changan Commercial Co., Ltd. will also release a changan CX70 positioned in the SUV market, including the steering wheel and other parts, which will be shared with Auchan and CS75. Thirteen new products will be launched before 2025.

The richness of the configuration is closely linked to the cost performance of a car, and many people have mentioned it. Now let’s follow Xiaobian to see what it has done.

Let’s take a look at the appearance of the Accord first. The front shape of the Accord has taken a fashionable and simple route, and it looks very individual with a multi-spoke middle net. Coupled with headlights, the shape is quite simple. The car is equipped with LED daytime running lights, automatic opening and closing, adaptive far and near light, delayed closing and so on. Coming to the side of the car, the body size of the car is 4980MM*1862MM*1449MM. The car adopts fashionable lines, and the side circumference gives people a very delicate feeling. With large-sized thick-walled tires, the shape is quite individual. In terms of the rear end, the overall shape of the Accord’s rear end echoes the front face, and the taillights present a tough design style, coupled with the hidden exhaust pipe, creating a good gas field.

Sitting in the car, the interior looks very simple and generous, which is very suitable for the tastes of young consumers. The steering wheel design of this car is very cold, and it is equipped with the functions of manual steering wheel up and down+front and rear adjustment, which gives people an impulse to control it. From the central control point of view, the design of the center console is reasonable, which makes the interior design quite layered and conforms to the mainstream aesthetics. The interior feels good, let’s take a look at the dashboard and seats. The car is equipped with a soft dashboard, and the sports atmosphere is in place. The car uses leather seats, which are wrapped in place and are very comfortable to ride.

Accord is matched with CVT gearbox, with a maximum power of 141KW and a maximum torque of 260N.m, and its power performance is good.

The space size of the Accord trunk is in line with its household positioning, and the storage space for family travel can be met, with excellent space flexibility. In addition, the car is equipped with fatigue warning, anti-lock braking (ABS), LED daytime running lights, brake assist (EBA/BAS, etc.), braking force distribution (EBD) main driving airbag, co-pilot airbag, knee airbag, side airbag curtain, front side airbag and other safety configurations.

After reading the above description, Xiaobian will make a summary. The car introduced today is not only eye-catching in space, but also has reached the mainstream level in various configurations, and there is nothing to be picky about driving experience and space experience.

1905 movie network news On the evening of December 12, 2018, the first Hainan Island International Film Festival Women’s Film Forum was grandly held in Sanya. Renowned director Zhang Jiarui, film industry expert Yu Li, two well-known actors Mingdao and Ye Qing, and filmmaker Shen Tingzhao came to the scene to exchange ideas. Under the theme of "Constructing a Women’s Film World View from Zero", aiming at the development of women’s films, from the perspectives of creation and market, specific suggestions were put forward on how to create an excellent Chinese women’s film.

The first Hainan Island International Film Festival aims to "screen all year round, screen all over the island, watch movies by the whole people, and the whole industry chain". It has set up a variety of activities such as film screenings, forum summits, national filming attraction promotion exhibitions, and the 2019 new film promotion conference in the Chinese film market. It strives to create an international, academic, popular and never-ending international film festival.

In view of the fact that in recent years, many films focusing on women’s lives have been produced in the international film industry, such as films with female characters as the leading role, which have not only been recognized by the critics, but also achieved good box office results in China. At the same time, domestic filmmakers have also dedicated such films as "Carnival" and other realistic works focusing on women.

In this context, the first Hainan Island International Film Festival specially set up a women’s film forum, which was guided by the State Film Bureau, sponsored by the Hainan Provincial People’s Government, and jointly implemented by the Propaganda Department of the Hainan Provincial Committee of the Communist Party of China, the People’s Government of Sanya City, the Hainan Provincial Film Bureau, and the Hainan Provincial Federation of Literary and Art Circles. It was organized by Hainan Island International Film Festival Co., Ltd., and implemented by Hainan Xiting Cultural Investment Co., Ltd., Jiazhuo (Beijing) Cultural Media Co., Ltd., and Beijing Yingchuangshi Cultural Media Co., Ltd.

Women’s films refer to films that focus on women’s lives and have a female perspective. The five guests invited to the forum conducted in-depth discussions on women’s films from various perspectives, including the history of women’s films, the comparison between Chinese women’s films and foreign women’s films, and the creation of current Chinese women’s films.

Zhang Jiarui, a director who has written and other women’s films, said that his creation is deeply influenced by his mother and director Xie Jin. His films talk about women’s pursuit of "freedom" and "love", which is often more powerful than men. This pursuit and persistence are often more powerful than men. Ms. Yu Li, a well-known scholar who has studied the film industry for many years, pointed out that recent women’s films reflect contemporary and urban nature, as well as female ideology.

Ming Dao and Ye Qing shared their observations on women around them from the perspective of actors, calling on women of any age to be more sincere and clear about themselves; producer Shen Tingzhao believes that women’s films in the past were more about the pursuit of freedom, while in recent years they have more reflections on the current situation of women’s survival and the choices they face. Finally, regarding the future of women’s films, several filmmakers all expressed their expectation to see more in-depth, real, and life-related women’s films with vitality.

The first Hainan Island International Film Festival Women’s Forum responded to the film festival’s theme of focusing on women and gathered filmmakers from all walks of life to put forward many valuable opinions for the creation of Chinese women’s films. At the same time, all parties are expected to work together to expand the establishment of "Women’s Film Week" during the next Hainan Island International Film Festival. It is believed that with the joint efforts of the forum and the film festival, creators will continue to bring more excellent female films to the audience.

　

Overnight, "Kimi fever" swept through A shares, and the praise was endless.

In early trading today, the concept of Kimi continued to soar. Many stocks had a daily limit of "one", and the AI application side collectively surged. After 10 o’clock, the AI application side began to fall back, and the three major indexes weakened. But overall, the AI ? ? application is still the biggest hot spot in the morning. At the close of the morning, the Shanghai Composite Index fell 0.21%, the Shenzhen Component Index fell 0.42% and the Growth Enterprise Market Index fell 0.49%.

AI application is active

This morning, the concept of Kimi continued to soar.Huace movie and televisionUshered in a 20% daily limit,Zhangyue technology、Zhongguang natural selectionAnd other stocks also have a daily limit of "one".

A few days ago, Kimi intelligent assistant raised the length of lossless context to 2 million words, which attracted market attention. According to industry insiders, as the gateway to GMartificial intelligenceThe basic technology of (AGI), lossless long context, has always been a research hotspot in the industry. The evolution of model architecture in history is essentially to improve the effective and lossless context length. The breakthrough of Kimi intelligent assistant in this field will undoubtedly promote the generalization ability of AIGC model and provide empowerment for more vertical industries. Many brokers believe that Kimi intelligent assistant is expected to become a benchmark product in the AIGC field, and its 2 million words lossless long text generation ability will help enterprises achieve high-quality and efficient content production.

There has been a lot of good news in the AI field recently. On the evening of March 20th, Cheng Yixiao, founder and CEO of Aauto Quicker, said at the company’s 2023 annual performance conference call that after the company launched the AI strategy in 2023, it would step by step promote the research and development training of self-developed large models and accelerate the scene landing of large models. For Wensheng video, Aauto Quicker has promoted special research and development at the end of last year. Cheng Yixiao said that this is a huge opportunity for the short video ecology. In the future, Aauto Quicker will combine the generation model with producer tools, and constantly help creators to lower the threshold of creation and improve the quality and efficiency of short video production.

On March 20,BaiduMap announced that the number of users of its "AI Guide" has exceeded 100 million, providing more than 10 million conversations every day. On March 21st, intelligent cloud held a Qian Fan product launch conference, and released three large lightweight models, namely ERNIE Speed, ERNIE Lite and ERNIE Tiny. The parameters are from large to small, which are suitable for fine-tuning as a base model in specific scenes, giving consideration to the model effect and reasoning performance, and being equipped with a low-computational AI accelerator card for reasoning, which is suitable for low-cost and low-delay applications.

AI hardware side,Memory chipThe plate is active,Dawei stock、DeminliWait for the stock to soar.

On March 21, driven by the strong demand for AI storage hardware,micron technology, incAnnounced a third-quarter performance outlook that exceeded expectations. The outlook for total revenue and earnings per share far exceeded analysts’ expectations, and the share price of US stocks soared after hours.

Milky WaysecuritiesIt is said that the track belongs to a high-growth and strong cycle industry, and the current time is a new starting point for the next cycle of the track. In AI, demand recovery superpositiondigital economyUnder the background of rising demand for storage power, we are optimistic about the investment opportunities of listed companies related to the domestic storage industry chain.

Gold conceptRise sharply

Recently, it has continued to strengthen. This morning, it rose again,Dengyun stock、Zhongrun resources、Jingui silver industryWaiting for the top increase. "Gold" rushed to the forefront of the hot search list in the morning.

In the early morning of March 21st, Beijing time, the Federal Reserve announced that it would keep the federal funds interest rate range unchanged between 5.25% and 5.5%, which was in line with market expectations. This is also the fifth consecutive time that the Fed has kept interest rates unchanged since last September.

After the release of the interest rate resolution, the three major stock indexes of the US stock market and the spot gold price rose rapidly, and the spot gold price once exceeded $2,200 per ounce in intraday trading.

Galaxy futuresprecious metalResearchers believe that the rise in international gold prices is due to the fact that the recent US macroeconomic data is not in line with expectations, and on the other hand, Fitch downgraded new york.bankThe market risk aversion caused by rating has warmed up. At the same time, central banks continue to buy gold and constantly raise the gold price center. Therefore, the international gold price has stepped out of a round of rising market under various favorable factors.